Best Zero Based Budget Apps

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated November 2026

Whether you're new to zero based budget or looking for an upgrade, our curated collection of 250+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Zero Based Budget Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesNov 2026
2Allot: Zero-Based BudgetAllot: Zero-Based BudgetFree2.0★ (1)NoYesOct 2026
3Zerosum: Zero-based budgetingZerosum: Zero-based budgetingFree4.9★ (35)NoYesNov 2026
4YNABYNABFree4.8★ (62K)NoYesNov 2026
5Zero Dollar BudgetZero Dollar BudgetFree5.0★ (2)NoYesOct 2026
6Budget Zero: Envelope PlannerBudget Zero: Envelope PlannerFree4.3★ (6)NoYesNov 2026
7Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (14K)NoYesNov 2026
8BudgetLabs: Zero-Based BudgetBudgetLabs: Zero-Based BudgetFree5.0★ (2)NoYesOct 2026

Top Picks for Zero Based Budget

EveryDollar: Budget Management#1

EveryDollar: Budget Management by The Lampo Group Incorporated

Track Income, Bills & Spending
Editor's Choice
💰 Finance
4.7😐(84K ratings)
FreeIn-App Purchases
#11in Finance
EveryDollar: Budget Management screenshot 1
EveryDollar: Budget Management screenshot 2
EveryDollar: Budget Management screenshot 3
EveryDollar: Budget Management screenshot 4
EveryDollar: Budget Management screenshot 5
EveryDollar: Budget Management screenshot 6

This personal finance app helps you manage your money by creating budgets, tracking expenses, and setting savings goals. It provides tools to pay off debt, plan spending, and gain control over your financial future.

What We Love

  • 👍 Useful budgeting tool
  • 🚀 Helps with financial organization
  • 💡 Customizable budgeting categories
  • 👍 Easy to use and intuitive
  • 🚀 Simplifies budgeting process

Room to Improve

  • 💰 Expensive subscription
  • 🐛 Connectivity issues with Canadian banks
  • 🐛 Bugs and glitches
  • 🔍 Lack of support and tutorials
  • 🚫 Limited functionality in free version
Allot: Zero-Based Budget#2

Allot: Zero-Based Budget by Stive Hassan

YNAB without the subscription.
Strong Contender
💰 Finance
2.0(1 ratings)
FreeIn-App Purchases
Allot: Zero-Based Budget screenshot 1
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Allot: Zero-Based Budget screenshot 6

This app helps you manage your finances with a zero-based budgeting approach. It allows you to assign every dollar a job, track your net worth, and plan for financial goals without requiring bank logins or a recurring subscription.

Zerosum: Zero-based budgeting#3

Zerosum: Zero-based budgeting by Pedro Fidalgo

Plan every dollar
Worth Considering
💰 Finance
4.9(35 ratings)
FreeIn-App Purchases
Zerosum: Zero-based budgeting screenshot 1
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Zerosum: Zero-based budgeting screenshot 3
Zerosum: Zero-based budgeting screenshot 4
Zerosum: Zero-based budgeting screenshot 5
Zerosum: Zero-based budgeting screenshot 6

This app helps you meticulously plan your finances by allocating every dollar before you spend it. It offers tools to set and track savings goals, analyze spending patterns, and manage recurring transactions. You can choose to sync with your bank accounts or manage your budget manually, and even share it with family.

More Zero Based Budget apps to explore

FAQ about Zero Based Budget

What are the best zero based budget apps for iPhone?
EveryDollar: Budget Management tops our zero based budget apps ranking as of November 2026, with a 4.7-star average from 84K App Store ratings, and it's free to download.
Yes — 20 of the top zero based budget apps we rank are free to download, including EveryDollar: Budget Management and Allot: Zero-Based Budget.
EveryDollar: Budget Management has no ads and offers in-app purchases, according to its App Store listing as of November 2026.
We track 250+ zero based budget apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.