Envelope Budget - Fundwise
Zero-Based Expense Tracker
About
This app helps you manage your money using the zero-based envelope budgeting method. Assign every dollar a purpose, track spending across multiple accounts, and set savings goals. Visualize your financial health with insightful reports and home screen widgets.
What's New in Envelope Budget
1.4.0
September 13, 2026
New Envelope Management Features! You now have much more control over customizing your budget setup and moving money around. Transfer Between Envelopes: Quickly move money from one category to another. Just tap the ... menu on the Budget screen (or inside any category) to easily reallocate your funds. Rename Categories & Groups: You can now rename any of the default category groups and categories to fit your lifestyle—and even customize their emojis! Delete Categories & Groups: Made a mistake or want to clean up your budget? You can now permanently delete unused categories and groups. Safe Deletion Safeguards: To protect your historical budget math, the app will prevent you from deleting categories that contain past transactions or budgeted money, seamlessly guiding you to "Hide" them instead.
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FAQ
What is Envelope Budget's primary budgeting method?
Envelope Budget uses the zero-based envelope budgeting method. This means every dollar of your income is assigned a specific purpose or budget category before you spend it.
How does Envelope Budget handle credit cards?
The app offers smart credit card handling, automatically tracking what you owe. When you budget for a purchase, the necessary funds are set aside for your credit card payment.
Can I track multiple types of accounts with Envelope Budget?
Yes, you can track checking, savings, credit cards, and cash accounts all within Envelope Budget to get a complete view of your financial picture.
Does Envelope Budget offer reporting features?
Yes, Envelope Budget provides Budget vs Actual reports. These reports show how your spending compares to your planned budget per category and per month.
How secure is my financial data with Envelope Budget?
Envelope Budget prioritizes privacy by storing all data in your personal iCloud account with end-to-end encryption. The developer states they cannot access your transactions, balances, or budgets.
What devices are supported by Envelope Budget?
Envelope Budget is available on iPhone and iPad, with data syncing automatically via iCloud across these devices.
What are the pricing options for Envelope Budget?
Envelope Budget offers a 30-day free trial. After the trial, pricing is $1.99/month or $19.99/year, with the option to cancel anytime.
How often is Envelope Budget updated?
The latest version of Envelope Budget is 1.4.0, last updated on September 13, 2026. This indicates regular updates to improve functionality and reliability.
