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Envelope Budget: Paycheck Plan

Envelope Budget: Paycheck Plan

Spending & Bill Tracker

4 ratings
2 reviews
🌟 Lifestyle
💰 Finance
Free
In-App Purchases

Details

Released
September 30, 2026
Updated
November 11, 2026

Features

Developer

Red Seam, Inc
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Envelope Budget: Paycheck Plan screenshot #1 for iPhone
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Envelope Budget: Paycheck Plan screenshot #4 for iPhone
Envelope Budget: Paycheck Plan screenshot #5 for iPhone
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Envelope Budget: Paycheck Plan screenshot #9 for iPhone
iphone
ipad
🧾$59.99
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About

Manage your money by assigning every dollar a purpose. Track spending against your budget in real-time, ensuring you know exactly what's available for each category and what's reserved for upcoming bills. Stay in control of your finances with clear visibility until your next payday.

✓Envelope budgeting system
✓Paycheck allocation
✓Transaction categorization
✓Bank account syncing
✓Bills calendar
✓Spending reports
✓Shared budgeting
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+2

What's New in Envelope Budget

1.0.11

November 11, 2026

New percentage-based allocation plans make it easier to divide income. Your sign-in token is now stored more securely. We've also fixed crashes and improved the Link action and layout for transfer matches.

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Subscriptions & In-App Purchases

Bank Sync Monthly

Automatic bank sync through Plaid

$3.001 Month
How to cancel Envelope Budget subscription ⁉️

User reviews

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Excellent & Inexpensive!

I’ve been a YNAB user for over ten years, and I switched to EnvelopeBudget.com and couldn’t be happier about it! It costs less than half the price, and at least for now there’s a “pay once and own forever” option for less than the annual price of the competition. (Full disclosure: you’ll still want SimpleFIN for $15/year so that you can download transactions, which I highly recommend.). It also does everything that YNAB does, but unlike YNAB, it doesn’t think it’s smarter than you are. It also has the option to mark an envelope as “debt”, which makes it so that EB expects/allows a negative balance without bringing up warnings. And I can do my monthly budget in a fraction of the time it took with YNAB because EB doesn’t automatically fund every bucket/envelope that is negative when you rollover to a new month.
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KKillerBee92

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FAQ

What is Envelope Budget?

Envelope Budget is a finance app that helps you manage your money by assigning every dollar a job. You can allocate your paycheck to different 'envelopes' for expenses like groceries, bills, and savings, and track your spending against these limits.

How does Envelope Budget handle bank syncing?

Envelope Budget offers bank syncing through Plaid or SimpleFIN for read-only access to your accounts. You can also choose to enter all transactions manually if you prefer not to connect your bank.

Can I use Envelope Budget for free?

Yes, Envelope Budget can be used at no charge with your own self-hosted server. The optional hosted service includes a 34-day free trial, after which a paid membership is required.

What are the subscription options for Envelope Budget?

The EnvelopeBudget.com hosted service offers monthly and annual membership plans, as well as monthly and annual plans for bank syncing. These are available as in-app purchases.

Does Envelope Budget have ads?

No, Envelope Budget is private by design and does not have advertisements. The developers also state they do not sell user data.

Can I share my budget with others using Envelope Budget?

Yes, Envelope Budget allows you to invite your partner or family members to the same budget. Your budget will be kept in sync across both phone and web versions.

What devices support Envelope Budget?

Envelope Budget is available on iPhone, iPad, and iPod. It has a 4+ age rating, making it suitable for a wide range of users.

How often is Envelope Budget updated?

The latest version of Envelope Budget is 1.0.9, which was last updated on November 3, 2026. Updates typically include new features and improvements.