Great Personal Financial Planning app
It allows you to document, forecast, and adjust your personal finances quickly and easily.
Response from developer
Thanks for the review! Glad to hear the app is making personal financial planning easier.
Free
In-App Purchases
About
Plan your financial future with interactive projections for net worth, cash flow, and retirement. Simulate major life decisions and optimize financial goals like mortgage payments. Data is stored locally for privacy with optional cloud sync.
✓Interactive net worth and cash flow projections
✓What-if scenario testing
✓Inflation-adjusted projections
✓Mortgage optimization tools
✓Household planning with multiple profiles
✓Offline support and local data storage
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What's New in Prosper
1.4.6
June 20, 2026
- Added household split support for shared assets, liabilities, and cashflows between profiles. - Added mixed-rate mortgage and loan modeling with custom rate paths after the fixed period. - Added surplus routing to extra loan amortizations, including early repayment fee handling.
MoreSubscription plans
FP Pro - Monthly
Unlock all Pro features with a monthly subscription.
$0.991 Month
4
In-App Purchases
$6.99
Pro Features
Unlocks Pro Features
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Developer apps
FAQ
Does Prosper have ads?
No, Prosper is ad-free, allowing for an uninterrupted financial planning experience.
What are the subscription options for Prosper?
Prosper offers 'FP Pro' with a monthly subscription for $0.99 or an annual subscription for $3.99. These plans likely unlock advanced features or remove limitations.
How secure is my financial data with Prosper?
Prosper prioritizes privacy by default, storing data on your device and offering offline support. Cloud sync is optional and only enabled if you choose to activate it.
What devices is Prosper available on?
Prosper is available on iPhone, iPad, and iPod, making it accessible across various Apple devices.
How often is Prosper updated?
The latest version, 1.4.6, was released on 2026-06-20, indicating regular updates to improve functionality and add features.
What is the age rating for Prosper?
Prosper has an age rating of 4+, making it suitable for a wide range of users interested in financial planning.
Can I use Prosper to plan for my household finances?
Yes, Prosper supports household planning with multiple profiles and combined long-term projections, allowing you to manage finances as a unit.
What are the main benefits of using Prosper?
Users can simulate their financial future, test life decisions, optimize mortgages, and gain confidence in making bigger financial choices, all with a focus on privacy.
