Best Financial Planner Tool Apps

5.0(8 ratings)

Free

This app consolidates your financial accounts, budgets, and goals into a single, clear roadmap. It uses AI to help you understand your spending, plan for retirement, and make informed financial decisions without needing to manage multiple spreadsheets.

Seraph Retirement Planner by Hailcat LLC

Monte Carlo Money Simulator

Strong Contender

4.9(18 ratings)

Free

This app simulates thousands of market futures and lifespans to estimate your chance of financial solvency in retirement. It models income, expenses, accounts, debt, and life events with a real US tax engine. Understand key insights and track your progress against your plan.

NYC DCP by New York City Deferred Compensation Plan

Worth Considering

by Ameriprise Financial, Inc.

4.8😐(12K ratings)

Free

Manage your retirement, health savings, and investment accounts alongside external financial accounts in one secure, personalized platform. Access interactive tools, educational resources, and investment advice to confidently plan for your financial future.

What We Love

👍 Easy to navigate
🚀 Quick access to account information
💡 Ability to see account balance changes
👍 Excellent app for retired city employees

Room to Improve

🐛 Frequent system unavailability issues
🐛 Compatibility issues with newer iOS versions
🐛 Slow and glitchy performance
🔍 Limited investment research and analysis tools

More Financial Planner Tool apps to explore

Ameriprise Financial

Track asset value and account summaryView portfolio allocation and performanceAdd external accounts for a complete financial picture

Manage your finances and connect with your advisor on the go. Track investments, view account balances, and securely share documents. Make payments, deposit checks, and stay informed with market news.

Your Financial Wellness Hub

Financial Wellness Score™Personalized action plansVirtual financial coach (Aimee™)

This app acts as a personal financial coach, offering a wellness score, personalized action plans, and access to virtual and human coaches. It provides step-by-step guides for major life events and helps users reduce financial stress.

(9)

Prosper - Financial Planner

Track Net Worth, Loans & FIRE

Interactive net worth and cash flow projectionsWhat-if scenario testingInflation-adjusted projections

Plan your financial future with interactive projections for net worth, cash flow, and retirement. Simulate major life decisions and optimize financial goals like mortgage payments. Data is stored locally for privacy with optional cloud sync.

Personal Financial Manager

Income and expense trackingFamily member financial managementDebt and loan management

Manage personal and family finances by tracking incomes, expenses, and bank transactions. Organize debts, loans, assets, and budgets with detailed reporting and secure login.

(2.5K)

PlanMode: Retirement Planner

Long-term Financial Planning

Lifetime wealth projectionsRetirement savings gap analysisScenario testing for financial decisions

This app helps you plan for your financial future by projecting your wealth over your lifetime. It analyzes potential shortfalls in retirement savings and allows you to test various financial scenarios to ensure you have sufficient resources.

free with in-app purchases

(105)

Reed Financial Services

by Reed Financial Services, Inc.

Your digital financial planner

Consolidated financial account overviewPersonalized financial planningBudgeting and cash flow forecasting

This app consolidates all your financial accounts, offering personalized advice and actionable steps to achieve your goals. It provides budgeting, debt management, investment guidance, and AI-powered financial planning tailored to your unique life circumstances.

(2)

Facet: Financial Planning

Flat fee, CFP®, investing

Personalized financial roadmapCFP® professional guidanceInvestment management

This app provides comprehensive financial planning and investment management services. Users can track goals, message financial advisors, view account balances, and access market insights. It offers a personalized roadmap to achieve financial objectives with expert guidance.

(29)

Personal Financial Plan Wiz

by PF Wiz LLC

Project financial variables through retirementAssess alternative financial outcomesGet tips to improve financial forecast

This app helps you plan for your lifetime financial goals with a DIY approach. It allows for 'what if' analysis on various financial variables and provides tips to improve your financial forecast. Get started on saving money and assessing your financial future.

Cross-border Retirement Plan

Bhavitta: FIRE Planner

Build life-stage timelinesSimulate market historyRun Monte Carlo trials

Plan your financial future across borders with a private, offline simulator. Map life stages, simulate market history or Monte Carlo trials, and stress-test your plan for wealth building and early retirement.

Your Investment Advisor

Track retirement goal progressView total portfolio and account detailsLink outside accounts

Access your financial accounts and track progress toward your goals. View your portfolio, link external accounts, and connect with an advisor or planner. Review statements and plan updates for a comprehensive financial overview.

Simple money planner.

Plans.TheApp Financial Planner

Plan, Budget, Track & Forecast

Advanced financial forecasting up to 30 yearsTest "what-if" life scenariosDebt and asset management tools

This app helps you visualize your financial future by forecasting cash flow, net worth, and debt over decades. Test "what-if" scenarios for major life events and manage debts and assets with various strategies. Collaborate with partners and generate detailed reports.

Track spending, goals reports

Money - Financial Planning

Easy control income/expenses

Create custom financial plansTrack daily income and expensesVisualize financial statements with graphs

Effectively manage your income and expenses to achieve your financial goals. Plan your spending, track daily transactions, and visualize your financial health with insightful graphs and reports. This app helps you save for your dreams and become more financially responsible.

(3)

Capitalflo: Financial Planner

Financial Planning Made Easy

Profiro: FIRE & Budget Planner

Net Worth & Expense Tracker