Best Financial Planner Tool Apps

248+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated August 2026

Prosper is the household name in financial planner tool, but it's far from the only option. We track 248+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Financial Planner Tool Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Prosper - Financial PlannerProsper - Financial PlannerFree5.0★ (1)NoYesJun 2026
2NYC DCPNYC DCPFree4.8★ (12K)NoNoAug 2026
3Seraph: Retirement PlannerSeraph: Retirement PlannerFree5.0★ (6)NoNoAug 2026
4Center for Financial PlanningCenter for Financial PlanningFreeNoNoMay 2026
5PlanMode: Retirement PlannerPlanMode: Retirement PlannerFree4.3★ (105)YesYesMay 2026
6Reed Financial ServicesReed Financial ServicesFreeNoNoMay 2026
7Ameriprise FinancialAmeriprise FinancialFree4.9★ (37K)NoNoAug 2026
8Your Wealth ArchitectYour Wealth ArchitectFree5.0★ (1)NoNoAug 2026

Top Picks for Financial Planner Tool

Prosper - Financial Planner#1

Prosper - Financial Planner by Paulo Jose Mendes Marques

Track Net Worth, Loans & FIRE
Editor's Choice
💰 Finance
5.0(1 ratings)
FreeIn-App Purchases
Prosper - Financial Planner screenshot 1
Prosper - Financial Planner screenshot 2
Prosper - Financial Planner screenshot 3
Prosper - Financial Planner screenshot 4
Prosper - Financial Planner screenshot 5

Plan your financial future with interactive projections for net worth, cash flow, and retirement. Simulate major life decisions and optimize financial goals like mortgage payments. Data is stored locally for privacy with optional cloud sync.

NYC DCP#2

NYC DCP by New York City Deferred Compensation Plan

Strong Contender
💰 Finance
4.8😐(12K ratings)
Free
NYC DCP screenshot 1
NYC DCP screenshot 2
NYC DCP screenshot 3
NYC DCP screenshot 4
NYC DCP screenshot 5

Manage your retirement, health savings, and investment accounts alongside external financial accounts in one secure, personalized platform. Access interactive tools, educational resources, and investment advice to confidently plan for your financial future.

What We Love

  • 👍 Easy to navigate
  • 🚀 Quick access to account information
  • 💡 Ability to see account balance changes
  • 👍 Excellent app for retired city employees

Room to Improve

  • 🐛 Frequent system unavailability issues
  • 🐛 Compatibility issues with newer iOS versions
  • 🐛 Slow and glitchy performance
Seraph: Retirement Planner#3

Seraph: Retirement Planner by Hailcat LLC

Monte Carlo Money Simulator
Worth Considering
💰 Finance
5.0(6 ratings)
Free
Seraph: Retirement Planner screenshot 1
Seraph: Retirement Planner screenshot 2
Seraph: Retirement Planner screenshot 3
Seraph: Retirement Planner screenshot 4
Seraph: Retirement Planner screenshot 5
Seraph: Retirement Planner screenshot 6

This app simulates thousands of market futures and lifespans to estimate your chance of financial solvency in retirement. It models income, expenses, accounts, debt, and life events with a real US tax engine. Understand key insights and track your progress against your plan.

More Financial Planner Tool apps to explore

4
Center for Financial Planning
Center for Financial Planning
Center for Financial Planning
by Center for Financial Planning, Inc.®
Free
💰 Finance
(0)
5
PlanMode: Retirement Planner
PlanMode: Retirement Planner
PlanMode: Retirement Planner
Long-term Financial Planning
Free

This app helps you plan for your financial future by projecting your wealth over your lifetime. It analyzes potential shortfalls in retirement savings and allows you to test various financial scenarios to ensure you have sufficient resources.

Lifetime wealth projectionsRetirement savings gap analysisScenario testing for financial decisions
💰 Finance
(105)
free with in-app purchases
6
Reed Financial Services
Reed Financial Services
Reed Financial Services
by Reed Financial Services, Inc.
Free
💰 Finance
(0)
7
Ameriprise Financial
Ameriprise Financial
Ameriprise Financial
by Ameriprise Financial, Inc.
Free

Manage your finances and connect with your advisor on the go. Track investments, view account balances, and securely share documents. Make payments, deposit checks, and stay informed with market news.

Track asset value and account summaryView portfolio allocation and performanceAdd external accounts for a complete financial picture
💰 Finance
(37K)
free
8
Your Wealth Architect
Your Wealth Architect
Your Wealth Architect
AI financial planning
Free

This app consolidates your financial accounts, budgets, and goals into a single, clear roadmap. It uses AI to help you understand your spending, plan for retirement, and make informed financial decisions without needing to manage multiple spreadsheets.

Consolidated financial overviewAI-driven financial roadmapBudget tracking and spending analysis
💰 Finance
(1)
free
9
Bhavitta: FIRE Planner
Bhavitta: FIRE Planner
Bhavitta: FIRE Planner
Cross-border Retirement Plan
Free

Plan your financial future across borders with a private, offline simulator. Map life stages, simulate market history or Monte Carlo trials, and stress-test your plan for wealth building and early retirement.

Build life-stage timelinesSimulate market historyRun Monte Carlo trials
💰 Finance
(2)
free
10
Financial Finesse
Financial Finesse
Financial Finesse
Your Financial Wellness Hub
Free

This app acts as a personal financial coach, offering a wellness score, personalized action plans, and access to virtual and human coaches. It provides step-by-step guides for major life events and helps users reduce financial stress.

Financial Wellness Score™Personalized action plansVirtual financial coach (Aimee™)
💰 Finance
(9)
free
11
Plans.TheApp Financial Planner
Plans.TheApp Financial Planner
Plans.TheApp Financial Planner
Plan, Budget, Track & Forecast
Free

This app helps you visualize your financial future by forecasting cash flow, net worth, and debt over decades. Test "what-if" scenarios for major life events and manage debts and assets with various strategies. Collaborate with partners and generate detailed reports.

Advanced financial forecasting up to 30 yearsTest "what-if" life scenariosDebt and asset management tools
💰 Finance
(1)
subscription
12
Personal Financial Plan Wiz
Personal Financial Plan Wiz
Personal Financial Plan Wiz
by PF Wiz LLC
Free

This app helps you plan for your lifetime financial goals with a DIY approach. It allows for 'what if' analysis on various financial variables and provides tips to improve your financial forecast. Get started on saving money and assessing your financial future.

Project financial variables through retirementAssess alternative financial outcomesGet tips to improve financial forecast
💰 Finance
(0)
free
13
Coordinated Financial Planning
Coordinated Financial Planning
Coordinated Financial Planning
by Coordinated Financial Planning Corp
Free
💰 Finance
(0)
14
Organizze Budget Planner
Organizze Budget Planner
Organizze Budget Planner
Financial and Bill Organizer
Free

Manage your finances in real-time with a secure and practical solution. Track bank accounts, credit cards, and bills easily from your phone or computer. Gain financial predictability and avoid late fees with this comprehensive money management tool.

Real-time financial controlCredit card bill managementBudget creation by category
💰 Finance
(534)
free with in-app purchases
15
Facet: Financial Planning
Facet: Financial Planning
Facet: Financial Planning
Flat fee, CFP®, investing
Free

This app provides comprehensive financial planning and investment management services. Users can track goals, message financial advisors, view account balances, and access market insights. It offers a personalized roadmap to achieve financial objectives with expert guidance.

Personalized financial roadmapCFP® professional guidanceInvestment management
💰 Finance
(8)
free
16
My Planner Financial
My Planner Financial
My Planner Financial
Track spending, goals reports
Free
💰 Finance
(0)
17
Money - Financial Planning
Money - Financial Planning
Money - Financial Planning
Easy control income/expenses
Free

Effectively manage your income and expenses to achieve your financial goals. Plan your spending, track daily transactions, and visualize your financial health with insightful graphs and reports. This app helps you save for your dreams and become more financially responsible.

Create custom financial plansTrack daily income and expensesVisualize financial statements with graphs
💰 Finance
(3)
free
18
Capitalflo: Financial Planner
Capitalflo: Financial Planner
Capitalflo: Financial Planner
Financial Planning Made Easy
Free
💰 Finance
(0)
19
EFE
EFE
EFE
Your Investment Advisor
Free

Access your financial accounts and track progress toward your goals. View your portfolio, link external accounts, and connect with an advisor or planner. Review statements and plan updates for a comprehensive financial overview.

Track retirement goal progressView total portfolio and account detailsLink outside accounts
💰 Finance
(7.5K)
ad-supported
20
FFCalc - Retirement Calculator
FFCalc - Retirement Calculator
FFCalc - Retirement Calculator
FIRE & Freedom Planner
Free

This app helps you determine how long you need to save until financial independence. Input your income, expenses, and current savings to receive personalized retirement timelines. Visual charts and tables illustrate your projected savings growth year by year.

Financial freedom timeline calculationIncome and spending inputCurrent savings tracking
💰 Finance
(390)
free with in-app purchases

FAQ about Financial Planner Tool

What are the best financial planner tool apps for iPhone?
Prosper - Financial Planner tops our financial planner tool apps ranking as of August 2026, with a 5.0-star average from 1 App Store ratings, and it's free to download.
Yes — 20 of the top financial planner tool apps we rank are free to download, including Prosper - Financial Planner and NYC DCP.
Prosper - Financial Planner has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 248+ financial planner tool apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Prosper offers 'FP Pro' with a monthly subscription for $0.99 or an annual subscription for $3.99. These plans likely unlock advanced features or remove limitations.
Prosper prioritizes privacy by default, storing data on your device and offering offline support. Cloud sync is optional and only enabled if you choose to activate it.