MoneyCoach AI Budget Planner

MoneyCoach AI Budget Planner

Spending Manager, Bill Tracker

2.6K ratings
588 reviews
Free
In-App Purchases

Details

Released
June 18, 2015
Updated
November 1, 2026

Features

MoneyCoach AI Budget Planner screenshot #1 for iPhone
MoneyCoach AI Budget Planner screenshot #2 for iPhone
MoneyCoach AI Budget Planner screenshot #3 for iPhone
MoneyCoach AI Budget Planner screenshot #4 for iPhone
MoneyCoach AI Budget Planner screenshot #5 for iPhone
MoneyCoach AI Budget Planner screenshot #6 for iPhone
MoneyCoach AI Budget Planner screenshot #7 for iPhone
MoneyCoach AI Budget Planner screenshot #8 for iPhone
MoneyCoach AI Budget Planner screenshot #9 for iPhone
MoneyCoach AI Budget Planner screenshot #10 for iPhone
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About

This financial planning app helps users manage spending, track bills, and build healthy financial habits. It offers personalized budgets, smart goals, and real-time net worth tracking to reduce financial stress and increase knowledge. Sync data across devices and gain insights with intuitive reports.

✓Family Sync
✓Personalized Budgets
✓Smart Goals
✓Real-time Net Worth
✓Credit Card Tracking
✓Widgets
✓Intuitive Reports
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What users say about MoneyCoach AI Budget Planner

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+1

What's New in MoneyCoach AI Budget Planner

14.0.1

November 1, 2026

Your transactions, your details. MoneyCoach 14.0.1 lets you choose what every row shows, and puts Reports one tap away. What's new - Pick What Each Transaction Shows. Choose Account, Description, Payee, Tags and Location for Regular and Slim rows. A live preview shows every change, and your lists update only when you tap Done. - Reports, Right in Your Tab Bar. The default iPhone tab bar is now Overview, Budgets, Transactions and Reports. A tab bar you arranged yourself stays as it is, and with Premium you can add Accounts back anytime. - Your Wallet Cards Look Like Your Accounts. On iPhone Duo, each 3D wallet card shows its account icon, and bank logos keep their colors. MoneyCoach also opens in the mode you last chose, the wallet or the full app, and the wallet now uses less memory. Improvements - See the bank's available balance for European bank accounts, when your bank sends it. - Keep month-end bills on their real due day, so the 31st stays the 31st after February. - Turn off all notifications with one switch, including bank pushes and reminders. - Get the right totals: the Overview no longer shows "Balanced" with no income, and Yearly Projections stop counting the unfinished month. - Restore a backup with confidence: if the restore fails, your current data stays safe. - Open MoneyCoach without the database message that could appear after an iPhone restart, and without a rare freeze at launch. Enjoying MoneyCoach? A quick rating helps more people find out where their money went, and Moco reads every one. Custom tab bars and new loan accounts need Premium. AI Tools on Mac need Premium Max. The 3D wallet is on iPhone Duo. Online banking needs a qualifying plan and a supported bank.

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Subscriptions & In-App Purchases

Individual Premium Max

Unlocks Premium Max for 1 month

$10.991 Month
How to cancel MoneyCoach AI Budget Planner subscription ⁉️

Events

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MoneyCoach is Duo-licious

See more of your money at once.

Oct 10, 2026 — Nov 9, 2026

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MoneyCoach 12 for iOS 27

A smarter, more personal way to manage money.

Sep 9, 2026 — Oct 10, 2026

Read more about Introducing Category Budgets

Introducing Category Budgets

A new fantastic way to guide your spending.

Jun 11, 2026 — Jul 12, 2026

User reviews

Нет слов, одни эмоции

Смысл приложения если в базовой версии ваще ничего нельзя сделать, вот тебе и контроль денег.

Gestion budget

Interface moderne et intuitive.
L’application propose un design épuré, agréable à l’œil, pensé pour que la gestion financière devienne un geste naturel. 👍🏾

Response from developer

Merci 🙏 🫶

No UK bank connections

I'm sure this would be a great app and I was looking forward to using it but it doesn't have connections to UK banks so I don't understand why it's even available on the UK app store. I know you can use it track spending manually but how many people would actually have time to enter every transaction manually. To me the whole point of apps like this is to automatically keep track of everything so bank connections are an essential part of the experience.

I haven't investigated whether or not other similar apps have UK bank connections available or not but that's what I'll be looking into next.
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Gestion budget

Interface moderne et intuitive.
L’application propose un design épuré, agréable à l’œil, pensé pour que la gestion financière devienne un geste naturel. 👍🏾

Response from developer

Merci 🙏 🫶

Aldevanio Vieira da Silva

Sim

Developer apps

Featured on

User experience

🐞

Reported Bugs

4 issues

Crashes when deleting transactions

Bug

Incorrect balance calculations

Bug

Widget not updating properly

Bug

Importing data issues

Bug
✨

Requested Features

6 requests

Automatic bank account integration

Feature

More flexible budgeting options

Feature

Ability to edit recurring transactions

Feature

Stock/investment tracking capabilities

Feature

Improved iCloud/multi-device sync

Feature

Customizable categories and tags

Feature

FAQ

What is MoneyCoach AI Budget Planner?

MoneyCoach AI Budget Planner is a finance app designed to help users manage their spending, track bills, and develop healthy financial habits. It offers features like personalized budgets, smart goals, and real-time net worth tracking to reduce financial stress and increase financial knowledge.

Is MoneyCoach AI Budget Planner free to use?

The app is free to download and use with its core features. However, it also offers a premium subscription with advanced features, which can be purchased through in-app purchases. The free version provides essential budgeting and tracking tools.

What are the subscription options for MoneyCoach AI Budget Planner?

MoneyCoach offers several subscription plans, including 'Individual' and 'Family' options with varying pricing and billing cycles. Some plans offer a free trial period, such as a 3-day free trial for the 'Individual: $4.99/P7D' plan.

Does MoneyCoach AI Budget Planner sync data across devices?

Yes, MoneyCoach supports data synchronization across multiple Apple devices including iPhone, iPad, Mac, and Apple Watch via iCloud. This ensures your financial information is accessible and up-to-date on all your devices.

How secure is MoneyCoach AI Budget Planner?

The app prioritizes security and privacy, offering features like TouchID and FaceID for safe and secure access to your financial data. This helps protect your sensitive information from unauthorized access.

Can I import my financial data into MoneyCoach AI Budget Planner?

Yes, MoneyCoach allows you to import your data from previous apps or banks via CSV files. This feature makes it easy to transition your existing financial information and start using the app without losing historical data.

What are the main benefits of using MoneyCoach AI Budget Planner?

Users praise MoneyCoach for its ease of use, intuitive interface, helpful budgeting features, and great design. It helps in detailed transaction tracking and provides useful charts and reports to monitor financial progress.

What are some common criticisms of MoneyCoach AI Budget Planner?

Some users have noted a lack of bank account syncing and find the premium subscription expensive. There are also mentions of a confusing setup process and occasional syncing issues between devices.