MoneyCoach AI Budget Planner

MoneyCoach AI Budget Planner

Spending Manager, Bill Tracker

2.6K ratings
588 reviews
Free
In-App Purchases

Details

Released
June 18, 2015
Updated
November 6, 2026

Features

MoneyCoach AI Budget Planner screenshot #1 for iPhone
MoneyCoach AI Budget Planner screenshot #2 for iPhone
MoneyCoach AI Budget Planner screenshot #3 for iPhone
MoneyCoach AI Budget Planner screenshot #4 for iPhone
MoneyCoach AI Budget Planner screenshot #5 for iPhone
MoneyCoach AI Budget Planner screenshot #6 for iPhone
MoneyCoach AI Budget Planner screenshot #7 for iPhone
MoneyCoach AI Budget Planner screenshot #8 for iPhone
MoneyCoach AI Budget Planner screenshot #9 for iPhone
MoneyCoach AI Budget Planner screenshot #10 for iPhone
iphone
iphoneDuo
ipad
realityDevice
watch
🖼️Get Icon
Icons↘︎

About

This financial planning app helps users manage spending, track bills, and build healthy financial habits. It offers personalized budgets, smart goals, and real-time net worth tracking to reduce financial stress and increase knowledge. Sync data across devices and gain insights with intuitive reports.

✓Family Sync
✓Personalized Budgets
✓Smart Goals
✓Real-time Net Worth
✓Credit Card Tracking
✓Widgets
✓Intuitive Reports
Show original description

What users say about MoneyCoach AI Budget Planner

See all reviews
+1

What's New in MoneyCoach AI Budget Planner

14.0.2

November 6, 2026

What's New Link Your Canadian Bank Canada is now in the bank country list. Link your Canadian accounts and your transactions come in automatically. Main Currency Changes You Can Trust Change your main currency and saved transactions and recurring items now convert with it. Lists, reports and budgets show the right amounts. If a change can't finish, MoneyCoach keeps your current currency and tells you. With Family Sync on, saved amounts stay as they are. A Daily Limit That Adds Up The automatic daily limit counted today's expenses twice. Now it counts them once, so Remaining shows the right number. Your Shortcuts, Your Order Open Shortcuts, tap Edit and drag each one into place. The Overview card follows the same order. Clearer Status Messages Loading and result messages have a new glass look and show their full text. They also work better with VoiceOver and Reduce Motion, and results give a small haptic tap. Wallet Imports Without a Category If your Wallet shortcut has no category, the transaction now goes to General. You see why, instead of a confusing error. Improvements - Reports now show only the filter options that apply to them. - Income vs Expense now loads the full period when you pick All. - Bank transfers now stay in the Transfer category. - Deleted categories now stay deleted after bank imports and first-start setup. - Renaming a tag now changes only that tag, so renaming #car leaves #carwash alone. - Leaving the demo during onboarding now returns you to the same step, with your answers kept. - iCloud Drive backup now reports success only when the file was written. - Restore Default Colours now returns to the original MoneyCoach blue. - A bank transaction's date is now read-only on Details and Edit. - Live Activities now start only for new transactions. - Settings no longer shows the unused Default VAT row. - The delete group alert now says that deleting the accounts also deletes their transactions. - Incognito Mode now needs a Premium plan to turn on. Turning it off always works. - Fixed several crashes in CSV import, receipt photos, the transaction list, and sending mail from Settings. If this update saved you a tap, leave a quick rating. Moco will be delighted.

More
17

Subscriptions & In-App Purchases

Individual

Unlocks premium features for a year

$49.991 Year
7 Days trial
Price Updates
November 11, 2026→$49.99
May 28, 2026→$39.99
January 16, 2025→$39.99
September 22, 2024→$29.99
How to cancel MoneyCoach AI Budget Planner subscription ⁉️

Events

Read more about MoneyCoach is Duo-licious

MoneyCoach is Duo-licious

See more of your money at once.

Oct 10, 2026 — Nov 9, 2026

Read more about MoneyCoach 12 for iOS 27

MoneyCoach 12 for iOS 27

A smarter, more personal way to manage money.

Sep 9, 2026 — Oct 10, 2026

Read more about Introducing Category Budgets

Introducing Category Budgets

A new fantastic way to guide your spending.

Jun 11, 2026 — Jul 12, 2026

User reviews

Нет слов, одни эмоции

Смысл приложения если в базовой версии ваще ничего нельзя сделать, вот тебе и контроль денег.

Gestion budget

Interface moderne et intuitive.
L’application propose un design épuré, agréable à l’œil, pensé pour que la gestion financière devienne un geste naturel. 👍🏾

Response from developer

Merci 🙏 🫶

No UK bank connections

I'm sure this would be a great app and I was looking forward to using it but it doesn't have connections to UK banks so I don't understand why it's even available on the UK app store. I know you can use it track spending manually but how many people would actually have time to enter every transaction manually. To me the whole point of apps like this is to automatically keep track of everything so bank connections are an essential part of the experience.

I haven't investigated whether or not other similar apps have UK bank connections available or not but that's what I'll be looking into next.
Show more

Gestion budget

Interface moderne et intuitive.
L’application propose un design épuré, agréable à l’œil, pensé pour que la gestion financière devienne un geste naturel. 👍🏾

Response from developer

Merci 🙏 🫶

Aldevanio Vieira da Silva

Sim

Developer apps

Featured on

User experience

🐞

Reported Bugs

4 issues

Crashes when deleting transactions

Bug

Incorrect balance calculations

Bug

Widget not updating properly

Bug

Importing data issues

Bug
✨

Requested Features

6 requests

Automatic bank account integration

Feature

More flexible budgeting options

Feature

Ability to edit recurring transactions

Feature

Stock/investment tracking capabilities

Feature

Improved iCloud/multi-device sync

Feature

Customizable categories and tags

Feature

FAQ

What is MoneyCoach AI Budget Planner?

MoneyCoach AI Budget Planner is a finance app designed to help users manage their spending, track bills, and develop healthy financial habits. It offers features like personalized budgets, smart goals, and real-time net worth tracking to reduce financial stress and increase financial knowledge.

Is MoneyCoach AI Budget Planner free to use?

The app is free to download and use with its core features. However, it also offers a premium subscription with advanced features, which can be purchased through in-app purchases. The free version provides essential budgeting and tracking tools.

What are the subscription options for MoneyCoach AI Budget Planner?

MoneyCoach offers several subscription plans, including 'Individual' and 'Family' options with varying pricing and billing cycles. Some plans offer a free trial period, such as a 3-day free trial for the 'Individual: $4.99/P7D' plan.

Does MoneyCoach AI Budget Planner sync data across devices?

Yes, MoneyCoach supports data synchronization across multiple Apple devices including iPhone, iPad, Mac, and Apple Watch via iCloud. This ensures your financial information is accessible and up-to-date on all your devices.

How secure is MoneyCoach AI Budget Planner?

The app prioritizes security and privacy, offering features like TouchID and FaceID for safe and secure access to your financial data. This helps protect your sensitive information from unauthorized access.

Can I import my financial data into MoneyCoach AI Budget Planner?

Yes, MoneyCoach allows you to import your data from previous apps or banks via CSV files. This feature makes it easy to transition your existing financial information and start using the app without losing historical data.

What are the main benefits of using MoneyCoach AI Budget Planner?

Users praise MoneyCoach for its ease of use, intuitive interface, helpful budgeting features, and great design. It helps in detailed transaction tracking and provides useful charts and reports to monitor financial progress.

What are some common criticisms of MoneyCoach AI Budget Planner?

Some users have noted a lack of bank account syncing and find the premium subscription expensive. There are also mentions of a confusing setup process and occasional syncing issues between devices.