Budget Flow | Expense Tracker

Budget Flow | Expense Tracker

Financial manager and planner

330 ratings
462 reviews
Free
In-App Purchases

Details

  • Released
  • Updated

Features

Budget Flow | Expense Tracker screenshot #1 for iPhone
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Budget Flow | Expense Tracker screenshot #9 for iPhone
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About

Effortlessly track income and expenses with this modern, user-friendly financial manager. It offers secure, offline use with no registration, allowing you to manage accounts, plan budgets, and secure your financial data.

Track income and expenses
Manage multiple accounts and categories
Plan budgets for categories
Shared budgeting with multiple users
Secure data storage with no login
Offline functionality
Currency conversion
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What users say

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+1

What's New in Budget Flow | Expense Tracker

3.3.0

September 13, 2026

Budget Flow is ready for iOS, iPadOS, and macOS 27! This update introduces powerful new shortcut actions, automatic categorization, and design improvements for the latest Apple operating systems. New in this version: - Enhanced shortcuts with new actions for creating Budget Books, Accounts, Categories, and more - Automatically add transactions from banking app notifications using the new Notification Trigger on iOS and iPadOS 27 - Apple Intelligence can now determine the category and payee when automatically creating transactions with shortcuts on supported devices - Currency and exchange rate support for the Create Transaction shortcut action - Design refinements and compatibility updates for iOS, iPadOS, and macOS 27 - Stability and performance improvements If you like Budget Flow, feel free to write a positive review in the App Store. It really helps a lot and motivates to keep improving the app.

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Subscription plans

Full Version (1 Month)

Unlocks all features of the app.

$4.991 Month
How to cancel Budget Flow | Expense Tracker subscription ⁉️
8

In-App Purchases

$69.99

Full Version (Lifetime)

Unlocks all features of the app.

Events

Read more about 3 Years of Budget Flow 🎂

3 Years of Budget Flow 🎂

Recap your financial growth over the past years

Jun 30, 2026 Jul 31, 2026

Read more about Version 3.0.0

Version 3.0.0

New Design, Bulk Edit, Apple Intelligence & more!

Sep 14, 2025 Oct 15, 2025

Read more about Version 2.2.0

Version 2.2.0

Use your own images as icons and more!

Apr 8, 2025 May 9, 2025

User reviews

Great budgeting tool

Great tool for budgeting with weekly / monthly income

Great envelope budgeting app

I used to use a very basic budgeting app until I needed more features. I tried building my own spreadsheets, but found that too finicky. After reviewing and trying several envelope-style budgeting apps, I chose Budget Flow for its powerful features, intuitive user interface, and seamless synchronization across all my Apple devices. (Note: I don’t need to directly download transactions from my bank. I use a separate business accounting app for that. )
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2026

2026

Clean app. Good tracking.

I’ve been using this for just a few weeks so far. It’s a clean looking app and well designed. Here are my two larger critiques.

1. For individual transactions, have the title be the payee instead of the category or the note.

2. The app doesn’t need to create an “account” for a new payee. This gets to be redundant, and omitting this could lighten the software a lot. The last budget tracking app I used just remembered previous payees from previous transactions & that was it. It would be a lot cleaner & quicker to enter new transactions this way.

Thank you for your time developing this app. Two big reasons that I’m trying this out instead of so many others are that I don’t need to create an account somewhere to use this app, and the app doesn’t want/need access to my personal finance accounts. F that! I want to input everything manually so that an app doesn’t have access to any of my accounts.
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Simple

I been looking for a budgeting app like this one for a long time. It’s simple, affordable and does what I need. Linking to bank accounts could be in the wish list but is not a deal breaker.

Developer apps

User experience

🐞

Reported Bugs

3 issues

Transactions disappearing from accounts

Bug

Inconsistent data display in reports

Bug

Rounding issues with decimal amounts

Bug

Requested Features

5 requests

Add monthly recurring reminders

Feature

Improve search functionality

Feature

Provide more detailed budgeting options

Feature

Integrate receipt scanning and OCR

Feature

Allow custom currency support

Feature

FAQ

What does Budget Flow do?

Budget Flow is a financial manager and planner that allows you to track your income and expenses, manage accounts and categories, and plan budgets. It is designed for efficient financial management with a strong emphasis on data security and user-friendliness.

What are the key features of Budget Flow?

Key features include clear financial management with account tracking and configurable dashboards, the ability to create and personalize multiple accounts and categories, easy transaction management with recurring options and currency conversion, budget planning, and shared budgeting capabilities. It also prioritizes data security with no login required and offline use.

How much does Budget Flow cost?

Budget Flow is free to download. However, some advanced features require an optional subscription or a one-time purchase of the full version. Specific pricing details can be found within the app.

Is Budget Flow available on multiple devices?

Yes, Budget Flow offers seamless iCloud synchronization, allowing you to manage your finances across multiple devices. It also features an Apple Watch app and a Mac app for extended functionality and convenience.

Can I use Budget Flow offline?

Yes, a significant advantage of Budget Flow is its ability to be used offline. This means you can track your income and expenses and manage your finances even without an internet connection, ensuring your data is always accessible.