Comparison

Fin vs Budget Flow | Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fin

Manage your finances and achieve your financial goals by tracking and analyzing your income and expenses. This app offers a modern design, customizable categories, and powerful reporting tools to help you stay on top of your money. It works offline and prioritizes your privacy with no bank account connections.

Highlights
  • Budget goal setup
  • Income and expense tracking
  • Customizable categories
  • Multiple account management
  • Receipt scanning
  • Interactive charts
  • Recurring transactions
Features
Read full description

Save money and reach your financial goals by adding and analyzing your transactions. Easy setup - no login required - works offline as well. FEATURES: • Modern and stylish design • Setup and reach your budget goal • Track and categorize income and expenses • Customize categories with handpicked colors and Emoji • Add multiple accounts • Share accounts via iCloud Sharing* • Scan Receipts • Attach photos, PDFs, weather conditions, and locations • Make transactions recurring • Interactive charts for in-depth analysis • Map visualization • Powerful transaction history • Quickly search and filter transactions • Currency converter • Customizable notifications and weekly reports • Home and Lock Screen Widgets • 4 different app themes • Change the app icon to fit your style • CSV import of transactions from your bank, credit card, or other sources • Passcode protection (or Face ID / Touch ID) • Siri and Shortcuts • Focus Filters • Live Text • Share Extension • Data export • Secure iCloud sync* • Dynamic Type • VoiceOver • Supports 150+ world currencies • Supports more than 20 languages PRIVACY: • We would never sell your data • All data stays on your device unless you decide to securely sync it via iCloud • No bank account connection * requires iOS 13 or newer * requires iOS 15 or newer Privacy Policy: https://getfin.app/privacy/ Terms of Use: https://getfin.app/terms/

About

Budget Flow | Expense Tracker

Effortlessly track income and expenses with this modern, user-friendly finance app. It offers secure offline use, customizable dashboards, and robust budgeting tools. Manage multiple accounts, plan budgets, and even share data for collaborative financial management.

Highlights
  • Track income and expenses
  • Customizable dashboard
  • Multiple accounts and categories
  • Budget planning
  • Shared budgeting
  • Offline use
  • Secure data storage
Features
Read full description

Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security. Download Budget Flow today and achieve your financial goals! HIGHLIGHTS: Clear financial management: - Keep track of your accounts, balances and transactions - Configurable dashboard with numerous widgets - Multiple sorting, search and filtering options - Customizable time period for the entire app Create accounts and categories: - Create multiple accounts and categories - Customizable with icons, emojis and colors - Organize categories into folders Easy transaction management: - One-time and recurring transactions - Integrated calculator for accurate entries - Automatic conversion to over 150 currencies - Add photos, locations and notes - Scan receipts with automatic data recognition - Reminders for planned transactions Budget planning: - Plan budgets for your categories - Choose different recurrence intervals Shared budgeting: - Supports multiple budget books and users - Share data via iCloud to collaborate with multiple people Data security: - Secure data storage - No login required - Face ID / Touch ID / Passcode support Other features: - Apple Watch app incl. complications - Mac app incl. keyboard support & shortcuts - Home & Lock Screen widgets - Siri Shortcuts support - Import and export data via CSV file - Numerous personalization options - Seamless iCloud synchronization - Responsive design incl. dark mode - Dynamic text size - ...and much more! IN-APP PURCHASES: Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version. LEGAL: Privacy policy: https://budget-flow.app/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

Screenshots

Fin4 screens
Budget Flow | Expense Tracker4 screens

Verdict

The call

The clearest difference is review sentiment: Budget Flow | Expense Tracker at 90% against Fin's 47%. Budget Flow | Expense Tracker also leads on rating (4.8 vs 4.3) and update cadence (every 2 weeks vs every 3 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fin sells 10 in-app purchases, starting at $2.99 per month and Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Budget Flow | Expense Tracker holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: Budget Flow | Expense Tracker has 343 ratings behind it against 63, so its average is the more settled of the two. Written reviews point the same way: 47% of Fin's written reviews are positive against 90% of Budget Flow | Expense Tracker's.

UpkeepUpdate frequency

Fin ships an update every 3 weeks, Budget Flow | Expense Tracker every 2 weeks. Both last shipped on November 7, 2026.

Scorecard4 real differences · 6 level
Fin versus Budget Flow | Expense Tracker: the parameters behind the verdict, then further details
ParameterFinBudget Flow | Expense Tracker
PriceFreeFree
Rating4.3 (63 ratings)4.8 (343 ratings) — better
Positive reviews47.1% of reviews90.3% of reviews — better
Number of ratings63343 — better
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod, Apple Watch, Vision Pro — betteriPhone, iPad, Mac, Apple Watch
Requires iOS15.0 — better16.0
Further details — not scored
Size193 MB216 MB
Age rating4+4+
DeveloperThomas BrandstaetterFabian Hasse

Customer experience

Fin

All ratings63 ratings
Positive81.0%
Neutral7.9%
Negative11.1%
Written reviews274 reviews
Positive47.1%
Neutral16.8%
Negative36.1%

Budget Flow | Expense Tracker

All ratings343 ratings
Positive94.8%
Neutral1.7%
Negative3.5%
Written reviews485 reviews
Positive90.3%
Neutral4.5%
Negative5.2%

Bugs and requests

Fin

Not enough reviews yet to summarise bugs or requests.

Budget Flow | Expense Tracker

Reported bugs

3 issues
  • Transactions disappearing from accounts
  • Inconsistent data display in reports
  • Rounding issues with decimal amounts

Requested features

5 requests
  • Add monthly recurring reminders
  • Improve search functionality
  • Provide more detailed budgeting options
  • Integrate receipt scanning and OCR
  • Allow custom currency support

In-app purchases

10 purchases

Fin

Subscriptions8
  • Fin Premium monthly$2.991 Month
  • Fin Premium monthly$4.991 Month
  • Fin Premium monthly$8.991 Month
Show 5 more
  • Fin Premium Family monthly$9.991 Month
  • Fin Premium yearly with trial3 Days trial$19.991 Year
  • Fin Premium yearly with trial3 Days trial$39.991 Year
  • Fin Premium Family yearly3 Days trial$49.991 Year
  • Fin Premium yearly with trial3 Days trial$49.991 Year
One-time2
  • Fin Premium Lifetime License$69.99
  • Fin Premium Lifetime License$74.99
4 purchases

Budget Flow | Expense Tracker

Subscriptions2
  • Full Version (1 Month)$4.991 Month
  • Full Version (1 Year)7 Days trial$29.991 Year
One-time2
  • Full Version (Discounted)$49.99
  • Full Version (Lifetime)$69.99

Questions

Is Fin free?
Fin is free to download, with in-app purchases available.
Is Budget Flow | Expense Tracker free?
Budget Flow | Expense Tracker is free to download, with in-app purchases available.
Which has better reviews, Fin or Budget Flow | Expense Tracker?
Budget Flow | Expense Tracker is rated higher. Fin averages 4.3 out of 5 from 63 ratings, while Budget Flow | Expense Tracker averages 4.8 from 343 ratings.
Do Fin or Budget Flow | Expense Tracker have ads?
Neither Fin nor Budget Flow | Expense Tracker shows ads.
Which is updated more often, Fin or Budget Flow | Expense Tracker?
Fin ships an update every 3 weeks, and Budget Flow | Expense Tracker every 2 weeks. Most recently, Fin was updated on November 7, 2026 and Budget Flow | Expense Tracker on November 7, 2026.

Other comparisons