Great envelope budgeting app
I used to use a very basic budgeting app until I needed more features. I tried building my own spreadsheets, but found that too finicky. After reviewing and trying several envelope-style budgeting apps, I chose Budget Flow for its powerful features, intuitive user interface, and seamless synchronization across all my Apple devices. (Note: I don’t need to directly download transactions from my bank. I use a separate business accounting app for that. )
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2026
2026
Clean app. Good tracking.
I’ve been using this for just a few weeks so far. It’s a clean looking app and well designed. Here are my two larger critiques.
1. For individual transactions, have the title be the payee instead of the category or the note.
2. The app doesn’t need to create an “account” for a new payee. This gets to be redundant, and omitting this could lighten the software a lot. The last budget tracking app I used just remembered previous payees from previous transactions & that was it. It would be a lot cleaner & quicker to enter new transactions this way.
Thank you for your time developing this app. Two big reasons that I’m trying this out instead of so many others are that I don’t need to create an account somewhere to use this app, and the app doesn’t want/need access to my personal finance accounts. F that! I want to input everything manually so that an app doesn’t have access to any of my accounts.
1. For individual transactions, have the title be the payee instead of the category or the note.
2. The app doesn’t need to create an “account” for a new payee. This gets to be redundant, and omitting this could lighten the software a lot. The last budget tracking app I used just remembered previous payees from previous transactions & that was it. It would be a lot cleaner & quicker to enter new transactions this way.
Thank you for your time developing this app. Two big reasons that I’m trying this out instead of so many others are that I don’t need to create an account somewhere to use this app, and the app doesn’t want/need access to my personal finance accounts. F that! I want to input everything manually so that an app doesn’t have access to any of my accounts.
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Simple
I been looking for a budgeting app like this one for a long time. It’s simple, affordable and does what I need. Linking to bank accounts could be in the wish list but is not a deal breaker.
Emojis and tags
I have been using this app to track the tips I've made. The easier way is to open my Apple Watch and register the amount. However... I needed to track the person who took the payment and the till. One way to do it would be with tags, but I cannot add them from the Apple Watch. So I thought about. Using different categories and I could put an emoji that looks like the person who took the payment but I can only access the yellow face emojis, so when I am in a hurry, it's a bit to read all names there are at least 10 people and three different tills.
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아주 맘에듭니다
지금도 좋지만 더 많은 기능이 들어오길 바랍니다!
App Support
I very rarely give reviews but this developer and his App. deserve every positive remark we can manage to express. Very GOOD Fabian, keep up this fantastic work…….Appreciated…..
Under Evaluation
So far so good, as I’m still evaluating. If I find it more useful than my current app, I’ll give it a 5 star rating.
Best finance tracker in App Store.
Really good finance tracking the shortcut works very well with this app.
增加单项月度汇总、趋势和对比，增加关键词搜索查看费用汇总
整体蛮简洁的
记账软件推荐
很好用
Intuitive
Very easy to use. I am finally starting a budget and this app is very helpful in getting me started!
いいアプリ
少しバグはあるが、大した不具合ではない。→ 一部のコンポーネントにプロパティ名が出たり、別の言語が出たりする。
iphoneのネイティブ機能の連携がスムーズではないが、日本でよく知られて使われているアプリたちにはそもそもない為、満足している。
最初、入力に時間がかかる印象だったが、ショートカットで簡単に入力できる。
買い切り版の値段はまぁまぁするが、お金の管理のために毎月サブスクすることに違和感を感じている人にとっては買い切りがあってありがたい。その値段に応える強力の機能が付いている。
お金の流れがわかりやすい。提供会社に依存しないでデータの所有ができる。
iphoneのネイティブ機能の連携がスムーズではないが、日本でよく知られて使われているアプリたちにはそもそもない為、満足している。
最初、入力に時間がかかる印象だったが、ショートカットで簡単に入力できる。
買い切り版の値段はまぁまぁするが、お金の管理のために毎月サブスクすることに違和感を感じている人にとっては買い切りがあってありがたい。その値段に応える強力の機能が付いている。
お金の流れがわかりやすい。提供会社に依存しないでデータの所有ができる。
Best app for the money
Best app for the money
No reply from developer
Please reply to or answer my emails I sent a few weeks ago, like the app, but I'm not getting any email reply from the developer. I will update to 5 stars after receiving a reply.
レビュー
最初は少し難しい仕組み
でも慣れれば活用性は高い。
短所は今のところ2つある
1. 支出の入力に時間がかかる。導線が最適でない
2. 固定費用を含めた今月の支出の総額が日本の他の家計簿アプリより見にくい
でも慣れれば活用性は高い。
短所は今のところ2つある
1. 支出の入力に時間がかかる。導線が最適でない
2. 固定費用を含めた今月の支出の総額が日本の他の家計簿アプリより見にくい
Apple Watch and Lifetime Subscription
Two things that set this app apart is Apple Watch support and the option for a lifetime subscription. I setup the app on my Mac and everything synced up with all my Apple Devices
Very nice
I just love this app, hope that you guys will make it better and better
Like someone else said…
I didn’t always keep up with tracking my expenses before but BudgetFlow makes it easier. Someone else said that in a review and I’m nodding my head in agreement. Tracking my expenses, balancing my bank accounts, and sticking to a budget make me finally feel like an adult, and I’m 58. Don’t judge.
Seriously though, my financial situations - and how I handle my finances - are changing now at my age but BudgetFlow can keep up.
You can tell when someone is a perfectionist and Fabian Hasse is that person. He put a lot of love and care into this app and it shows. I wish more people did the same.
BudgetFlow is not basic - but it doesn’t feature unnecessary functions you’ll never use. It’s not a cute app. It’s a functional app that isn’t intended to entertain but to help you get your money stuff done quickly and efficiently.
Seriously though, my financial situations - and how I handle my finances - are changing now at my age but BudgetFlow can keep up.
You can tell when someone is a perfectionist and Fabian Hasse is that person. He put a lot of love and care into this app and it shows. I wish more people did the same.
BudgetFlow is not basic - but it doesn’t feature unnecessary functions you’ll never use. It’s not a cute app. It’s a functional app that isn’t intended to entertain but to help you get your money stuff done quickly and efficiently.
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2 Months of using
The Idea of this Apps is great but limited, It has its own advantages but limited to others but I chose to stay in this app because of multi accounts, Categories capabilities.
the only I am looking for right now that it doesn’t have is creating a file of maybe a report you can share for someone or your financial adviser to share through pdf or something.
and also the recurring expenses or liability, it will show to the line graph where you could see where it drops down because of the recurring expenses you have but it never tells you what it is, so you have to go back to settings and then find it manually.
and also this app will be unstoppable if adding a calendar ways of seeing when you are going to be broke because of recurring expenses you have to one of your accounts.
for a person like me with 5 diferent accounts it will be very helpful and gets your net worth straight away. Collaborations so for now it is 4.0 stars for me so far I CAN HANDLE IT
the only I am looking for right now that it doesn’t have is creating a file of maybe a report you can share for someone or your financial adviser to share through pdf or something.
and also the recurring expenses or liability, it will show to the line graph where you could see where it drops down because of the recurring expenses you have but it never tells you what it is, so you have to go back to settings and then find it manually.
and also this app will be unstoppable if adding a calendar ways of seeing when you are going to be broke because of recurring expenses you have to one of your accounts.
for a person like me with 5 diferent accounts it will be very helpful and gets your net worth straight away. Collaborations so for now it is 4.0 stars for me so far I CAN HANDLE IT
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