Comparison

Finance Tracker vs Budget Flow | Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finance Tracker

Effortlessly track daily finances with this powerful transaction organizer. Categorize, tag, and manage recurring expenses with ease. Analyze your spending with a dedicated summary screen and secure, local data storage.

Highlights
  • Unlimited transactions
  • Custom categories and tags
  • Recurring transaction management
  • Receipt scanning and photo attachments
  • Transaction summary and analysis
  • iCloud sync and sharing
  • CSV import/export
Features
Read full description

Welcome to Accountit, a simple, but powerful daily transactions tracker that will definitely help you get a full picture of your finances. With Accountit, tracking and organizing all of your transactions becomes as effortless as possible, all thanks to the useful features that the app has on offer. Accountit lets you add an unlimited number of transactions that can be organized into different categories that you can create and customize yourself. With Accountit, you can also filter and organize all of your transactions even more efficiently using tags that you can create and assign to any of your transactions in the app. Don’t worry if you have any recurring transactions because we have got you covered too! Just mark a transaction as recurring and set the frequency when adding it, Accountit will handle the rest for you and you won’t need to manually add the same exact transactions every single time. With Accountit, you can also add various attachments, such as receipts, to your transactions in no time at all because you can scan receipts and take photos directly in the app. One of the main goals of the app is to help you quickly analyze all of your transactions and this is why Accountit offers a dedicated Summary screen that displays an extensive variety of information based on your transactions. Accountit is built with privacy and security in mind and it just doesn’t collect any personal data that can be linked to you. All of your data in the app is stored locally on your device and synced via iCloud if you have enabled this functionality in the settings of the app. We have designed Accountit to be as intuitive and easy to use as possible and it will definitely feel right at home on any of your Apple devices, all thanks to its native design. Accountit offers an extensive variety of features that you can use completely for free, but if you feel that the free functionality isn’t enough for your needs, you can always upgrade to Accountit Plus for even better experience. With Accountit Plus, you get an access to an unlimited number of accounts, categories, and tags, as well as various app customization options, and more. KEY FEATURES: - Unlimited number of transactions - iCloud sync - Ability to add notes to your transactions - Ability to add links to your transactions - Income, expense, and transfer transactions - 1 account - Budgets - Recurring transactions - Multiple sorting and filtering options to help you better organize your transactions - Transactions summary - CSV import and export - Beautiful and useful widgets - Available on iOS, iPadOS, macOS and watchOS PLUS FEATURES: - Unlimited number of accounts - Access to categories and tags - iCloud sharing - Ability to add attachments to transactions - 10 different app icons for you to pick the one that fits your home screen the most - 15 different tint colors that you can choose from to make the app feel more unique to you - Custom appearance (System, light, and dark) - More than 150 different currencies - Bulk editing If you have any questions about Accountit, you can just get in touch with us via email at info@designtech.so. We are always happy to help! Terms of service: https://designtech.notion.site/DesignTech-Terms-of-Service-18cc124eba4080c58316f2ed81f84bff. Privacy policy: https://designtech.notion.site/DesignTech-Privacy-Policy-18bc124eba40809eba48e6af249ebd2c.

About

Budget Flow | Expense Tracker

Effortlessly track income and expenses with this modern, user-friendly expense tracker. It offers secure offline use, customizable dashboards, and robust budget planning tools to help you achieve your financial goals.

Highlights
  • Track income and expenses
  • Customizable dashboard
  • Multiple accounts and categories
  • Budget planning
  • Shared budgeting
  • Secure data storage
  • Offline use
Features
Read full description

Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security. Download Budget Flow today and achieve your financial goals! HIGHLIGHTS: Clear financial management: - Keep track of your accounts, balances and transactions - Configurable dashboard with numerous widgets - Multiple sorting, search and filtering options - Customizable time period for the entire app Create accounts and categories: - Create multiple accounts and categories - Customizable with icons, emojis and colors - Organize categories into folders Easy transaction management: - One-time and recurring transactions - Integrated calculator for accurate entries - Automatic conversion to over 150 currencies - Add photos, locations and notes - Scan receipts with automatic data recognition - Reminders for planned transactions Budget planning: - Plan budgets for your categories - Choose different recurrence intervals Shared budgeting: - Supports multiple budget books and users - Share data via iCloud to collaborate with multiple people Data security: - Secure data storage - No login required - Face ID / Touch ID / Passcode support Other features: - Apple Watch app incl. complications - Mac app incl. keyboard support & shortcuts - Home & Lock Screen widgets - Siri Shortcuts support - Import and export data via CSV file - Numerous personalization options - Seamless iCloud synchronization - Responsive design incl. dark mode - Dynamic text size - ...and much more! IN-APP PURCHASES: Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version. LEGAL: Privacy policy: https://budget-flow.app/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

Screenshots

Finance Tracker4 screens
Budget Flow | Expense Tracker4 screens

Verdict

The call

The clearest difference is rating: Budget Flow | Expense Tracker at 4.8 against Finance Tracker's 4.4. Budget Flow | Expense Tracker also leads on review sentiment (90% vs 63%) and ratings volume (337 vs 112). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finance Tracker sells 3 in-app purchases, starting at $2.99 per month and Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Budget Flow | Expense Tracker holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 112 and 337 respectively. Written reviews point the same way: 63% of Finance Tracker's written reviews are positive against 90% of Budget Flow | Expense Tracker's.

UpkeepUpdate frequency

Finance Tracker ships an update fortnightly, Budget Flow | Expense Tracker every 2 weeks. Both last shipped on October 30, 2026.

Scorecard3 real differences · 7 level
Finance Tracker versus Budget Flow | Expense Tracker: the parameters behind the verdict, then further details
ParameterFinance TrackerBudget Flow | Expense Tracker
PriceFreeFree
Rating4.4 (112 ratings)4.8 (337 ratings) — better
Positive reviews63.1% of reviews90.2% of reviews — better
Number of ratings112337 — better
Update frequencyFortnightlyEvery 2 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPad, Mac, Apple WatchiPhone, iPad, Mac, Apple Watch
Requires iOS17.016.0 — better
Further details — not scored
Size139 MB215 MB
Age rating4+4+
DeveloperDesignTech SIAFabian Hasse

Customer experience

Finance Tracker

All ratings112 ratings
Positive84.8%
Neutral4.5%
Negative10.7%
Written reviews122 reviews
Positive63.1%
Neutral6.6%
Negative30.3%

Budget Flow | Expense Tracker

All ratings337 ratings
Positive94.7%
Neutral1.8%
Negative3.6%
Written reviews481 reviews
Positive90.2%
Neutral4.6%
Negative5.2%

User reviews

Finance Tracker

From 112 App Store ratings

What we love

  • 🎨 Clean, simple, and elegant UI design
  • ☁️ Seamless iCloud sync across devices
  • 💰 Affordable pricing with lifetime option
  • 📱 Universal iOS and Mac app support
  • ⚡ Quick and easy transaction entry

Room to improve

  • 🐛 Frequent crashes on iPad and iPhone
  • 🐛 App freezes when adding transactions
  • 🐛 Sync issues between devices
  • 🐛 Gray screen appears when entering data
  • ⚠️ Poor performance with large transaction volumes

Budget Flow | Expense Tracker

From 337 App Store ratings

What we love

  • 🚀 Excellent app features
  • 👍 Easy to use and intuitive
  • 💰 Helpful for tracking expenses
  • 🔍 Customizable and flexible
  • 🌟 Great user interface

Room to improve

  • 🐛 Some bugs and glitches
  • 💱 Lack of currency conversion options
  • 📊 Limited reporting and analytics
  • 🔒 No bank account integration

Bugs and requests

Finance Tracker

Reported bugs

20 issues
  • App crashes when opening or using basic features
  • Crashes when typing in Title field on iPad
  • Full page gray screen when adding transactions
  • Sync not working correctly on Mac app
  • Budget section crashes when clicked
Show 15 more
  • CSV import causes app crashes
  • Shortcuts automation fails with Apple Pay
  • Negative symbol cannot be entered for loan accounts
  • Amount field bugs with certain currencies
  • Decimal amount entry rounds incorrectly
  • Multiple categories per transaction doubles amounts
  • Remaining balance calculation shows negative incorrectly
  • Charts and graphs not displaying
  • Shared account sync issues between users
  • Forced close every 10-20 seconds after updates
  • App becomes laggy with thousands of transactions
  • Language settings cannot be changed
  • Lifetime purchase button non-functional
  • Archived accounts disappear without warning
  • Revenue popup closes immediately losing data

Requested features

26 requests
  • Automatic bank account synchronization (Saltedge integration)
  • Direct transfers between accounts
  • Multi-currency support with real-time conversion
  • Zero-based budgeting option
  • Monthly and yearly expense reports
Show 21 more
  • Bi-weekly and four-weekly payment scheduling
  • Credit card statement tracking
  • Payee list for quick transaction entry
  • Projected balance forecasting
  • Multiple journal/account set support
  • Ability to hide account balances from home screen
  • Lend and borrow functionality
  • Customizable app icons
  • Time-range filtering for transactions
  • Category-wise expense summation
  • Monthly trend analysis and charts
  • Sub-categories support
  • Negative amount entry for loan accounts
  • Balance adjustment to match bank records
  • YouTube tutorial for app guidance
  • Improved Siri Shortcuts with complete fields
  • Faster transaction addition process
  • Contact details on transactions
  • Manual account sorting
  • Larger/adjustable popup windows
  • Better button placement and organization

Budget Flow | Expense Tracker

Reported bugs

3 issues
  • Transactions disappearing from accounts
  • Inconsistent data display in reports
  • Rounding issues with decimal amounts

Requested features

5 requests
  • Add monthly recurring reminders
  • Improve search functionality
  • Provide more detailed budgeting options
  • Integrate receipt scanning and OCR
  • Allow custom currency support

In-app purchases

3 purchases

Finance Tracker

Subscriptions2
  • Monthly$2.991 Month
  • Yearly7 Days trial$9.991 Year
One-time1
  • Accountit Plus Lifetime$19.99
4 purchases

Budget Flow | Expense Tracker

Subscriptions2
  • Full Version (1 Month)$4.991 Month
  • Full Version (1 Year)7 Days trial$29.991 Year
One-time2
  • Full Version (Discounted)$49.99
  • Full Version (Lifetime)$69.99

Questions

Is Finance Tracker free?
Finance Tracker is free to download, with in-app purchases available.
Is Budget Flow | Expense Tracker free?
Budget Flow | Expense Tracker is free to download, with in-app purchases available.
Which has better reviews, Finance Tracker or Budget Flow | Expense Tracker?
Budget Flow | Expense Tracker is rated higher. Finance Tracker averages 4.4 out of 5 from 112 ratings, while Budget Flow | Expense Tracker averages 4.8 from 337 ratings.
Do Finance Tracker or Budget Flow | Expense Tracker have ads?
Neither Finance Tracker nor Budget Flow | Expense Tracker shows ads.
Which is updated more often, Finance Tracker or Budget Flow | Expense Tracker?
Finance Tracker ships an update fortnightly, and Budget Flow | Expense Tracker every 2 weeks. Most recently, Finance Tracker was updated on October 30, 2026 and Budget Flow | Expense Tracker on October 30, 2026.

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