235+ iOS apps curated and reviewed
From beginner-friendly picks to power-user tools, our lydia ai budgeting coach list covers 235+ iPhone apps updated through July 2026. Compare ratings, prices, and screenshots in one place.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 |  | Free | 5.0★ (10) | Yes | Yes | Jul 2026 |
| 2 |  | Free | 4.7★ (244K) | Yes | No | Jul 2026 |
| 3 |  | Free | 4.8★ (30K) | No | Yes | Jul 2026 |
| 4 |  | Free | 4.6★ (3.6K) | No | No | Jul 2026 |
| 5 |  | Free | 4.5★ (11K) | Yes | Yes | Jul 2026 |
| 6 |  | Free | 4.8★ (86K) | No | No | Jul 2026 |
| 7 |  | Free | 4.6★ (13K) | Yes | Yes | Jul 2026 |
| 8 |  | Free | 4.9★ (100K) | Yes | Yes | Jul 2026 |
This AI-powered app helps you master your finances by tracking expenses, managing budgets, and automating savings goals. Gain control over your money with intelligent insights and bill reminders.
This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.
This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.
Effortlessly track finances, create AI-powered budgets, and gain personalized financial guidance. Manage spending, investments, and plan for life events with secure account connections and expert advice.
Manage personal and business finances in one app. Track income, expenses, and investments, create budgets, and monitor spending. Business features include invoicing and tax preparation tools.
Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.
This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.
Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.
This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.
This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.
This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.
This app helps you manage your spending, track bills, and build healthy financial habits. It offers personalized budgets, smart goals, and real-time net worth tracking to reduce financial stress and increase your knowledge.
This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.
This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.
This app helps you monitor accounts, track subscriptions, and gain control of your finances. It consolidates spending, identifies financial habits, and offers tools to save and earn money. Achieve your financial goals with smart budgeting and rate increase identification.
This AI-powered financial app automates your money management, offering personalized insights and tools for budgeting, saving, and debt repayment. It aggregates all your financial accounts, monitors credit, and helps you find better loan rates.
This app helps you curb impulse spending by showing the real cost of purchases in terms of work hours. It offers features to pause buying decisions and block shopping apps, encouraging intentional spending and savings tracking.
This app combines digital banking with a cash envelope budgeting system. It automatically divides your funds into separate digital accounts, allowing you to spend with purpose and track transactions in real-time. Enjoy enhanced security with a unique card authorization system.
This personal finance app uses AI to automatically lower your bills, identify spending inefficiencies, and ensure you maximize credit card benefits. It consolidates all your financial cards into one dashboard and offers personalized card recommendations.
Manage your personal finances with this comprehensive tool. Track expenses automatically, plan budgets, and gain insights into your spending habits. It helps you save money, manage debt, and plan for the future by consolidating all your financial information.