Lydia AI Budgeting Coach

Lydia AI Budgeting Coach

Smart Budget Traking with AI

10 ratings
4 reviews
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated
  • May 1, 2025
  • December 5, 2025

Features

Lydia AI Budgeting Coach screenshot #1 for iPhone
Lydia AI Budgeting Coach screenshot #2 for iPhone
Lydia AI Budgeting Coach screenshot #3 for iPhone
Lydia AI Budgeting Coach screenshot #4 for iPhone
Lydia AI Budgeting Coach screenshot #5 for iPhone
Lydia AI Budgeting Coach screenshot #6 for iPhone
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About

This AI-powered app helps you master your finances by tracking expenses, managing budgets, and automating savings goals. Gain control over your money with intelligent insights and bill reminders.

AI-powered budget management
Effortless expense and income tracking
Automated expense categorization
Bill and subscription monitoring
Automated savings goal setting
Net worth and debt monitoring
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What's New in Lydia AI Budgeting Coach

2.0.4

December 5, 2025

We’re bringing you two highly requested updates: Budget Management in Category Detail: See exactly how each category performs against its monthly budget with clearer, smarter insights. Offline Wallet / Account Usage: Don’t want to connect your bank? No problem. You can now track all your income and expenses manually — fully offline and entirely in your control. Plus general bug fixes and performance improvements to keep everything running smoothly. Update now and enjoy a smarter LydiaVault experience

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Subscription plans

Yearly Offer

Access for all premium features

$44.991 Year
1 Year trial
How to cancel Lydia AI Budgeting Coach subscription ⁉️
1

In-App Purchases

$89.99

Lydia Special Offer

Special Offer for Lifetime Premium Access

Events

Read more about Smarter Budgeting Insights

Smarter Budgeting Insights

Discover the new Lydia—smarter, clearer and more.

Nov 8, 2025 Nov 30, 2025

User reviews

Bad

Confusing design, super long onboarding before you can actually start using the app, have to pay to do anything, no free trial available, doesn’t connect to all my banks.

Good

Good

Super helpful for staying on top of my spending

I wanted to try Lydia AI for few days and see what features they offer, clearly it’s made budgeting very easy. The app actually learns my habits and gives smart suggestions, which makes it unique I guess. I like simple user interface — everything’s super easy to track. It would be great if they could integrate bank accounts spendings, but probably they will develop more features in the near future. Great idea though.
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Good

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FAQ

What is Lydia AI Budgeting Coach?

Lydia AI Budgeting Coach is an AI-powered application designed to help users master their money by tracking expenses, managing budgets, and growing savings.

How does Lydia AI Budgeting Coach help with budgeting?

It allows you to create a personalized budget that adapts to your lifestyle, automatically categorizes expenses, and provides smart insights to help you manage your spending effectively.

Can Lydia AI Budgeting Coach help me save money?

Yes, it enables you to set and automate savings goals, and provides tools to monitor your net worth, debts, and loans, supporting your journey to better financial health.

Does Lydia AI Budgeting Coach offer subscription plans?

Yes, Lydia AI Budgeting Coach offers various auto-renewal subscription plans, including monthly, three-month, and annual options, with prices starting at $4.99 per month.

Are there free trials available for Lydia AI Budgeting Coach?

Some plans may offer a free trial period. If you do not cancel before the trial ends, you will be charged according to the plan selected.

How secure is Lydia AI Budgeting Coach?

The app's privacy policy and terms of use are available for review, outlining data handling practices. Specific security measures are not detailed in the provided information.

Does Lydia AI Budgeting Coach have ads?

Yes, the app contains advertisements.

What devices is Lydia AI Budgeting Coach available on?

Lydia AI Budgeting Coach is currently supported on iPhone and iPod devices.