Treasury: AI Budgeting & Bills

Treasury: AI Budgeting & Bills

Money Manager, Expense Tracker

20 ratings
9 reviews
Free
In-App Purchases

Details

Released
December 15, 2025
Updated
October 28, 2026

Features

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Treasury: AI Budgeting & Bills screenshot #8 for iPhone
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About

An AI-powered money manager that links to US bank accounts to answer questions about spending, budgets, bills, and net worth. It helps users plan their finances by organizing expenses and tracking goals.

✓AI-powered financial insights
✓Link US bank accounts
✓Budget planning and tracking
✓Bill and subscription calendar
✓Spending and net worth tracking
✓Investment portfolio overview
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What's New in Treasury

26.10.3

October 28, 2026

• Home Screen widgets refreshed to match Treasury's new look, with glass budget bars that show when you're over budget • Bug fixes and performance improvements.

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Subscriptions & In-App Purchases

Treasury Annual

Full access to Treasury features. Billed annually

$95.001 Year
How to cancel Treasury subscription ⁉️

User reviews

Lacking Creditors

Apple Card and Ally Auto are not available.

Very intuitive and straightforward

Probably the best budgeting app around. especially the AI is super useful

Was skeptical but love it

at first, I was really skeptical because I’m sometimes skeptical of just adding more and more AI tools, but this is really nice to be able to prompt and get answers about my finances across different platforms. There are still some little improvements that need to be done, especially when it comes to credit card payments counting double is expenses and things like that but overall it’s a great platform.
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simplicity and efficiency

The app is easy to use at sametime so efficient. All in one, smart and easy to navigate. It’s also very AI friendly..

Response from developer

Thank you! Keeping Treasury simple to navigate while the AI does the heavy lifting is exactly what we're going for. If there's ever something you wish it did, we'd love to hear it at support@treasury.sh.

It’s like having ChatGPT inside your bank account

I love the idea of having AI just fully aware of all my spending and habits and I can ask for whatever I want, I already see this app getting exponentially better and I’m here for it. It would be nice if you can ask ai to generate tabs in the app that are dedicated for a single type of spending. Like track how much I spend on my pets and I can have a dedicated tab for that, maybe a way to upload pics of receipts in the moment after shopping then ai goes and checks your bank account to match that receipt and categorize it for you. This way you can have more detailed information and when I ask ai how much I spent on my pets it can actually know. Anyways love the app if you are hesitant, TRY IT! you won’t regret it
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Response from developer

Thank you for such a thoughtful review! Tracking spending on one thing, like your pets, and matching receipts to transactions are both great ideas, and we've shared them with the team. Keep asking Treasury anything, and thank you for recommending it.

FAQ

What is Treasury?

Treasury is an AI money manager that connects to your US bank accounts. It helps you understand your spending, manage budgets, track bills, and monitor your net worth by analyzing your real financial data.

How does Treasury's AI work?

Treasury AI uses your linked financial data to answer questions in plain English about your money. It can explain spending changes, review recurring costs, and help you plan your next financial steps by providing relevant numbers and insights.

What are the pricing details for Treasury?

New members receive a 14-day free trial. After the trial, subscriptions cost $12.99 per month or $95 per year. You can cancel your subscription at any time.

Does Treasury have ads?

No, Treasury does not contain advertisements. It is ad-free, allowing for an uninterrupted financial management experience.

What financial institutions does Treasury support?

Treasury supports bank linking for US financial institutions through Plaid. It offers read-only access, meaning Treasury cannot move your money or pay bills.

How secure is my financial data with Treasury?

Your financial data is encrypted in transit and at rest. Treasury uses read-only connections and states that it never sells your data, ensuring your financial information is kept private and secure.

What devices can I use Treasury on?

Treasury is available on iPhone, iPad, and iPod. It is designed for users who want to manage their finances on Apple mobile devices.

How often is Treasury updated?

Treasury was last updated on October 28, 2026, with version 26.10.3. This indicates a commitment to regular updates and improvements for the application.