Best Financial Planner Apps

4.8😊(13K ratings)

FreeIn-App Purchases

#50in Finance

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

💖 Beautiful, aesthetically pleasing design
👍 Easy to use and navigate
🎨 Highly customizable categories and icons
💰 One-time purchase, no subscription
🤝 Responsive and helpful customer service
🧠 Helps users stay organized and on top of finances
💻 Works well across devices (phone, iPad, etc.)

Room to Improve

🔒 No option to set password/biometric lock
💸 Premium features may be out of reach for some
📅 Lacks flexibility in date range/budgeting periods
🔢 Can't set spending limits per category
🗑️ Inability to delete/edit past transactions

Budget app - spending tracker by InnerGrow

Budget planner & money tracker

Strong Contender

4.7😊(16K ratings)

FreeIn-App Purchases

#57in Finance

Budget app - spending tracker screenshot 1

Budget app - spending tracker screenshot 2

Budget app - spending tracker screenshot 3

Budget app - spending tracker screenshot 4

Budget app - spending tracker screenshot 5

Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

👍 User-friendly interface
🚀 Straightforward and intuitive
💰 Affordable one-time purchase
🎨 Customizable categories and colors
🗓️ Helpful calendar and transaction views
🧮 Detailed budgeting and tracking features
🔒 Secure manual data entry (no bank connections)
💻 Seamless cross-device sync via iCloud

Room to Improve

🐛 Recurring bills/payments not working as expected
🔍 Lack of advanced reporting and analytics
🤝 Sharing/collaboration features not reliable
🇨🇦 Limited support for Canadian banks/accounts
🔀 Difficulty moving money between budgets
🕰️ Inconsistent date range/rollover behavior

EveryDollar: Budget Management by The Lampo Group Incorporated

Track Income, Bills & Spending

Worth Considering

Buddy: Budget Planner App

4.7😐(84K ratings)

FreeIn-App Purchases

#14in Finance

EveryDollar: Budget Management screenshot 1

EveryDollar: Budget Management screenshot 2

EveryDollar: Budget Management screenshot 3

EveryDollar: Budget Management screenshot 4

EveryDollar: Budget Management screenshot 5

EveryDollar: Budget Management screenshot 6

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

What We Love

👍 Useful budgeting tool
🚀 Helps with financial organization
💡 Customizable budgeting categories
👍 Easy to use and intuitive
🚀 Simplifies budgeting process

Room to Improve

💰 Expensive subscription
🐛 Connectivity issues with Canadian banks
🐛 Bugs and glitches
🔍 Lack of support and tutorials
🚫 Limited functionality in free version

More Financial Planner apps to explore

Bill Tracker & Money Manager

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

(9.5K)

Monarch: Budget & Track Money

Spending, Net Worth, Investing

Connect all financial accountsAuto-categorize transactionsCustomizable dashboard

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

(112K)

Rocket Money - Bills & Budgets

Subscription & Expense Manager

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

(395K)

Plans.TheApp Financial Planner

Plan, Budget, Track & Forecast

Advanced financial forecasting up to 30 yearsTest "what-if" life scenariosDebt and asset management tools

This app helps you visualize your financial future by forecasting cash flow, net worth, and debt over decades. Test "what-if" scenarios for major life events and manage debts and assets with various strategies. Collaborate with partners and generate detailed reports.

(1)

Prosper - Financial Planner

Track Net Worth, Loans & FIRE

Interactive net worth and cash flow projectionsWhat-if scenario testingInflation-adjusted projections

Plan your financial future with interactive projections for net worth, cash flow, and retirement. Simulate major life decisions and optimize financial goals like mortgage payments. Data is stored locally for privacy with optional cloud sync.

(1)

freemium

Goochy Financial Planner

Spend your money wisely.

🌟 Lifestyle

heyFinance: Financial Planner

Budgeting app for couples

Never worry about money again

Create and share unlimited spending plansAutomatically import transactionsManually add transactions

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

(62K)

Money+ Cute Expense Tracker

Simple & No Ad Budget App

Offline local storageFast transaction recordingMulti-dimensional ledgers

This offline accounting app offers a pure, reliable experience for tracking expenses and managing budgets. It supports multiple ledgers, accounts, global currencies, and provides in-depth financial analysis. Set savings goals and monitor asset trends without any advertisements.

📊 Productivity

(4K)

LeanBudget: Financial Planner

Budget, Goals & Costs Tracker

📊 Productivity

Albert: Budgeting and Banking

Organize. Budget. Save.

Budgeting and expense trackingAutomatic savings and investing24/7 identity and account monitoring

Manage your finances with an all-in-one app for budgeting, saving, and investing. It offers 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant to help you organize your money.

(335K)

Foresight: Financial Planner

Net Worth, Debt & Projections

Save, Spend & Grow Your Credit

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

(7.7M)

Finvi:Budget&Financial Planner

Money savings Expense Tracker

Monthly Budget Planner - Fynlo

#1 Money & Spending Tracker

Track income and expensesSet and manage custom budgetsMonitor savings goals

A cute and simple monthly budget planner designed to make managing money enjoyable. Track income, expenses, set budgets, and monitor savings goals with ease. Features a smart receipt scanner and AI chat assistant for financial planning.

Simfolio - Financial Planner

(5)

freemium

Retirement calculator, planner

Net worth tracking and forecastingRetirement planningFinancial goal setting

Plan your financial future and retirement with this app. Track your net worth, forecast wealth growth, and set financial goals. Easily visualize your investment portfolio's future performance without complex spreadsheets.

(2)

Lumi: Budget & Expense Tracker

Voice Money Manager, Auto Log

Automatic expense logging via Apple PayBack Tap for instant recordingAI-powered receipt scanning

Effortlessly track your spending with automatic logging via Apple Pay or Back Tap. Get spending forecasts, set category budgets, and manage subscriptions to reach your savings goals.