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Rocket Money - Bills & Budgets

Rocket Money - Bills & Budgets

Subscription & Expense Manager

391K ratings
2669 reviews
With Ads#3 in top-grossing Finance
📊 Productivity
💰 Finance
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated
  • July 5, 2016
  • September 15, 2026

Features

Developer

Rocket Money
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About

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

✓Cancel forgotten subscriptions
✓Negotiate lower bills
✓Track monthly expenses
✓Create custom budgets
✓Automate savings
✓Monitor net worth
✓Track credit score
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What users say

Summarized from real user reviews of Rocket Money. Based on 391K reviews and a 4.5/5 average, it highlights the 6 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Comprehensive financial tracking
  • 👍User-friendly interface
  • 💰Helpful budgeting and savings features
  • 🔒Secure account integration
  • 🤑Ability to negotiate and lower bills
  • 📈Provides credit score and financial insights

Negative things

  • 🐛Buggy app performance and connectivity issues
  • 💸Misleading or ineffective bill negotiation service
  • 🔍Difficulty linking all accounts and transactions
  • 🔑Requires access to sensitive financial information
  • 🕰Lengthy setup and onboarding process
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+2

What's New in Rocket Money

16.2.1

September 15, 2026

Bug fixes and improvements.

Subscription plans

Premium

Sync balances, Unlimited cancellations, etc.

$4.991 Month
How to cancel Rocket Money subscription ⁉️

Charts

Top Grossing

🥉 3

Finance

The app has maintained its position at 3 recently.

Last updated on September 20, 2026.

Top Free

📊 13

Finance

The app has maintained its position at 13 recently.

Last updated on September 20, 2026.

Events

Read more about Rowan by Rocket Money
AvailableMajor Update

Rowan by Rocket Money

Introducing Rowan by Rocket Money

Sep 4, 2026 — Oct 5, 2026

Read More

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User reviews

Most RecentHighest RatedLowest Rated

Does everything I want

It is great to see where your money goes, makes you feel good about your savings, and see that you are still on budget for that little treat-yourself of the month.
Alan G. AlonsoAlan G. Alonso

I can’t classify my bills

I’ve had issues with alerts coming in showing normal recurring charges as Unexpected Large Withdrawals. When I try to classify them, nothing updates
R. Perry02R. Perry02

Slow

This app is disappointing from the standpoint of the help desks respond to inquiries. SLOW!
Excuse to UExcuse to U

Great way to become aware of bad spending habits!

I love Truebill! It’s notified me of a lot of subscriptions I thought I had canceled. It also has a smart saving option that pulls small amounts of money out of your account in a way that builds a large cash stash in another account for you. So helpful!
jassie320jassie320

Helped me soooo much

I seriously love Rocket Money. It caught so many things for me and reminds me all the time of reoccurring payments.
officerlexaofficerlexa
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Featured on

Read more about Our Top 10 Finance Apps

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Jul 1, 2024

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User experience

🐞

Reported Bugs

3 issues

App crashes and freezes

Bug

Inaccurate account balance and transaction tracking

Bug

Inconsistent or missing subscription/bill cancellation

Bug
✨

Requested Features

3 requests

Ability to create custom budget categories

Feature

Rollover budgeting feature to carry over unused funds

Feature

Improved subscription and recurring bill management

Feature

FAQ

What does Rocket Money do?

This app is a comprehensive personal finance tool designed to help users save money, spend less, and gain control over their financial lives. It offers features like subscription management, bill negotiation, expense tracking, budgeting, and automated savings.

How can Rocket Money help me save money?

The app helps you save money in several ways. It identifies and allows you to cancel forgotten subscriptions, negotiates lower rates on your existing bills, and provides tools to create and stick to a budget. It also offers automated savings features to help you grow your funds effortlessly.

Is Rocket Money free to use?

The app is available for free download and use, offering core functionalities for managing your finances. However, it does have in-app purchases, likely for premium features or services such as bill negotiation.

What kind of security does Rocket Money offer?

The application utilizes bank-level security and privacy measures to protect your financial information. This ensures that your sensitive data is kept safe and confidential while you manage your accounts and finances through the app.

Who is the target audience for this app?

This app is designed for individuals who want to improve their financial management. It's ideal for those looking to track their spending, reduce unnecessary expenses like forgotten subscriptions, lower their bills, and build better saving habits.