WealthBuilder Planning vs Prosper
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
WealthBuilder Planning
This app allows users to view their entire financial life in one place. Paid subscribers can access fiduciary advisors for plan analysis, implementation, and monitoring, with flexibility for adjustments.
- Financial life overview
- Plan analysis
- Plan implementation
- Plan monitoring
- Advisor access
- Plan adjustment flexibility
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WealthBuilder Planning. View your financial life. Anytime. Anywhere. Viewing your financial life in the WealthBuilder Planning software is just the first step of the planning process. If you are a paid subscriber, our fiduciary advisors will help you analyze, implement and monitor your financial plan, while giving you flexibility to adjust your plan based on changes in your circumstances. Request free access to WealthBuilder Planning at www.wealthbuilderplanning.com
Prosper
Plan your financial future with interactive projections for net worth, cash flow, and retirement. Simulate major life decisions and optimize financial goals like mortgage payments. Data is stored locally for privacy with optional cloud sync.
- Interactive net worth and cash flow projections
- What-if scenario testing
- Inflation-adjusted projections
- Mortgage optimization tools
- Household planning with multiple profiles
- Offline support and local data storage
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See your financial future before it happens. Prosper helps you plan ahead, not just track the past. Simulate retirement, test major life decisions, optimize your mortgage, and see how your net worth could evolve over time. - Project your future with interactive net worth and cash flow projections over the next 10, 20, or 30 years. - Test what-if scenarios for salary changes, home purchases, children, major expenses, and early retirement. - View inflation-adjusted projections to understand what your money could be worth in real terms. - Optimize your mortgage with extra payment simulations, payoff comparisons, and long-term cost analysis. - Plan as a household with multiple profiles and combined long-term projections. - Stay private by default with data stored on your device, offline support, and optional cloud sync only if you enable it. Prosper is built for people pursuing Financial Independence (FIRE), planning retirement, paying off debt, and making bigger financial decisions with more confidence. Download Prosper and start simulating your financial future.
Screenshots
Verdict
The clearest difference is in-app purchases: WealthBuilder Planning at none against Prosper's 3. Prosper's advantage is update cadence (every 3 weeks vs every 5 months). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Prosper sells 3 in-app purchases, starting at $0.99 per month. WealthBuilder Planning asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for WealthBuilder Planning against 5.0 for Prosper. Both are backed by a comparable volume of ratings — 2 and 1 respectively.
WealthBuilder Planning ships an update every 5 months, Prosper every 3 weeks. The most recent releases landed on September 6, 2026 and June 26, 2026 respectively.
| Parameter | WealthBuilder Planning | Prosper |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (1 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 2 — better | 1 |
| Update frequency | Every 5 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 53 MB | 26 MB |
| Age rating | 4+ | 4+ |
| Developer | MRA ADVISORY GROUP, LLC | Paulo Jose Mendes Marques |
Customer experience
WealthBuilder Planning
Prosper
In-app purchases
WealthBuilder Planning
No in-app purchases
Prosper
- FP Pro - Monthly$0.991 Month
- FP Pro - Annual$3.991 Year
- Pro Features$6.99
Questions
Is WealthBuilder Planning free?
Is Prosper free?
Which has better reviews, WealthBuilder Planning or Prosper?
Do WealthBuilder Planning or Prosper have ads?
Which is updated more often, WealthBuilder Planning or Prosper?
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