Comparison

Projections vs Prosper

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Projections

This app helps you plan for retirement by allowing you to input your assets, income, spending, and contributions. It provides real-time updates on how adjustments affect your savings goals, offering confidence in your financial future.

Highlights
  • Create retirement projections
  • Manual or guided setup
  • Real-time impact analysis
  • Input assets, income, spending
  • Track contributions
  • Confidence in financial future
Features
Read full description

Planning for retirement can be overwhelming. "How much do I need to save in order to retire?" Well, that depends... when do you want to retire? How much do you want to spend in retirement? When do you want to spend it? You probably want to spend more early in retirement than later. Do you have a pension? How much debt do you have? So many variables. Projections simplifies the complicated task of retirement planning. Create a new projection with a guide or start with a blank slate and enter your assets, income, spending and contributions manually. You can see the impacts of every slight adjustment to your projection in real time so it's easy to identify how much you need to save in order to support the amount you intend to spend. This will give you confidence that your future is on solid ground and that your family and estate will be cared for by the assets that you leave behind. Projections is supported with Ads. (A Subscription can be purchased to remove ads) To view our terms of use and privacy policy please visit the link below: https://1010consulting.ca/apps/projections/ProjectionsPrivacyPolicy

About

Prosper

Plan your financial future with interactive projections for net worth, cash flow, and retirement. Simulate major life decisions and optimize financial goals like mortgage payments. Data is stored locally for privacy with optional cloud sync.

Highlights
  • Interactive net worth and cash flow projections
  • What-if scenario testing
  • Inflation-adjusted projections
  • Mortgage optimization tools
  • Household planning with multiple profiles
  • Offline support and local data storage
Features
Read full description

See your financial future before it happens. Prosper helps you plan ahead, not just track the past. Simulate retirement, test major life decisions, optimize your mortgage, and see how your net worth could evolve over time. - Project your future with interactive net worth and cash flow projections over the next 10, 20, or 30 years. - Test what-if scenarios for salary changes, home purchases, children, major expenses, and early retirement. - View inflation-adjusted projections to understand what your money could be worth in real terms. - Optimize your mortgage with extra payment simulations, payoff comparisons, and long-term cost analysis. - Plan as a household with multiple profiles and combined long-term projections. - Stay private by default with data stored on your device, offline support, and optional cloud sync only if you enable it. Prosper is built for people pursuing Financial Independence (FIRE), planning retirement, paying off debt, and making bigger financial decisions with more confidence. Download Prosper and start simulating your financial future.

Screenshots

Projections4 screens
Prosper4 screens

Verdict

The call

The clearest difference is review sentiment: Prosper at 100% against Projections's 0%. Prosper also leads on rating (5.0 vs 2.0) and ads (none vs shown). Projections's advantage is monetization model (ad-supported vs freemium) and iOS requirement (12.0 vs 15.0). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Projections sells 2 in-app purchases, starting at $2.99 per month and Prosper sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Prosper holds the better App Store score, 5.0 against 2.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews point the same way: 0% of Projections's written reviews are positive against 100% of Prosper's.

UpkeepUpdate frequency

Projections ships an update every 2 weeks, Prosper every 3 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard5 real differences · 5 level
Projections versus Prosper: the parameters behind the verdict, then further details
ParameterProjectionsProsper
PriceFreeFree
Rating2.0 (1 ratings)5.0 (1 ratings) — better
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings11
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsYesNo — better
In-app purchasesYesYes
MonetizationAd-supported — betterFreemium
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better15.0
Further details — not scored
Size63 MB26 MB
Age rating4+4+
Developer7015781 Manitoba IncPaulo Jose Mendes Marques

Customer experience

Projections

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Prosper

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Projections

Subscriptions2
  • Individual Subscription$2.991 Month
  • Annual Description$29.991 Year
3 purchases

Prosper

Subscriptions2
  • FP Pro - Monthly$0.991 Month
  • FP Pro - Annual$3.991 Year
One-time1
  • Pro Features$6.99

Questions

Is Projections free?
Projections is free to download, with in-app purchases available.
Is Prosper free?
Prosper is free to download, with in-app purchases available.
Which has better reviews, Projections or Prosper?
Prosper is rated higher. Projections averages 2.0 out of 5 from 1 ratings, while Prosper averages 5.0 from 1 ratings.
Do Projections or Prosper have ads?
Projections shows ads; Prosper does not.
Which is updated more often, Projections or Prosper?
Projections ships an update every 2 weeks, and Prosper every 3 weeks. Most recently, Projections was updated on November 3, 2026 and Prosper on October 30, 2026.

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