Comparison

Retirement Estimator vs Projections

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Retirement Estimator

Simulate and visualize personal financial scenarios for retirement planning. Experiment with income, investments, and expenses to understand future financial outcomes with privacy and precision. Generate visual charts and export data for detailed analysis.

Highlights
  • Simulate financial scenarios
  • Estimate income, investments, and expenses
  • Strategic fund allocation
  • Visualize future financial trends
  • Generate CSV reports
  • Local data storage
  • Password and biometric authentication
Features
Read full description

Retirement Estimator is your personal pocket financial assistant for simulating and visualizing financial scenarios days to decades into the future. EXPLORE YOUR RETIREMENT POSSIBILITIES Model any combination of income streams, investments, and expenses with full control over monetary value, taxes, anticipated growth rate, and time horizon. Simulate transfers between income, investments, and expenses to explore "what if" scenarios. Run Monte Carlo simulations to model a range of possible financial outcomes and estimate the probability that your retirement plan succeeds. Then experiment by adjusting income sources, investments, and expenses to see how each decision shapes your projected results. VISUALIZE YOUR FINANCIAL FUTURE • Track income, investments, and expenses with clear, color-coded line graphs • Estimate your Probability of Success with Monte Carlo simulation • Export detailed CSV reports to Excel, Numbers, or any spreadsheet app • Simulate fund transfers between income, investments, and expenses • Model scenarios from days to decades into the future PRIVACY FIRST. ALL DATA STAYS ON YOUR DEVICE Everything you enter is stored locally on your device and is never transmitted to ITDT LLC or any third party. No account required. SECURE ACCESS Protect your financial data with Face ID, Touch ID, or a PIN.

About

Projections

This app helps you plan for retirement by allowing you to input your assets, income, spending, and contributions. It provides real-time updates on how adjustments affect your savings goals, offering confidence in your financial future.

Highlights
  • Create retirement projections
  • Manual or guided setup
  • Real-time impact analysis
  • Input assets, income, spending
  • Track contributions
  • Confidence in financial future
Features
Read full description

Planning for retirement can be overwhelming. "How much do I need to save in order to retire?" Well, that depends... when do you want to retire? How much do you want to spend in retirement? When do you want to spend it? You probably want to spend more early in retirement than later. Do you have a pension? How much debt do you have? So many variables. Projections simplifies the complicated task of retirement planning. Create a new projection with a guide or start with a blank slate and enter your assets, income, spending and contributions manually. You can see the impacts of every slight adjustment to your projection in real time so it's easy to identify how much you need to save in order to support the amount you intend to spend. This will give you confidence that your future is on solid ground and that your family and estate will be cared for by the assets that you leave behind. Projections is supported with Ads. (A Subscription can be purchased to remove ads) To view our terms of use and privacy policy please visit the link below: https://1010consulting.ca/apps/projections/ProjectionsPrivacyPolicy

Screenshots

Retirement Estimator4 screens
Projections4 screens

Verdict

The call

The clearest difference is review sentiment: Retirement Estimator at 100% against Projections's 0%. Retirement Estimator also leads on rating (4.5 vs 2.0) and ads (none vs shown). Projections's advantage is iOS requirement (12.0 vs 15.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Retirement Estimator sells 4 one-off in-app purchases and Projections sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Retirement Estimator holds the better App Store score, 4.5 against 2.0. That said, the two scores are not equally well evidenced: Retirement Estimator has 11 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 100% of Retirement Estimator's written reviews are positive against 0% of Projections's.

UpkeepUpdate frequency

Retirement Estimator ships an update monthly, Projections every 2 weeks. The most recent releases landed on November 2, 2026 and October 12, 2026 respectively.

Scorecard6 real differences · 4 level
Retirement Estimator versus Projections: the parameters behind the verdict, then further details
ParameterRetirement EstimatorProjections
PriceFreeFree
Rating4.5 (11 ratings) — better2.0 (1 ratings)
Positive reviews100.0% of reviews — better0.0% of reviews
Number of ratings11 — better1
Update frequencyMonthlyEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.012.0 — better
Further details — not scored
Size10 MB63 MB
Age rating4+4+
DeveloperITDT LLC7015781 Manitoba Inc

Customer experience

Retirement Estimator

All ratings11 ratings
Positive81.8%
Neutral9.1%
Negative9.1%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Projections

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

4 purchases

Retirement Estimator

One-time4
  • Unlimited Finance Entry$1.99
  • CSV Reports$1.99
  • Import/Export Data$1.99
Show 1 more
  • Premium Package$4.99
2 purchases

Projections

Subscriptions2
  • Individual Subscription$2.991 Month
  • Annual Description$29.991 Year

Questions

Is Retirement Estimator free?
Retirement Estimator is free to download, with in-app purchases available.
Is Projections free?
Projections is free to download, with in-app purchases available.
Which has better reviews, Retirement Estimator or Projections?
Retirement Estimator is rated higher. Retirement Estimator averages 4.5 out of 5 from 11 ratings, while Projections averages 2.0 from 1 ratings.
Do Retirement Estimator or Projections have ads?
Projections shows ads; Retirement Estimator does not.
Which is updated more often, Retirement Estimator or Projections?
Retirement Estimator ships an update monthly, and Projections every 2 weeks. Most recently, Retirement Estimator was updated on November 2, 2026 and Projections on October 12, 2026.

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