Envelope Budget vs Allot

Stop wondering where your money went. Start telling it where to go. Fundwise uses the proven zero-based envelope budgeting method to help you take complete control of your finances. Every dollar gets a job, every expense is planned, and you always know exactly what you can afford to spend. HOW IT WORKS 1. Add your income to Ready to Assign 2. Assign every dollar to budget categories (envelopes) 3. Spend only what is in each envelope 4. Adjust as life happens - move money between categories anytime It is simple, flexible, and incredibly effective. FEATURES - Zero-Based Budgeting Assign every dollar a purpose. No more money slipping through the cracks. - Multiple Accounts Track checking, savings, credit cards, and cash - all in one place. See your complete financial picture. - Smart Credit Card Handling Automatically tracks what you owe. When you budget for a purchase, the money is set aside for your credit card payment. - Split Transactions One purchase, multiple categories. Split a grocery run across Food, Household, and Dining so every dollar lands in the right envelope automatically. - Goals and Targets Save for vacation, emergency fund, or that new laptop. Set monthly targets or save by a specific date. - Age of Money See how long your money sits before you spend it. The longer, the better — it means you're spending last month's income, not scrambling to cover this month's bills. - Bulk Actions Select multiple transactions at once to categorize, clear, flag, or delete them in a single tap. Ideal after importing a CSV or reconciling a statement. - Recurring Transactions Set up bills and subscriptions once. Fundwise generates them automatically so you never miss a payment. - Budget vs Actual Reports See exactly how your spending compares to what you planned — per category, per month. Spot overspending before it becomes a habit. - Beautiful Widgets See your Ready to Assign balance, spending summary, and account balances right from your Home Screen. - Import Your Data Import transactions directly from your bank or credit card as CSV files. Works with exports from Chase, Wells Fargo, Bank of America, and most major banks. - iCloud Sync Access your budget on iPhone, iPad, and Mac. Everything syncs automatically through your personal iCloud. PRIVACY FIRST Your financial data is yours alone. Fundwise stores everything in YOUR personal iCloud account using end-to-end encryption. We cannot see your transactions, balances, or budgets - ever. No analytics, no tracking, no data selling. Period. PRICING - 30-day free trial (no credit card required) - Monthly: $1.99/month - Yearly: $19.99/year (save 17%) Cancel anytime. Your data remains yours even if you unsubscribe. WHY ENVELOPE BUDGETING? Traditional budgets track what you already spent. Envelope budgeting is different - you decide WHERE to spend BEFORE you spend it. This simple shift transforms how you think about money. Millions of people have used envelope budgeting to: - Pay off debt faster - Stop living paycheck to paycheck - Build emergency savings - Save for big purchases without stress - Finally feel in control of their finances GET STARTED TODAY Download Fundwise and start your free trial. In just a few minutes, you will have a budget that actually works. Questions or feedback? We would love to hear from you at support@paragbafna.dev Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Every dollar gets a job. Allot is a zero-based budgeting app with no subscription — free to download, $11.99 unlocks every feature forever. Built for people who left YNAB when it went to $109/year, want envelope-style budgeting without a monthly bill, and don't want to hand their bank logins to a third party. Family Sharing is included — your spouse downloads, you pay $11.99 once for the household. WHY ALLOT? — Free download. $11.99 one-time unlocks every feature, forever. — No bank login. You categorize manually so your data stays on-device. — Zero-based budgeting — every dollar of income gets assigned a job. — Goals, debt-paydown plan, recurring-charges tracker built in. — Family Sharing — one purchase covers your whole household. WHAT YOU GET — Build a monthly budget where every dollar has a job — Track net worth and cash flow at a glance — Set goals (emergency fund, trip, anything) and watch progress — Plan debt-free dates with snowball/avalanche math — See every recurring charge in one place — Multiple budgets supported WHAT YOU DON'T GET — No subscription — No bank login required — No social features — No ads — No analytics — No Android (yet) Built solo. The pitch is simple — you should be able to budget without paying $109/year. $11.99 once unlocks everything. That's it.