Allot: Zero-Based Budget

Allot: Zero-Based Budget

YNAB without the subscription.

0 ratings
3 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • May 28, 2026
  • September 5, 2026

Features

Allot: Zero-Based Budget screenshot #1 for iPhone
Allot: Zero-Based Budget screenshot #2 for iPhone
Allot: Zero-Based Budget screenshot #3 for iPhone
Allot: Zero-Based Budget screenshot #4 for iPhone
Allot: Zero-Based Budget screenshot #5 for iPhone
Allot: Zero-Based Budget screenshot #6 for iPhone
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About

This app helps you manage your finances with a zero-based budgeting approach. It allows you to assign every dollar a job, track your net worth, and plan for financial goals without requiring bank logins or a recurring subscription.

✓Zero-based budgeting
✓No bank login required
✓One-time purchase for all features
✓Family Sharing included
✓Goal setting and tracking
✓Debt-paydown planner
✓Recurring charge tracker
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What's New in Allot

1.0.3

September 5, 2026

A pass over the wording throughout the app, so the writing reads the way it should have from the start. Allot will also ask, once and never again, whether you would like to rate it. It waits until it has actually earned the question: your budget fully assigned with nothing overspent, or a reconcile where your bank balance matched exactly.

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Subscriptions & In-App Purchases

$11.99

Allot Pro

Unlimited accounts, net worth, debt payoff & reports

User reviews

Love the App — JPY Support Please!

Really happy to find an app like this as an alternative to YNAB! I love the idea of a simple zero-based budgeting app without an ongoing subscription.

I live in Japan, though, so I’d really appreciate Japanese Yen (JPY/¥) support and a Japanese language option in a future update. That would make the app much easier to use for users in Japan!
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Super budget friendly but

Can’t link a debt payment to a budget line. Can’t seem to manually edit debts

Dysfunctional app design

Not possible to delete category groups or update allocated budgets to different categories. Will request a refund... not worth it until they make major updates.

Developer apps

FAQ

What is the pricing for Allot?

Allot is free to download and offers a one-time purchase of $11.99 to unlock all features permanently. This one-time payment covers the entire household through Family Sharing.

Does Allot require bank logins?

No, Allot does not require bank logins. All data categorization is done manually, ensuring your financial data stays on your device for enhanced privacy.

How does Allot compare to YNAB?

Allot is designed for users who prefer YNAB's zero-based budgeting but want to avoid its annual subscription fee. It offers similar envelope-style budgeting without a monthly bill.

Can multiple family members use Allot with one purchase?

Yes, Allot includes Family Sharing. A single $11.99 purchase unlocks all features for your entire household, allowing multiple users to benefit from the app.

What financial planning tools are included in Allot?

Allot includes tools for building a monthly budget where every dollar has a job, tracking net worth and cash flow, setting financial goals, planning debt-free dates with snowball/avalanche methods, and tracking recurring charges.

Is Allot available on Android devices?

Currently, Allot is not available on Android devices. It is built for iPhone and iPod users, with plans for Android support in the future.

How often is Allot updated?

The latest version of Allot is 1.0.2, and it was last updated on August 16, 2026. Updates are released to improve functionality and add features.

Does Allot have ads?

No, Allot is ad-free. The app does not contain advertisements, nor does it collect analytics data, prioritizing a clean user experience.