Envelope Budget App vs Allot

Tuck is for anyone who finds budgeting overwhelming. It is a simple way to see where your money actually goes. Give every part of your spending its own envelope: Groceries, Rent, Coffee, Savings. Set what each one holds, log transactions as you go, and keep your month on track one envelope at a time. No bank logins, no charts to decode, no noise. EMBRACE SIMPLICITY No sign-in and no bank linking. Completely private and local to your device. Add a transaction in seconds. Create envelopes, set budgets, allow negative balances, and roll unspent money into next month. Move budgeted money between envelopes, or cash between accounts, with a tap. A calm home screen that shows exactly what is left this month. SEE YOUR MONTH Calendar, insights, and spend-by-envelope reports. Home screen and lock screen widgets. Dark mode, your choice of currency, and a Face ID or Touch ID lock. Local backups every launch and CSV export. Your data is always yours. DO MORE WITH TUCK PLUS Unlimited accounts, envelopes, and transactions. iCloud sync across your devices, and partner sharing so two people keep one budget. Recurring bills and paychecks, with gentle reminders. Beautiful Monthly Journal, Year in Review, and Statement exports as PDFs. More color palettes to make Tuck yours. Tuck Plus is available monthly, yearly, or as a one-time lifetime purchase. Everything else stays free. TUCK PLUS SUBSCRIPTION Tuck Plus is available as an auto-renewing subscription: Monthly: $3.99 per month Yearly: $29.99 per year A one-time Lifetime purchase ($49.99) is also available and does not renew. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription anytime in your App Store account settings after purchase. Privacy Policy - https://lifesimulator.io/#privacypolicy Terms of Use - https://lifesimulator.io/#terms

Every dollar gets a job. Allot is a zero-based budgeting app with no subscription — free to download, $11.99 unlocks every feature forever. Built for people who left YNAB when it went to $109/year, want envelope-style budgeting without a monthly bill, and don't want to hand their bank logins to a third party. Family Sharing is included — your spouse downloads, you pay $11.99 once for the household. WHY ALLOT? — Free download. $11.99 one-time unlocks every feature, forever. — No bank login. You categorize manually so your data stays on-device. — Zero-based budgeting — every dollar of income gets assigned a job. — Goals, debt-paydown plan, recurring-charges tracker built in. — Family Sharing — one purchase covers your whole household. WHAT YOU GET — Build a monthly budget where every dollar has a job — Track net worth and cash flow at a glance — Set goals (emergency fund, trip, anything) and watch progress — Plan debt-free dates with snowball/avalanche math — See every recurring charge in one place — Multiple budgets supported WHAT YOU DON'T GET — No subscription — No bank login required — No social features — No ads — No analytics — No Android (yet) Built solo. The pitch is simple — you should be able to budget without paying $109/year. $11.99 once unlocks everything. That's it.