Budget Planner App - Zero

Budget Planner App - Zero

Budget & Spending Tracker

177 ratings
24 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • August 11, 2025
  • April 23, 2026

Features

Budget Planner App - Zero screenshot #1 for iPhone
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Budget Planner App - Zero screenshot #7 for iPhone
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About

Organize your finances with an AI-powered budgeting tool. Easily track expenses and income using voice input, create budgets, and monitor savings and debt. Gain insights into spending habits with clear charts and history.

AI-powered expense categorization
Voice input for transactions
Monthly budget creation
Savings and debt tracking
Multi-currency support
Spending insights and charts
Recurring transaction management
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What's New in Budget Planner App

2.0.7

April 23, 2026

• Fixed bugs and improved overall reliability • Faster and smoother transaction entry • Automatic Apple Pay tracking with Shortcuts • Redesigned Accounts with cleaner insights and graphs • Review pending Apple Pay entries in Settings • Search page shows income and expense summaries • Faster and simpler account selection • Fixed duplicate budget names • Transfers amount with automatic currency conversion • Easier and faster onboarding experience • Fixed multiple notifications appearing together • Fixed widget refresh amount issues • View category spending graphs inside accounts

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Subscription plans

Weekly Subscription

Full access billed weekly

$3.997 Days
How to cancel Budget Planner App subscription ⁉️
5

In-App Purchases

$29.99

Zero Lifetime

Become financially stress-free

User reviews

Great app

This app is wonderful and does a lot of the work for me that I dread when it comes to budgeting on paper. One thing I have struggled with is finding where to adjust my spending limits since the app has updated. I could do it before just fine before the update, but I have yet to find the solution.

Response from developer

Thank you so much for your kind words - we’re glad the app is helping make budgeting easier for you! In Version 2.0.4, spending limit settings were moved as part of our updated layout. You can adjust them by going to Budget → Select Category → Edit Limit. If you need any help, please contact us at support@zeroapp.org and we’ll be happy to assist.

Not user friendly

They tried so hard to remove the buttons and to have a clean layout that is hard to understand. I’ve been using for a month, even paid the premium version and still don’t know how to see how far I’m from reaching category budget limit.

Response from developer

Thank you for your feedback and for supporting the premium version. We’re actively working on making budget tracking more intuitive, including clearer views for category limits. Our team is also developing in-app tutorials to help manage budgets more easily. These improvements will be part of future updates, and we welcome your ideas at support@zeroapp.org

Lots of improvements needed

I wish there was a way to see a list of all transactions sorted by date without having to export file so you can see what was the last input you made to avoid duplicate transactions. Also, need to be able to view transactions for past months and have options to select a time bracket for exports. For example, export from January 1,2025 to June 30, 2025.
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Really good

Really useful and helpful to keep my budget in check. Thank you for this app!!

Spend

Help

Response from developer

thanks for reaching out. We’re here to help! Please contact us via the in-app Support section or email support@mintai.money and we’ll assist you right away.

FAQ

What does the Budget Planner App - Zero do?

This app helps you manage your personal finances by tracking expenses and income. It uses AI to categorize transactions, allows for voice input, and helps you create budgets, manage savings, and track debt. You can also view insights into your spending habits through charts and transaction history.

What are the key features of this budgeting app?

Key features include AI-powered voice input for adding expenses, creating monthly budgets, organizing savings and debt, multi-currency support, spending insights with charts, transaction history with search and filtering, and management of recurring transactions. It also offers iCloud sync and no sign-in is required.

Is this app free to use?

The app is free to download and use, with in-app purchases available. This means you can access core budgeting and tracking features without initial cost, with optional enhancements or premium features available for purchase.

Who is the target audience for this app?

This app is designed for anyone who wants stress-free personal finance management. It's particularly useful for students managing pocket money, families planning household budgets, freelancers handling variable income, and travelers using multiple currencies.

How does the AI categorization work?

The app's AI automatically categorizes your expenses and income as you add them, often through voice input. This smart categorization helps to quickly organize your financial data without manual sorting, making it easier to understand where your money is going.