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Budget Planner App - Zero

Budget Planner App - Zero

Budget & Spending Tracker

181 ratings
26 reviews
📊 Productivity
💰 Finance
Free
In-App Purchases

Details

Released
August 12, 2025
Updated
September 23, 2026

Features

Developer

Dishith Dhanani
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iphone
ipad
🧾$29.99
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About

Organize your finances with an AI-powered budgeting tool. Easily track expenses and income using voice input, create budgets, and monitor savings and debt. Gain insights into spending habits with clear charts and history.

✓AI-powered expense categorization
✓Voice input for transactions
✓Monthly budget creation
✓Savings and debt tracking
✓Multi-currency support
✓Spending insights and charts
✓Recurring transaction management
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What's New in Budget Planner App

2.0.8

September 23, 2026

- Track debt, credit cards and savings - Six new home screen widgets - Repeat every two weeks, quarterly or custom - Separate income and expense categories - Undo any delete instantly - Add a time to every transaction - Quicker, simpler first-time setup - Bug fixes and better performance

More
5

Subscriptions & In-App Purchases

Weekly Subscription

Full access billed weekly

$3.997 Days
How to cancel Budget Planner App subscription ⁉️

Events

Read more about budget planner - Zero
Event EndedMajor Update

budget planner - Zero

Add Expenses with Voice

Sep 24, 2026 — Oct 25, 2026

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User reviews

Most RecentHighest RatedLowest Rated

Intuitive App

I have just started using this app and I’m already loving it. I will keep using it and provide the feedback, but as of now it’s a great app and I recommend everyone to use it for day-to-day Transactions
Rrock8sandy

Response from developer

Thank you so much for your kind words and recommendation! We’re glad you’re enjoying Zero. We look forward to hearing your feedback and continuing to make the app better for your daily budgeting!

I love this app but man it’s got some bugs

When trying to scroll up with multiple tabs, the screen freezes and doesn’t register the tabs so could lead to frustrating input error errors and I’ve kind of fallen away out of this app. I’ve been using it for a couple months, but this most recent update kind of ruining the experience. I think I just have too but I paid for the premium subscription so it shouldn’t be a problem
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CBCaptain la bork

Response from developer

Thank you for sharing this detailed feedback, and we’re sorry the latest update has caused frustration. We’re actively looking into the scrolling and tab-freezing issue to improve stability. We truly appreciate you being a premium user and sticking with the app. If possible, please contact us at support@zeroapp.org with any additional details so our team can investigate and help.

Great app

This app is wonderful and does a lot of the work for me that I dread when it comes to budgeting on paper. One thing I have struggled with is finding where to adjust my spending limits since the app has updated. I could do it before just fine before the update, but I have yet to find the solution.
IGItalia Godinez

Response from developer

Thank you so much for your kind words - we’re glad the app is helping make budgeting easier for you! In Version 2.0.4, spending limit settings were moved as part of our updated layout. You can adjust them by going to Budget → Select Category → Edit Limit. If you need any help, please contact us at support@zeroapp.org and we’ll be happy to assist.

Not user friendly

They tried so hard to remove the buttons and to have a clean layout that is hard to understand. I’ve been using for a month, even paid the premium version and still don’t know how to see how far I’m from reaching category budget limit.
MMellDilor

Response from developer

Thank you for your feedback and for supporting the premium version. We’re actively working on making budget tracking more intuitive, including clearer views for category limits. Our team is also developing in-app tutorials to help manage budgets more easily. These improvements will be part of future updates, and we welcome your ideas at support@zeroapp.org

Lots of improvements needed

I wish there was a way to see a list of all transactions sorted by date without having to export file so you can see what was the last input you made to avoid duplicate transactions. Also, need to be able to view transactions for past months and have options to select a time bracket for exports. For example, export from January 1,2025 to June 30, 2025.
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AAnilopavetsrya
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FAQ

What does the Budget Planner App - Zero do?

This app helps you manage your personal finances by tracking expenses and income. It uses AI to categorize transactions, allows for voice input, and helps you create budgets, manage savings, and track debt. You can also view insights into your spending habits through charts and transaction history.

What are the key features of this budgeting app?

Key features include AI-powered voice input for adding expenses, creating monthly budgets, organizing savings and debt, multi-currency support, spending insights with charts, transaction history with search and filtering, and management of recurring transactions. It also offers iCloud sync and no sign-in is required.

Is this app free to use?

The app is free to download and use, with in-app purchases available. This means you can access core budgeting and tracking features without initial cost, with optional enhancements or premium features available for purchase.

Who is the target audience for this app?

This app is designed for anyone who wants stress-free personal finance management. It's particularly useful for students managing pocket money, families planning household budgets, freelancers handling variable income, and travelers using multiple currencies.

How does the AI categorization work?

The app's AI automatically categorizes your expenses and income as you add them, often through voice input. This smart categorization helps to quickly organize your financial data without manual sorting, making it easier to understand where your money is going.