Budget Planner App vs Lumina Wallet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget Planner App
Organize your finances with an AI-powered budgeting tool. Easily track expenses and income using voice input, create budgets, and monitor savings and debt. Gain insights into spending habits with clear charts and history.
- AI-powered expense categorization
- Voice input for transactions
- Monthly budget creation
- Savings and debt tracking
- Multi-currency support
- Spending insights and charts
- Recurring transaction management
Read full descriptionHide full description
Meet Zero, The cutest budget app for your everyday life. Simply add expenses by typing or using your voice, and let our AI magic organize everything for you. Create simple budgets, keep your savings and debt organized, and enjoy the feeling of your money growing - one tiny, happy step at a time! Key features: - Minimal, clean, and intuitive design - Add expenses and income in seconds - Voice input with smart AI categorization - Monthly budgets, savings goals & debt - Multi-currency support for global use - Insights & charts to understand spending habits - Transaction history with search & filter - Recurring transactions (bills, salary, subscriptions) - Multiple accounts, categories & tags - Connect Apple Wallet Automations - Export data as CSV/Excel - iCloud sync - No sign in required ZeroApp is ideal for: - Students managing daily pocket money - Families planning a shared household budget - Freelancers handling variable income & expenses - Travelers using multiple currencies - Anyone who wants stress-free personal finance management Take control of your finances with ZeroApp - simple, private, and AI-powered. Read more about our Terms & Conditions and Privacy Policy here: https://zeroapp.org/privacy https://zeroapp.org/terms We are always there for you! - If you have any questions or face any issues, feel free to email us at support@zeroapp.org. Hope you enjoy using our app as much as we do! :)
Lumina Wallet
A secure, non-custodial crypto wallet for managing digital assets across multiple blockchains. It offers features like real-time security scanning, instant token swaps, and direct crypto purchases, putting users in full control of their funds.
- Non-custodial multi-chain crypto wallet
- Real-time smart contract scanner
- Biometric authentication and PIN protection
- Instant token and cross-chain swaps
- Real-time portfolio tracking
- Connect to dApps via WalletConnect
Read full descriptionHide full description
Lumina Wallet — Your Crypto. Your Control. Lumina Wallet is the most secure non-custodial multi-chain crypto wallet, built for everyone — from beginners to DeFi power users. Your keys, your crypto. Lumina never holds your funds or private keys. You are always 100% in control of your assets. SECURITY FIRST Real-time smart contract scanner — detects dangerous unlimited approvals, malicious contracts and permit traps before you sign Every transaction is analyzed and explained in plain language before confirmation Biometric authentication, PIN protection and encrypted storage SWAP & CROSS-CHAIN Swap tokens instantly across all supported networks Cross-chain swap — exchange assets between different blockchains in a few taps Best rates aggregated from top DEX protocols MULTI-CHAIN SUPPORT Ethereum, BNB Chain, Polygon, Avalanche, Bitcoin, Solana, Cosmos and more — all in one place. PORTFOLIO & TRACKING Real-time portfolio tracking with live prices Full transaction history across all chains Buy crypto directly with MoonPay and Transak WEB3 READY WalletConnect — connect to any dApp securely (Uniswap, OpenSea, Aave and more) Multi-language: English, French, Spanish, German, Italian, Portuguese, Arabic, Chinese, Japanese, Korean, Russian, Turkish Lumina Wallet is a self-custody software wallet. It does not provide financial services, custody services, or investment advice. Users are solely responsible for their assets and transactions.
Screenshots
Verdict
The clearest difference is review sentiment: Lumina Wallet at 100% against Budget Planner App's 19%. Lumina Wallet also leads on rating (5.0 vs 3.9) and in-app purchases (none vs 6). Budget Planner App's advantage is ratings volume (181 vs 14). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget Planner App sells 6 in-app purchases, starting at $3.99 per 7 days. Lumina Wallet asks for nothing beyond the download.
Lumina Wallet holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: Budget Planner App has 181 ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 19% of Budget Planner App's written reviews are positive against 100% of Lumina Wallet's.
Budget Planner App ships an update every 2 weeks, Lumina Wallet every 3 weeks. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.
| Parameter | Budget Planner App | Lumina Wallet |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (181 ratings) | 5.0 (14 ratings) — better |
| Positive reviews | 19.2% of reviews | 100.0% of reviews — better |
| Number of ratings | 181 — better | 14 |
| Update frequency | Every 2 weeks — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 58 MB | 47 MB |
| Age rating | 4+ | 17+ |
| Developer | Dishith Dhanani | HEDONISME |
Customer experience
Budget Planner App
Lumina Wallet
In-app purchases
Budget Planner App
- Weekly Subscription$3.997 Days
- Monthly Subscription$3.991 Month
- Monthly Subscription7 Days trial$7.991 Month
Show 1 moreShow fewer
- Annual Subscription7 Days trial$47.991 Year
- Zero Lifetime$29.99
- Lifetime$29.99
Lumina Wallet
No in-app purchases
Questions
Is Budget Planner App free?
Is Lumina Wallet free?
Which has better reviews, Budget Planner App or Lumina Wallet?
Do Budget Planner App or Lumina Wallet have ads?
Which is updated more often, Budget Planner App or Lumina Wallet?
Other comparisons
