Finally an app with a hungry developer!!
I converted from a popular application. I won’t name what it was but it looks very similar and zerosum has been a game changer by including so many things out the gate that I converted easily. I love this application. I love that the developer is active in the forums and listens to what people are asking. It is so refreshing and this has a new zeal to it, and the updates are coming out quickly, which then adds more functionality and fixes bugs. This is a fantastic application. Hannah should work for you!
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Exactly What I Needed
I am so glad that stumbled onto a YouTube video about this app because it’s exactly what I needed and more! I love how customizable everything is from the colors, to the rules and the user interface. I’ve used countless budgeting apps that just didn’t have everything I wanted or were very expensive because of features I never use (like bank syncing). I really appreciate that there is a tier for those of us who don’t need the syncing function at an affordable price. Pedro also considers user feedback and the roadmap is so exciting to see and follow. You should try this app!
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Better Than YNAB
I started looking for a YNAB replacement after they added that book ad that shows up while you’re budgeting. I found Zerosum and after the trial decided to make the switch. It’s basically like YNAB but better in every way. I never used the bank sync and Zerosum gives you the option not to pay for it. The cost for me is now $30/yr versus YNAB’s $109/yr with no ads!
Zerosum also just has more capabilities. The analytics section is there if you want to dive into that. I never felt like I was missing this on YNAB but it is a nice to have.
Overall great app and I hope it stays true to what it is right now
Zerosum also just has more capabilities. The analytics section is there if you want to dive into that. I never felt like I was missing this on YNAB but it is a nice to have.
Overall great app and I hope it stays true to what it is right now
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Excellent
A worthy replacement for YNAB
Deceptive Practices
Makes statements about free trials in their description but upon downloading, the options presented are different and requires a yearly subscription to access free trials.
Navigation throughout the app behind paywall, and cannot explore freely. Impressive.
Navigation throughout the app behind paywall, and cannot explore freely. Impressive.
Response from developer
Thanks for the feedback, and sorry for the confusion here. To clarify how the free month works: Apple requires every free trial to be attached to a subscription — that's an App Store rule, not something we set. You start the yearly plan, get your first month free, and you're not charged anything until the month is over. You can cancel any time during that month and pay nothing. If you'd rather not keep it, cancelling right after signing up still gives you the full free month.
Great YNAB alternative
After using YNAB for many years and growing tired with their changes, I’ve made the switch to Zerosum.
This app is great and has some more features than YNAB.
This app is great and has some more features than YNAB.
Loving it!
Loving the app so far. I was looking for a zero based budgeting app after trying Every Dollar and YNAB and found this.
It was easy to set up and connect my accounts with Plaid. The UI is easy to navigate and it has tons of reporting options to show what your money is doing.
Customer support is always prompt.
It was easy to set up and connect my accounts with Plaid. The UI is easy to navigate and it has tons of reporting options to show what your money is doing.
Customer support is always prompt.
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Great Budgeting App!
I’ve been using Zerosum for about three months after trying numerous other budgeting systems. I’ve found a new home to plan and track my finances. I really like the plethora of highly customizable reports. This is as close to perfection in zero based budgeting I’ve found!
10 Stars Worthy
Zerosum is a life changing budgeting app! I couldn’t imagine my life without it. Truly the best experience over other zero based budgeting apps.
Great!
Zerosum is an excellent zero-based budget application. It‘s more robust than competitors and more customizable than YNAB. And less expensive. If you want to import your transactions, Plaid is now available. If you don’t want to import or Plaid isn’t available where you live, your lower subscription price doesn’t subsidize those who do use Plaid.
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Best Zero Based Budgeting Available
After 14 years using YNAB, I’ve finally found a software that beats it and for way less! Highly customizable, ridiculous levels of reports, and it just works. I highly recommend you give Zerosum a chance because I don’t think you’ll be disappointed.
The best zero based budgeting app!
The title I have given this review is deadly serious. I have tried pretty much every envelope budgeting app including the “big brand”. Zerosum is something else! It allows me to follow the zero based budget method but at the same time to bespoke my approach to suit my own particular needs. It does not overly constrain me and certainly does not “preach” at me. So whether your needs are simple, or more complex with comprehensive reporting, ZeroSum is my firm recommendation.
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