Amazing!
I’ve been looking for something that was similar to YNAB and this is exactly what I needed. I’m able to do everything I did before, but at a cheaper price. This checks all the boxes. I’m still on a trial but it hasn’t even been a week yet and I already canceled my other subscription.
Perfect YNAB replacement
Same philosophy, better UX and the statistics are great!
Search Box Stops Working and Categories are hard to delete
The search box will stop working and you have to close and reopen the app to get it working again. It's also difficult to delete a category if you decide you don't need one anymore.
Great for Australians
i would give this app more stars if I could. I am an Aussie, and the other big-name zero-based budgeting app is charging Aussies three times the price for fewer features. This is an amazing app! The developer is so responsive, and if you join the Discord channel, the community is really strong in helping you with any issues, as well as just chatting about finance and budgeting. I love this app; it is a must-have for me.
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Budget-Friendly YNAB Alternative
Takes a minute to get used to if you’re used to using YNAB, but after awhile you forget you’re NOT using YNAB 😅 and it’s only a fraction of the cost! Thank you so so so so so much for designing an affordable zero-based budgeting app!
Amazing app and features
Normally I do not take the time to leave reviews, but… this app is fantastic. It really has every feature you can think of that allows you to customize your budget to your personal needs. It also seems to be updated frequently with even more improvements. Great!
Switched from YNAB
Better pricing since in Japan they don’t do bank connections.
Bloated features but can be customized to only show the stuffs that’s necessary for me.
UI feels cluttered and a bit soulless.
It focuses more on the functionality side rather than improving the feeling/joy of bookkeeping.
No iOS widget.
More of a web app wrapper.
After weighing all those for saving more than half of YNAB subscription, I guess it’s not that bad.
Bloated features but can be customized to only show the stuffs that’s necessary for me.
UI feels cluttered and a bit soulless.
It focuses more on the functionality side rather than improving the feeling/joy of bookkeeping.
No iOS widget.
More of a web app wrapper.
After weighing all those for saving more than half of YNAB subscription, I guess it’s not that bad.
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Can’t wait for Apple Card support
Apparently it’s coming soon’ish, but even as it stands now, ZS blows away YNAB. Similar in so many ways, but far more powerful, and it’s constantly updated. Great community as well!!
Super appli !
Une application vraiment utile pour gérer son budget avec un développeur très réactif et à l’écoute des besoins et envies des utilisateurs.
Exactly what I wanted
I’ve spent a long time looking for a budgeting app that scratched the same itch as YNAB and this is probably the first one I’ve seen that I immediately felt good about. The interface is polished, the methodology is immediately familiar, there are tiers of membership so you don’t have to pay for features you don’t care about, and they have a real mobile app so you don’t have to screw with PWAs or self hosting. That ticks all my boxes, I’m switching.
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Fantastic!
I recently switched from YNAB and have no regrets making the switch recently after 14yrs. I pay much less now for a much better experience. I can carry forward my negative balances if I choose to for my reimbursement categories like I used to when YNAB used to have this feature. And it will only get better. So happy I found this!
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YNAB on Steroids
This app does everything YNAB does, and much more. It is substantially less expensive. I’ve never seen such responsive support from a developer. Yes, there’s some risk associated with it being a one-developer product, but that is easily mitigated by the comprehensive ability to export your data at any time. What’s not to like?
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Finally an app with a hungry developer!!
I converted from a popular application. I won’t name what it was but it looks very similar and zerosum has been a game changer by including so many things out the gate that I converted easily. I love this application. I love that the developer is active in the forums and listens to what people are asking. It is so refreshing and this has a new zeal to it, and the updates are coming out quickly, which then adds more functionality and fixes bugs. This is a fantastic application. Hannah should work for you!
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Exactly What I Needed
I am so glad that stumbled onto a YouTube video about this app because it’s exactly what I needed and more! I love how customizable everything is from the colors, to the rules and the user interface. I’ve used countless budgeting apps that just didn’t have everything I wanted or were very expensive because of features I never use (like bank syncing). I really appreciate that there is a tier for those of us who don’t need the syncing function at an affordable price. Pedro also considers user feedback and the roadmap is so exciting to see and follow. You should try this app!
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Better Than YNAB
I started looking for a YNAB replacement after they added that book ad that shows up while you’re budgeting. I found Zerosum and after the trial decided to make the switch. It’s basically like YNAB but better in every way. I never used the bank sync and Zerosum gives you the option not to pay for it. The cost for me is now $30/yr versus YNAB’s $109/yr with no ads!
Zerosum also just has more capabilities. The analytics section is there if you want to dive into that. I never felt like I was missing this on YNAB but it is a nice to have.
Overall great app and I hope it stays true to what it is right now
Zerosum also just has more capabilities. The analytics section is there if you want to dive into that. I never felt like I was missing this on YNAB but it is a nice to have.
Overall great app and I hope it stays true to what it is right now
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Excellent
A worthy replacement for YNAB
Deceptive Practices
Makes statements about free trials in their description but upon downloading, the options presented are different and requires a yearly subscription to access free trials.
Navigation throughout the app behind paywall, and cannot explore freely. Impressive.
Navigation throughout the app behind paywall, and cannot explore freely. Impressive.
Great YNAB alternative
After using YNAB for many years and growing tired with their changes, I’ve made the switch to Zerosum.
This app is great and has some more features than YNAB.
This app is great and has some more features than YNAB.
Loving it!
Loving the app so far. I was looking for a zero based budgeting app after trying Every Dollar and YNAB and found this.
It was easy to set up and connect my accounts with Plaid. The UI is easy to navigate and it has tons of reporting options to show what your money is doing.
Customer support is always prompt.
It was easy to set up and connect my accounts with Plaid. The UI is easy to navigate and it has tons of reporting options to show what your money is doing.
Customer support is always prompt.
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Great Budgeting App!
I’ve been using Zerosum for about three months after trying numerous other budgeting systems. I’ve found a new home to plan and track my finances. I really like the plethora of highly customizable reports. This is as close to perfection in zero based budgeting I’ve found!
