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Moneko AI: Track & Budget

Moneko AI: Track & Budget

Shared expenses & split bills

25 ratings
21 reviews
📊 Productivity
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • January 28, 2026
  • September 19, 2026

Features

Developer

Fenghua Shao
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iphone
ipad
🧾$149.99
In-App Purchase↘︎
⭐21
Reviews↘︎
📝2+ tags
Tags↘︎
❓8 answered
FAQ↘︎
📦~ in 2 days
Updates frequency↘︎
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About

This app simplifies tracking and splitting shared expenses for groups like couples, roommates, and friends. It uses AI to automatically categorize spending, update budgets, and log expenses via text, voice, or photos, adapting to real-life spending habits.

✓AI-powered expense tracking
✓Automatic expense categorization
✓Shared expense splitting
✓Log expenses via text, voice, or photos
✓Real-time budget updates
✓Multi-currency support
Show original description
+3

What's New in Moneko AI

3.1.3

September 19, 2026

- AI Budget Suggestions: Get smart, personalized pocket budget recommendations to plan next month with confidence. - Recurring Transaction Fixes: Fixed missing recurring items and resolved a crash on the bulk confirmation screen. - Smoother Sign-In: Verification codes now save your place when switching apps. - App Polish: Improved the pockets review flow and added missing translations.

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Subscription plans

Moneko Yearly Plan

Yearly Plan

$89.991 Year
How to cancel Moneko AI subscription ⁉️
1

In-App Purchases

$149.99

Moneko Lifetime Earlybird

Moneko Lifetime Earlybird Deal

User reviews

Most RecentHighest RatedLowest Rated

Won’t let me make an account

With both the Gmail/Google account integration and creating a username and password it won’t work.
lsatellizerlsatellizer

Helpful app with loads of features 👍

Really enjoying using the app so far.

The app has a wide variety of useful features which come in handy on a daily basis. The user interface is clean and intuitive which makes a big difference.

Thank you for developing the app. Looking forward to exploring it further and making the most of all the features available.
Show more
BeatsnBarsBeatsnBars

Response from developer

Thank you so much for the kind review! We’re really glad you’re enjoying Moneko and more improvements are on the way!

The best budgeting app I’ve tried

I like it because it’s very frictionless. It’s nice to use and easy to make part of your life.
BananaBread230BananaBread230

Response from developer

Thank you! So glad you’re enjoying Moneko!

Useful

been using Moneko for some time and honestly it’s made keeping track of my and my partner’s spending so much easier
Explorer981Explorer981

Great new AI feature

Love the new ai help feature!
mynicknameisalreadytaken50987mynicknameisalreadytaken50987
See 16 more reviews

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FAQ

What is Moneko?

Moneko is an AI-powered expense tracker and budget app designed specifically for managing shared expenses among couples, roommates, and groups. It allows users to log spending through various methods and automatically splits costs.

How does Moneko handle shared expenses?

You can easily add shared expenses, and Moneko automatically syncs this information with everyone involved, eliminating confusion about who paid for what. The app is built for seamless group financial tracking.

What methods can I use to log expenses in Moneko?

Moneko offers flexible logging options including typing a message, speaking your expense, snapping a receipt photo, using chat-style input, or even logging directly from WhatsApp or Telegram.

Does Moneko use AI for expense management?

Yes, Moneko leverages AI to automatically categorize your expenses, track shared spending, and update budgets in real time. It also converts receipts into organized records, simplifying financial oversight.

What is the pricing for Moneko?

Moneko offers a 1-month free trial, after which a subscription is required to continue using the service. The app is free to download and use during the trial period.

Is Moneko available on multiple devices?

Yes, Moneko is available for both iPhone and iPad, ensuring you can manage your shared expenses across your Apple devices.

How often is Moneko updated?

The latest version of Moneko is 1.5.2, which was released on April 1, 2026. Updates ensure the app remains reliable and includes the latest features and improvements.

Does Moneko have ads?

No, Moneko does not contain advertisements. As it is free with in-app purchases and offers a subscription model, users can enjoy an ad-free experience.