Purpose Budget vs BudgetLabs

Purpose Budget gives you full control of your finances with zero-based envelope budgeting. Every dollar gets a purpose — assign your income to categories, track your spending, and know exactly where your money goes. Purpose Budget is a subscription service. New subscribers start with a 2-month free trial; an auto-renewing subscription is required to keep using the app after the trial. BUDGETING MADE SIMPLE • Assign every dollar to a category — rent, groceries, savings, and more • Set monthly targets and track progress toward your goals • Move money between categories when plans change • Get alerts when you're overspending or underfunded CONNECTED ACCOUNTS • Link your bank accounts securely with Plaid (Premium) • Transactions import automatically — no manual entry needed (Premium) • Add manual accounts for cash, investments, or anything else • Reconcile balances to keep everything accurate TRACK EVERY TRANSACTION • See all your transactions in one place across every account • Categorize, split, and approve transactions with a tap • Search, filter, and bulk-edit to stay organized • Smart rules auto-categorize recurring purchases REPORTS & INSIGHTS • Net Worth — watch your wealth grow over time • Spending Analysis — see where your money goes • Income vs Expenses — track your monthly cash flow • Category Breakdown — drill into group-level spending BUILT FOR MOBILE • Quick-add transactions on the go • Dark mode support • Multi-currency support for 20+ currencies • Works alongside the Purpose Budget web app at purposebudget.com SUBSCRIPTION DETAILS Purpose Budget requires an auto-renewable subscription to use. Choose Essential or Premium, billed monthly or annually: • Essential — zero-based budgeting, unlimited accounts and categories, reports and net worth tracking, and multi-user spaces. • Premium — everything in Essential, plus bank account synchronization, auto-bill detection, and priority support. New subscribers get a 2-month free trial. After the trial, your subscription renews automatically at your plan's price unless you cancel at least 24 hours before the end of the current period. Payment is charged to your Apple Account on confirmation, and you can manage or cancel anytime in your Apple Account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://purposebudget.com/privacy

Give every dollar a job before you spend it. BudgetLabs is a zero-based budgeting app for people who want to decide where their money goes, not just watch where it went. Plan the month, assign your income, and see exactly where you stand at any point. Semi-manual by design. BudgetLabs doesn't quietly sync your bank and leave you to scroll. You stay in the loop, and AI takes the busywork out of it. AI THAT SAVES YOU TIME • Hank, your AI assistant, answers questions about your budget and adds transactions in plain English • Smart Import turns a pasted statement, PDF, or screenshot into clean, categorized transactions for you to review — or paste your bank's CSV directly • Saved rules categorize imports automatically, and duplicates are caught before they land • Snap a receipt to capture an expense PLAN WITH CONFIDENCE • Zero-based budgeting: every dollar gets a job • Group categories your way and carry leftovers into next month • Split a purchase across categories, or spread a yearly charge across the months it covers • Recurring bill reminders, with overdue bills clearly marked • Annual events for renewals like registrations, memberships, and annual fees • Cash Coverage: see your balance on any day and whether your cash covers what's due • A calendar that forecasts your balance day by day PAY DOWN DEBT • Track loans and credit cards in one place • See your debt-free date and simulate faster payoff • Split one payment across several loans • Lend money to someone else on BudgetLabs and track the repayments coming back (Pro) GROW YOUR NET WORTH • Savings accounts and goals, with projections • Investment tracking: see what's inside each account and your mix against a target • Net worth over time BUILT FOR REAL LIFE • Share a budget with your household (Pro invites; members join free) • Your currency, your categories, your order • Face ID or Touch ID lock • Connect Claude or ChatGPT to your budget, read-only • Encrypted at rest, two-factor sign-in, and a full export of your data • Works on iPhone, iPad, Mac, and the web PRICING Core budgeting is free. BudgetLabs Pro ($1.99/month or $19.99/year) raises your Hank and Smart Import limits and adds household sharing, up to 5 budgets, peer lending, and unlimited investment statement scans. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Privacy Policy: https://www.budgetlabs.io/privacy Terms of Service: https://www.budgetlabs.io/terms Built by an independent founder. Questions or ideas? https://www.budgetlabs.io/support