Comparison

Purpose Budget vs ClearFund

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Purpose Budget

Take full control of your finances with zero-based envelope budgeting. Assign every dollar to a purpose, track spending, and gain insights into your financial health. Link bank accounts, categorize transactions, and monitor your net worth with detailed reports.

Highlights
  • Zero-based envelope budgeting
  • Assign income to categories
  • Track spending and goals
  • Link bank accounts (Premium)
  • Automatic transaction import (Premium)
  • Net worth and spending reports
  • Multi-currency support
Read full description

Purpose Budget gives you full control of your finances with zero-based envelope budgeting. Every dollar gets a purpose — assign your income to categories, track your spending, and know exactly where your money goes. Purpose Budget is a subscription service. New subscribers start with a 2-month free trial; an auto-renewing subscription is required to keep using the app after the trial. BUDGETING MADE SIMPLE • Assign every dollar to a category — rent, groceries, savings, and more • Set monthly targets and track progress toward your goals • Move money between categories when plans change • Get alerts when you're overspending or underfunded CONNECTED ACCOUNTS • Link your bank accounts securely with Plaid (Premium) • Transactions import automatically — no manual entry needed (Premium) • Add manual accounts for cash, investments, or anything else • Reconcile balances to keep everything accurate TRACK EVERY TRANSACTION • See all your transactions in one place across every account • Categorize, split, and approve transactions with a tap • Search, filter, and bulk-edit to stay organized • Smart rules auto-categorize recurring purchases REPORTS & INSIGHTS • Net Worth — watch your wealth grow over time • Spending Analysis — see where your money goes • Income vs Expenses — track your monthly cash flow • Category Breakdown — drill into group-level spending BUILT FOR MOBILE • Quick-add transactions on the go • Dark mode support • Multi-currency support for 20+ currencies • Works alongside the Purpose Budget web app at purposebudget.com SUBSCRIPTION DETAILS Purpose Budget requires an auto-renewable subscription to use. Choose Essential or Premium, billed monthly or annually: • Essential — zero-based budgeting, unlimited accounts and categories, reports and net worth tracking, and multi-user spaces. • Premium — everything in Essential, plus bank account synchronization, auto-bill detection, and priority support. New subscribers get a 2-month free trial. After the trial, your subscription renews automatically at your plan's price unless you cancel at least 24 hours before the end of the current period. Payment is charged to your Apple Account on confirmation, and you can manage or cancel anytime in your Apple Account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://purposebudget.com/privacy

About

ClearFund

Features
Read full description

ClearFund: The Modern Paycheck Tracker Stop wondering where your money went. ClearFund is the most beautiful and intuitive way to manage your income, designed specifically for those who want to track their finances paycheck by paycheck. Why ClearFund? Most budgeting apps are cluttered and over-complicated. ClearFund strips away the noise, focusing on what matters most: your actual take-home pay and the life you fund with it. With our signature glassmorphic design, your financial data isn't just organized—it's inspired. Key Features: Smart Paycheck Tracking Create custom paychecks for every pay period. See exactly how much you've allocated and how much is left over in real-time with our dynamic Ring Hero visualization. Automated Templates Don't repeat yourself. Save recurring deductions like rent, savings, and subscriptions as templates. Apply them to new paychecks with a single tap to stay consistent. Deep Insights Understand your spending habits with clear, interactive charts. Categorize your expenses to see where you're overspending and where you're staying on track. Premium Design Experience the future of iOS design. ClearFund uses advanced glassmorphism, subtle micro-animations, and a responsive layout that looks incredible on iPhone and iPad. Privacy First Your data is yours. ClearFund syncs securely across your devices using iCloud (CloudKit), ensuring your financial history stays private and accessible only to you. Reach Your Goals Whether you're saving for a home, paying down debt, or just trying to stay on top of daily bills, ClearFund provides the clarity you need to succeed. Download ClearFund today and start your journey toward financial peace of mind. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://jbdevelopment.dev/privacy-policy

Screenshots

Purpose Budget4 screens
ClearFund4 screens

Verdict

The call

Purpose Budget and ClearFund are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Purpose Budget sells 4 in-app purchases, starting at $2.99 per month and ClearFund sells 4 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 8, 2026 and October 6, 2026 respectively.

ScorecardNo meaningful differences
Purpose Budget versus ClearFund: the parameters behind the verdict, then further details
ParameterPurpose BudgetClearFund
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesYesYes
MonetizationSubscription—
DevicesiPhoneiPhone, iPad — better
Requires iOS16.4 — better17.0
Further details — not scored
Size64 MB17 MB
Age rating4+4+
DeveloperPurpose BudgetJose Blanco

In-app purchases

4 purchases

Purpose Budget

Subscriptions4
  • Essential Monthly2 Months trial$2.991 Month
  • Premium Monthly2 Months trial$8.991 Month
  • Essential Annual2 Months trial$24.991 Year
Show 1 more
  • Premium Annual2 Months trial$69.991 Year
4 purchases

ClearFund

Subscriptions2
  • Monthly$1.991 Month
  • Yearly$14.991 Year
One-time2
  • One Month Free TrialFree
  • Lifetime Purchase$24.99

Questions

Is Purpose Budget free?
Purpose Budget is free to download, with in-app purchases available.
Is ClearFund free?
ClearFund is free to download, with in-app purchases available.
Do Purpose Budget or ClearFund have ads?
Neither Purpose Budget nor ClearFund shows ads.
Which is updated more often, Purpose Budget or ClearFund?
Purpose Budget ships an update every 2 months, and ClearFund every 2 months. Most recently, Purpose Budget was updated on October 8, 2026 and ClearFund on October 6, 2026.

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