This app helps you manage and reduce your debt by analyzing your financial situation. It offers personalized solutions and connects you with debt relief program providers to help you become debt-free faster.
2.1.5
September 12, 2025
Bug fixes and minor improvements.
Debt Relief Karma is an app designed to help you manage and reduce your debt. It uses an AI-powered calculator to analyze your financial situation, provides personalized insights, and connects you with suitable debt relief program providers.
The app supports a wide range of debt types, including credit cards (Visa, MasterCard, American Express, Discover), personal loans, medical debt, cell phone debt, and collections accounts, among others.
The app is available for free. While the app itself is free to download and use for its core features, it may offer in-app purchases for additional services or premium features. The description indicates it is free with in-app purchases.
The app helps by analyzing your debts, providing a financial health score, and offering personalized recommendations for debt relief solutions. It also provides a debt priority breakdown to help you focus your efforts and money-saving tips to aid your journey.
Key benefits include getting matched with debt relief programs that could reduce your debt significantly, learning how to become debt-free within a specific timeframe (12-48 months), receiving personalized AI-driven insights, and understanding how trusted debt relief programs work.
