Debt Free –Pay Off Debt Faster

See your credit health at a glance, and log payments faster than ever. NEW: Credit Utilization on your Dashboard - A new card shows how much of your credit limits you're using, overall and per card, with a simple color guide. - Staying under 30% is great for your credit score, and now you can watch it drop as you pay down balances. - It appears only if you track credit cards with a limit set, and stays neatly tucked away until you tap to expand. NEW: Log a Payment from Control Center - Add "Log a Payment" to Control Center, your Lock Screen, or the Action Button. - One tap jumps you straight to recording a payment on your next-due debt, no digging through the app. Improvements - The AI Debt Coach now shows a friendly "preparing" screen while Apple Intelligence finishes setting up, and opens automatically the moment it's ready. - Clearer "Interest Saved" in your Progress Breakdown, so it matches your total savings versus minimum payments. - Sharper, easier-to-read text across the AI Coach setup screens. Fixes - Fixed the "Total Paid" figure in Advanced Charts, which could show an incorrect total. - Fixed a rare issue where amounts could look inflated after syncing across multiple devices. Your totals now stay accurate. - Clearer messages if a subscription purchase can't be completed, with guidance to get you sorted quickly. Thank you for the thoughtful suggestions. Many of these came straight from your emails. Keep them coming! Love Debt Free? Please leave us a review. Your rating is the single biggest way to help others on their debt free journey find this app. It only takes a moment in the App Store. Thank you for being part of the journey!