Budget Envelopes
Budget, Expense & Bill Tracker
About
This app helps you manage your money using the envelope budgeting system. Track income, expenses, and savings with real-time budget monitoring. It offers insights and reports to help you stay within limits and reach your financial goals.
What's New in Budget Envelopes
2.3.9
August 22, 2026
New currencies — now with Philippine Peso (₱)! We've added 29 more currencies so you can budget in the one you actually use. Alongside the Philippine Peso, you'll find Indonesian Rupiah, Malaysian Ringgit, Vietnamese Dong, Hong Kong Dollar, UAE Dirham, Nigerian Naira, and many more across Asia, the Middle East, Africa, Europe, and Latin America. Just head to Settings → Currency to pick yours. A cleaner, easier-to-read design We gave the Dashboard, Envelopes, and Income screens a fresh polish: • Your amounts now line up in tidy columns, so they're easier to scan at a glance • Refined colors and spacing for calmer, clearer screens • Sharper cards in Dark Mode Thank you for all your feedback, keep it coming! If you're enjoying Budget Envelopes, a quick rating really helps our small team.
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FAQ
How does Budget Envelopes help me stop overspending?
Budget Envelopes uses the envelope budgeting system, where you allocate specific amounts to different spending categories. When a category's budget is depleted, you stop spending in that area, preventing overspending and encouraging better financial habits.
Is Budget Envelopes secure and private?
Yes, Budget Envelopes is designed with privacy in mind. It has no ads, no tracking, and requires no accounts. Your financial data is stored securely in your iCloud and is not sold, shared, or mined.
Can I use Budget Envelopes offline?
Absolutely. Budget Envelopes is built to work offline by design, meaning you can track your expenses and manage your budget even without an internet connection.
What kind of reports does Budget Envelopes offer?
Budget Envelopes provides valuable insights with reports on spending breakdown by category, income vs. expense tracking, and monthly trends presented through charts. This helps you visualize your financial habits.
How many budget categories can I create in Budget Envelopes?
You can create an unlimited number of categories, referred to as 'envelopes,' within Budget Envelopes. This allows for detailed and flexible budgeting tailored to your specific needs.
Does Budget Envelopes have ads?
No, Budget Envelopes is completely ad-free. The developers explicitly state 'No Third party Ads — ever' and 'No Tracking' to ensure a clean and private user experience.
What devices is Budget Envelopes available on?
Budget Envelopes is available on iPhone and iPad, utilizing the latest Apple technologies for a seamless experience across Apple devices.
How often is Budget Envelopes updated?
The app was last updated on May 11, 2026, indicating a commitment to ongoing development and improvements. The latest version is 2.3.7.