Best Envelope Budget Free Apps

230+ iOS apps curated and reviewed

4.7 avg rating
18 free apps
Updated July 2026

Fukurowake | Easy Budget is the household name in envelope budget free, but it's far from the only option. We track 230+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Envelope Budget Free Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Fukurowake | Easy BudgetFukurowake | Easy BudgetFree was $1.99NoNoMay 2026
2Budget EnvelopeBudget EnvelopeFreeNoNoMay 2026
3Budget BestieBudget BestieFree4.7★ (3K)YesYesJul 2026
4Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (13K)YesYesJul 2026
5Budget Planner App - FleurBudget Planner App - FleurFree4.8★ (12K)NoYesJul 2026
6Envelope: Budgeting & BankingEnvelope: Budgeting & BankingFree4.7★ (338)NoNoJul 2026
7Envy: Envelope Budget PlannerEnvy: Envelope Budget PlannerFree4.8★ (776)NoYesJul 2026
8My EnvelopesMy EnvelopesFree5.0★ (2)NoYesJul 2026

Top Picks for Envelope Budget Free

Budget Bestie#3

Budget Bestie by Budget Bestie Corp

easy envelope based budgeting
Worth Considering
💰 Finance
4.7😐(3K ratings)
FreeAdsIn-App Purchases
#48in Finance
Budget Bestie screenshot 1
Budget Bestie screenshot 2
Budget Bestie screenshot 3
Budget Bestie screenshot 4
Budget Bestie screenshot 5
Budget Bestie screenshot 6

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

What We Love

  • 💻 Customizable budgeting
  • 📊 Helps track spending
  • 🎨 Aesthetically pleasing design
  • 🤝 Useful for couples/families

Room to Improve

  • 💰 Subscription-based, not free
  • 🔒 Lack of transparency about paid features
  • 🕰️ Lengthy setup process before payment required

More Envelope Budget Free apps to explore

4
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Virtual envelope budgetingShared budgetsExpense tracking
💰 Finance
(13K)
freemium
5
Budget Planner App - Fleur
Budget Planner App - Fleur
Budget Planner App - Fleur
Money Finance & Bills Tracker
Free

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

Log expenses and incomeSet monthly budgetsTrack spending habits
💰 Finance
(12K)
free with in-app purchases
6
Envelope: Budgeting & Banking
Envelope: Budgeting & Banking
Envelope: Budgeting & Banking
Your ultimate money manager
Free

This app digitizes the envelope budgeting system to help users track spending, save money, and manage their finances effectively. It offers features like early paycheck access, high-yield savings, and transaction notifications for comprehensive financial control.

Digital envelope budgeting systemHigh-yield savings accountEarly paycheck access
💰 Finance
(338)
free
7
Envy: Envelope Budget Planner
Envy: Envelope Budget Planner
Envy: Envelope Budget Planner
Money Cash Expense Tracker
Free

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

Unlimited digital envelopesQuick deposit refillsMove transactions between envelopes
💰 Finance
(776)
free with in-app purchases
8
My Envelopes
My Envelopes
My Envelopes
Plan. Save. No more surprises.
Free

This app provides a practical budgeting system using the envelope method to set spending limits and track expenses. It helps users distribute income, manage savings goals, and gain clarity on their finances for greater peace of mind. A generous free plan is available, with optional subscriptions for enhanced features.

Envelope budgeting for spending limitsSavings goals managementIncome distribution tracking
💰 Finance
(2)
freemium
9
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
10
Budget Envelopes
Budget Envelopes
Budget Envelopes
Budget, Expense & Bill Tracker
Free

This app helps you manage your money using the envelope budgeting system. Track income, expenses, and savings with real-time budget monitoring. It offers insights and reports to help you stay within limits and reach your financial goals.

Envelope budgeting systemTrack income, expenses, and savingsReal-time budget tracking
💰 Finance
(4)
free
11
Simple Budget Envelopes
Simple Budget Envelopes
Simple Budget Envelopes
Take your budget on the go!
$0.99

Easily track your remaining budget with an unlimited number of digital envelopes. Add or subtract funds as you spend or receive money. This straightforward app requires no sign-in or in-app purchases.

Unlimited digital envelopesAdd/subtract funds easilyTrack remaining budget
💰 Finance
(112)
free
12
Truly Simple Envelopes
Truly Simple Envelopes
Truly Simple Envelopes
Manual Budget & Cash Stuffing
Free
💰 Finance
(0)
13
Expense Keep: Envelope Budget
Expense Keep: Envelope Budget
Expense Keep: Envelope Budget
Smart Simpler Budget Tracker
Free

This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.

Track expenses and incomeOrganize money into accounts/envelopesSet up recurring transactions
💰 Finance
(1.7K)
free with in-app purchases
14
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
💰 Finance
(61K)
subscription
15
Qube Money: Envelope Budgeting
Qube Money: Envelope Budgeting
Qube Money: Envelope Budgeting
Envelope Banking & Budgeting
Free

This app combines digital banking with a cash envelope budgeting system. It automatically divides your funds into separate digital accounts, allowing you to spend with purpose and track transactions in real-time. Enjoy enhanced security with a unique card authorization system.

Digital envelope budgetingAutomated money splittingReal-time transaction tracking
💰 Finance
(1.6K)
free
16
Envelopes: Budget Manager
Envelopes: Budget Manager
Envelopes: Budget Manager
Simple Envelope Budgeting
$6.99

This app helps you manage your finances using the envelope budgeting method virtually. Easily track spending, distribute income, and secure your financial data with passcode or biometric authentication.

Virtual envelope budgetingUnlimited envelope creationQuick budget setup
💰 Finance
(122)
free
17
RealBudget: Envelope Budgeting
RealBudget: Envelope Budgeting
RealBudget: Envelope Budgeting
Simple and intuitive budgeting
Free

Manage your money effectively with a digital envelope budgeting system. This app allows you to create custom envelopes, track expenses, and gain full control over your finances. It offers features like bank syncing and budget sharing to simplify your financial management.

Digital envelope budgetingCustom budget periodsBudget sharing
💰 Finance
(136)
free with in-app purchases
18
Budget Zero: Envelope Planner
Budget Zero: Envelope Planner
Budget Zero: Envelope Planner
Simple Private Money Tracker
Free

This app offers a private and simple way to manage your money using a zero-based envelope budgeting system. It allows manual transaction logging without linking bank accounts, helping you track every dollar and stay mindful of your spending.

Zero-based envelope budgetingManual transaction loggingNo bank account linking
💰 Finance
(4)
freemium
19
Dollarwise: Budget & Tracking
Dollarwise: Budget & Tracking
Dollarwise: Budget & Tracking
by Hammer Media LLC
Free

Effortlessly manage your finances with automatic account syncing and AI-powered insights. See your available spending money at a glance, track bills, debt, and savings, and gain actionable advice to improve your financial habits without complex charts.

Automatic account syncingReal-time spending overviewAI-enhanced financial suggestions
💰 Finance
(3.8K)
free with in-app purchases
20
Weekly: Budget App & Planner
Weekly: Budget App & Planner
Weekly: Budget App & Planner
Spending & Money Tracker
Free

This app helps you plan your weekly budget, track your spending, and save for financial goals. It connects to your bank accounts to monitor transactions, categorizes your expenses, and provides insights into your spending habits. It also helps you manage upcoming bills and view account balances in one place.

Guided budget setupWeekly spending limit calculationBank transaction download
💰 Finance
(3.7K)
free with in-app purchases