Best Envelope Budget Free Apps

250+ iOS apps curated and reviewed

4.8 avg rating
19 free apps
Updated September 2026

Truly Simple Envelopes is the household name in envelope budget free, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Envelope Budget Free Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Truly Simple EnvelopesTruly Simple EnvelopesFree—NoYesSep 2026
2Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (13K)NoYesSep 2026
3Simple Budget EnvelopesSimple Budget Envelopes$0.994.6★ (115)NoNoSep 2026
4Envy: Envelope Budget PlannerEnvy: Envelope Budget PlannerFree4.8★ (794)NoYesSep 2026
5Budget EnvelopeBudget EnvelopeFree—NoNoSep 2026
6Fukurowake | Easy BudgetFukurowake | Easy BudgetFree—NoNoMay 2026
7Budget EnvelopesBudget EnvelopesFree5.0★ (5)NoYesSep 2026
8Envelope: Budgeting & BankingEnvelope: Budgeting & BankingFree4.7★ (387)NoNoSep 2026

Top Picks for Envelope Budget Free

Goodbudget Budget Planner#2

Goodbudget Budget Planner by Dayspring Technologies

Money & Expense Tracker
Strong Contender
💰 Finance
4.6😊(13K ratings)
FreeIn-App Purchases
#77in Finance
Goodbudget Budget Planner screenshot 1
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Goodbudget Budget Planner screenshot 5
Goodbudget Budget Planner screenshot 6

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

What We Love

  • 💻 Excellent app for tracking and managing finances
  • 🤝 Great for couples and families to manage budgets together
  • 📈 Helpful envelope system and budgeting tools
  • 🕰️ Ability to schedule recurring payments and income
  • 🗓️ Useful for budgeting by pay period instead of monthly
  • 🧠 Encourages mindful spending and financial discipline
  • 🧭 Provides good visibility into spending categories

Room to Improve

  • 🔍 Confusing or unintuitive interface for some users
  • 💰 Paid subscription seen as too expensive by some
  • 🐛 Occasional bugs, crashes, and syncing issues reported
  • 🔢 Limited free version with only 10 envelopes
  • 🔍 Difficulty making changes to existing budgets
  • 🔍 Lack of automatic transaction importing/syncing
Simple Budget Envelopes#3

Simple Budget Envelopes by Joseph Palmer

Take your budget on the go!
Worth Considering
💰 Finance
4.6😊(115 ratings)
$0.99
Simple Budget Envelopes screenshot 1
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Easily track your remaining budget with an unlimited number of digital envelopes. Add or subtract funds as you spend or receive money. This straightforward app requires no sign-in or in-app purchases.

What We Love

  • 👍 Extremely simple and easy to use
  • 💰 No subscription needed, free
  • 🎯 Perfect for envelope budgeting
  • 📱 Digital alternative to cash envelopes
  • ✅ No unnecessary features or clutter
  • 💡 Allows users to create custom envelopes
  • ✨ Clean and straightforward interface
  • 🔒 No need to link bank accounts or sign up
  • 🚀 Quick setup and efficient operation
  • 💯 Highly recommended by users
  • 🌟 Great for beginners in budgeting
  • 💰 Helps track spending and savings effectively

Room to Improve

  • 🤔 Lacks a built-in tutorial
  • 🎨 Limited color options for envelopes
  • 🔄 No automatic monthly reset for envelopes
  • 🗂️ Envelopes are not sortable
  • ⬆️ Item display limit for transactions
  • 📝 No built-in memo or note feature for transactions
  • 🚫 Cannot edit transactions
  • 📱 No multi-device syncing
  • ❌ Some users experienced crashes after updates
  • ⚪ Issues with dark mode display (white on white text)
  • 🚫 Cannot write cents in amounts
  • 🔄 No option to create sub-envelopes
  • 👥 Not shareable with spouse/other users

More Envelope Budget Free apps to explore