Best Envelope Budget Free Apps

250+ iOS apps curated and reviewed

4.6 avg rating
17 free apps
Updated July 2026

Budget Envelopes is the household name in envelope budget free, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Envelope Budget Free Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Budget EnvelopesBudget EnvelopesFree5.0★ (5)NoYesAug 2026
2Truly Simple EnvelopesTruly Simple EnvelopesFreeNoYesAug 2026
3Fukurowake | Easy BudgetFukurowake | Easy BudgetFree was $1.99NoNoMay 2026
4Budget EnvelopeBudget EnvelopeFreeNoNoMay 2026
5Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (13K)NoYesAug 2026
6Budget BestieBudget BestieFree4.7★ (3.1K)YesYesAug 2026
7Envy: Envelope Budget PlannerEnvy: Envelope Budget PlannerFree4.8★ (791)NoYesAug 2026
8My EnvelopesMy EnvelopesFree5.0★ (2)NoYesJul 2026

Top Picks for Envelope Budget Free

Budget Envelopes#1

Budget Envelopes by Mobile Innovations LLC

Budget, Expense & Bill Tracker
Editor's Choice
💰 Finance
5.0(5 ratings)
FreeIn-App Purchases
Budget Envelopes screenshot 1
Budget Envelopes screenshot 2
Budget Envelopes screenshot 3
Budget Envelopes screenshot 4
Budget Envelopes screenshot 5
Budget Envelopes screenshot 6

This app helps you manage your money using the envelope budgeting system. Track income, expenses, and savings with real-time budget monitoring. It offers insights and reports to help you stay within limits and reach your financial goals.

More Envelope Budget Free apps to explore

4
Budget Envelope
Budget Envelope
Budget Envelope
Envelope-style budgeting
Free
💰 Finance
(0)
5
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Virtual envelope budgetingShared budgetsExpense tracking
💰 Finance
(13K)
freemium
6
Budget Bestie
Budget Bestie
Budget Bestie
easy envelope based budgeting
Free

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

Digital cash stuffing methodCustomizable expense envelopesAutomated spending tracking
💰 Finance
(3.1K)
free with in-app purchases
7
Envy: Envelope Budget Planner
Envy: Envelope Budget Planner
Envy: Envelope Budget Planner
Money Cash Expense Tracker
Free

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

Unlimited digital envelopesQuick deposit refillsMove transactions between envelopes
💰 Finance
(791)
free with in-app purchases
8
My Envelopes
My Envelopes
My Envelopes
Plan. Save. No more surprises.
Free

This app provides a practical budgeting system using the envelope method to set spending limits and track expenses. It helps users distribute income, manage savings goals, and gain clarity on their finances for greater peace of mind. A generous free plan is available, with optional subscriptions for enhanced features.

Envelope budgeting for spending limitsSavings goals managementIncome distribution tracking
💰 Finance
(2)
freemium
9
Envelope: Budgeting & Banking
Envelope: Budgeting & Banking
Envelope: Budgeting & Banking
Your ultimate money manager
Free

This app digitizes the envelope budgeting system to help users track spending, save money, and manage their finances effectively. It offers features like early paycheck access, high-yield savings, and transaction notifications for comprehensive financial control.

Digital envelope budgeting systemHigh-yield savings accountEarly paycheck access
💰 Finance
(338)
free
10
Budget app - spending tracker
Budget app - spending tracker
Budget app - spending tracker
Budget planner & money tracker
Free

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

Budget PlannerSpending TrackerMoney Management
💰 Finance
(15K)
free with in-app purchases
11
Simple Budget Envelopes
Simple Budget Envelopes
Simple Budget Envelopes
Take your budget on the go!
$0.99

Easily track your remaining budget with an unlimited number of digital envelopes. Add or subtract funds as you spend or receive money. This straightforward app requires no sign-in or in-app purchases.

Unlimited digital envelopesAdd/subtract funds easilyTrack remaining budget
💰 Finance
(115)
free
12
Fleur - Budget Planner App
Fleur - Budget Planner App
Fleur - Budget Planner App
Bill Organizer & Money Tracker
Free

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

Log expenses and incomeSet monthly budgetsTrack spending habits
💰 Finance
(12K)
free with in-app purchases
13
Envelopes: Budget Manager
Envelopes: Budget Manager
Envelopes: Budget Manager
Simple Envelope Budgeting
$6.99

This app helps you manage your finances using the envelope budgeting method virtually. Easily track spending, distribute income, and secure your financial data with passcode or biometric authentication.

Virtual envelope budgetingUnlimited envelope creationQuick budget setup
💰 Finance
(126)
free
14
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
15
Simple Envelope Budgeting
Simple Envelope Budgeting
Simple Envelope Budgeting
Every Dollar Finds Its Place
$2.99

Digitize your financial efforts with this straightforward budgeting app. It uses a color-coded envelope system to help you track spending, set savings goals, and avoid going over budget. Syncs across devices without ads or in-app purchases.

iCloud SyncSavings GoalsColor-Coded Envelopes
💰 Finance
(10)
paid
16
FundRoad
FundRoad
FundRoad
Envelope budget & time tracker
Free
📊 Productivity
(0)
17
SpendLens: Budget Envelopes
SpendLens: Budget Envelopes
SpendLens: Budget Envelopes
Envelope budgeting, offline
Free
💰 Finance
(0)
18
Expense Keep: Envelope Budget
Expense Keep: Envelope Budget
Expense Keep: Envelope Budget
Smart Simpler Budget Tracker
Free

This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.

Track expenses and incomeOrganize money into accounts/envelopesSet up recurring transactions
💰 Finance
(1.7K)
free with in-app purchases
19
GiftTally
GiftTally
GiftTally
by DAVID ROMAN
Free
🔧 Utilities
(0)
20
Cashvelope: Envelope Budgeting
Cashvelope: Envelope Budgeting
Cashvelope: Envelope Budgeting
Budget Smarter, Spend Better
Free
📊 Productivity
(0)

FAQ about Envelope Budget Free

What are the best envelope budget free apps for iPhone?
Budget Envelopes tops our envelope budget free apps ranking as of July 2026, with a 5.0-star average from 5 App Store ratings, and it's free to download.
Budget Envelopes has no ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 250+ envelope budget free apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Budget Envelopes uses the envelope budgeting system, where you allocate specific amounts to different spending categories. When a category's budget is depleted, you stop spending in that area, preventing overspending and encouraging better financial habits.
Yes, Budget Envelopes is designed with privacy in mind. It has no ads, no tracking, and requires no accounts. Your financial data is stored securely in your iCloud and is not sold, shared, or mined.