Best Envelope Budget Free Apps

250+ iOS apps curated and reviewed

4.8 avg rating
19 free apps
Updated October 2026

Goodbudget Budget Planner is the household name in envelope budget free, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Envelope Budget Free Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (13K)NoYesOct 2026
2Truly Simple EnvelopesTruly Simple EnvelopesFree—NoYesOct 2026
3Budget EnvelopesBudget EnvelopesFree5.0★ (5)NoYesOct 2026
4Envy: Envelope Budget PlannerEnvy: Envelope Budget PlannerFree4.8★ (822)NoYesOct 2026
5SpendLens: Budget EnvelopesSpendLens: Budget EnvelopesFree—NoYesSep 2026
6My EnvelopesMy EnvelopesFree5.0★ (2)NoYesOct 2026
7Fukurowake | Easy BudgetFukurowake | Easy BudgetFree—NoNoMay 2026
8Budget EnvelopeBudget EnvelopeFree—NoNoSep 2026

Top Picks for Envelope Budget Free

Goodbudget Budget Planner#1

Goodbudget Budget Planner by Dayspring Technologies

Money & Expense Tracker
Editor's Choice
💰 Finance
4.6😊(13K ratings)
FreeIn-App Purchases
#88in Finance
Goodbudget Budget Planner screenshot 1
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Goodbudget Budget Planner screenshot 3
Goodbudget Budget Planner screenshot 4
Goodbudget Budget Planner screenshot 5
Goodbudget Budget Planner screenshot 6

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

What We Love

  • 💻 Excellent app for tracking and managing finances
  • 🤝 Great for couples and families to manage budgets together
  • 📈 Helpful envelope system and budgeting tools
  • 🕰️ Ability to schedule recurring payments and income
  • 🗓️ Useful for budgeting by pay period instead of monthly
  • 🧠 Encourages mindful spending and financial discipline
  • 🧭 Provides good visibility into spending categories

Room to Improve

  • 🔍 Confusing or unintuitive interface for some users
  • 💰 Paid subscription seen as too expensive by some
  • 🐛 Occasional bugs, crashes, and syncing issues reported
  • 🔢 Limited free version with only 10 envelopes
  • 🔍 Difficulty making changes to existing budgets
  • 🔍 Lack of automatic transaction importing/syncing
Budget Envelopes#3

Budget Envelopes by Mobile Innovations LLC

Budget, Expense & Bill Tracker
Worth Considering
💰 Finance
5.0(5 ratings)
FreeIn-App Purchases
Budget Envelopes screenshot 1
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Budget Envelopes screenshot 5
Budget Envelopes screenshot 6

This app helps you manage your money using the envelope budgeting system. Track income, expenses, and savings with real-time budget monitoring. It offers insights and reports to help you stay within limits and reach your financial goals.

More Envelope Budget Free apps to explore

FAQ about Envelope Budget Free

What are the best envelope budget free apps for iPhone?
Goodbudget Budget Planner tops our envelope budget free apps ranking as of October 2026, with a 4.6-star average from 13K App Store ratings, and it's free to download.
Goodbudget Budget Planner has no ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 250+ envelope budget free apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.