Envy: Envelope Budget Planner

Envy: Envelope Budget Planner

Money Cash Expense Tracker

794 ratings
157 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • May 27, 2021
  • August 20, 2026

Features

Envy: Envelope Budget Planner screenshot #1 for iPhone
Envy: Envelope Budget Planner screenshot #2 for iPhone
Envy: Envelope Budget Planner screenshot #3 for iPhone
Envy: Envelope Budget Planner screenshot #4 for iPhone
Envy: Envelope Budget Planner screenshot #5 for iPhone
Envy: Envelope Budget Planner screenshot #6 for iPhone
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About

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

Unlimited digital envelopes
Quick deposit refills
Move transactions between envelopes
Start envelopes with negative balances
Export transactions as CSV
Manual transaction entry under 5 seconds
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What users say

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What's New in Envy

1.0.44

August 20, 2026

Fixed a bug on the Insights screen where the "left to spend" figure could show more than your remaining budget. It now matches the spent and budget numbers above it, so the month's math lines up.

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In-App Purchases

$6.99

Envy All Access

More envelopes, transactions, and exports!

User reviews

Best app ever and not overwhelming

I never leave reviews but I downloaded maybe 10 budgeting apps before I found this one and deleted them all because they were over complicated to set up and did give me the customization I wanted. Too hard to look at and I knew I would use it on the day to say. BIT THIS APP IS PERFECT! It’s exactly what I was looking for. It’s so simple, works well, it’s design is so cute, I love using it, and they don’t have dumb subscriptions fees (you can get pro for one lifetime purchase). Please never delete this app I want to use it for the rest of my life hahaha
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Response from developer

Thanks for the glowing review! Happy to hear it has fit your needs! - Jon

I’m stuck

The app is wonderful…but I was hoping for something that didn’t have me…keep the amount that I’m saving in my possession, and instead had it set in the app until I was ready to withdraw it. And I did read everything…but this is not ideal for someone who needs an app that will take the money out of their account and put it into the designated envelope🥺.
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Amazing app and the best support

HIGHLY RECOMMEND

After downloading the app, I quickly ran into some technical issues with syncing (completely on my end - ensure you have enough iCloud storage before trying to save). I emailed support and they were very quick to get back with me. They took the time to gather information and after just a couple of back and forth emails, I had the issue resolved in no time at all.

The app is very straight forward and simple to use. It’s very easy to set up envelopes, deposit and withdraw from them, and also transfer money across envelopes. The design is sleek and easy to understand.

I very quickly upgraded to the paid version and it has been worth every penny!
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I don’t write reviews but

this app deserves it! It’s transformed my ability to budget effectively. I’m very grateful for the lifetime subscription. This app makes me happy and helps me reach my financial goals. Thank you creators

What I’ve been looking for

It’s simple, beautiful, and so easy to use! Game changer for sticking to our budget. And sort of fun!

Developer apps

User experience

🐞

Reported Bugs

2 issues

Inconsistent behavior when adding/editing transactions

Bug

Screen size/layout issues on some devices

Bug

Requested Features

5 requests

Ability to sort/reorder envelopes

Feature

Option to track cents/pennies

Feature

Multi-device sync and sharing

Feature

Recurring transaction scheduling

Feature

Envelope budgeting templates or presets

Feature

FAQ

What is Envy: Envelope Budget Planner?

Envy is a mobile application designed to digitize the cash envelope budgeting system. It allows users to create and manage unlimited digital envelopes for different spending categories, track expenses manually, and monitor their budget without the need to link bank accounts or credit cards.

What are the key features of Envy?

Key features include the ability to create unlimited envelopes, quick deposit refills for all envelopes, easy transaction movement between envelopes, starting envelopes with negative balances, and exporting transaction data as a CSV file. Transactions can be entered and edited in under 5 seconds.

How much does Envy cost?

The app offers a free version that provides limited envelopes and viewable transactions to demonstrate its functionality. To unlock unlimited envelopes and full features, an in-app purchase is required. This model allows users to try the app before committing to a purchase.

Is Envy compatible with my device?

While specific compatibility details are not provided in the description, the app is designed for mobile devices. Users can typically find compatibility information on the app store page for their specific operating system (iOS or Android).

Who would benefit from using Envy?

This app is ideal for individuals who prefer a manual budgeting approach, want to replicate the cash envelope system digitally, and are concerned about security or complexity associated with linking bank accounts to budgeting apps. It's also good for those who want a straightforward way to control and track their spending.