Envy: Envelope Budget Planner

Envy: Envelope Budget Planner

Money Cash Expense Tracker

835 ratings
161 reviews
Free
In-App Purchases

Details

Released
May 27, 2021
Updated
October 21, 2026

Features

Envy: Envelope Budget Planner screenshot #1 for iPhone
Envy: Envelope Budget Planner screenshot #2 for iPhone
Envy: Envelope Budget Planner screenshot #3 for iPhone
Envy: Envelope Budget Planner screenshot #4 for iPhone
Envy: Envelope Budget Planner screenshot #5 for iPhone
iphone
ipad
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About

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

✓Unlimited digital envelopes
✓Quick deposit refills
✓Move transactions between envelopes
✓Start envelopes with negative balances
✓Export transactions as CSV
✓Manual transaction entry under 5 seconds
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What users say about Envy

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What's New in Envy

1.0.46

October 21, 2026

Binders are here! • Group your envelopes into binders, like Bills or Savings. Each binder is a collapsible section on your home screen with its own total. To file an envelope, long-press it, drag it into a binder, or pick a binder in Edit Envelope. Binders sync to your other devices and to anyone you share with. Tip: update Envy on all your devices, and your partner's, before you make your first binder. • Cancel and Done now stay at the top of every entry screen, so they never scroll out of reach. Once you've typed something, a stray swipe down won't close the screen; only Cancel or Done will. Thanks to everyone who wrote in about this. Bug Fixes: • A quick double tap on Done or Deposit no longer saves the same entry twice. • iCloud sync now picks back up on its own after a dropped connection. • Changes made just before you close the app now sync when you come back. • Turning off a savings goal, or switching an envelope back to No limit, now sticks on all your devices. • Sync now tells you when it couldn't sync.

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Subscriptions & In-App Purchases

$9.99

Envy All Access

More envelopes, transactions, and exports!

User reviews

so cute and very helpful

i began using this way too late! im bad with money sometimes and make impulsive purchases so ive turned to enveloping. this works great! but i really wish i could at least input my paychecks. its really hard to see how much relative to whats actually in my bank account i can allocate. so for example, seeing my complete bank balance (maybe just manually put in idc), the allocations to envelopes, and the unallocated funds. this way, i can see what i use my paychecks on. it also seems a bit finicky with say a savings goal. i have a set date i’d like to achieve a goal by. it would be nice for the app to recommend me a range of weekly savings to keep for that goal. OH! the ability to put envelopes in a BINDER would be amazing.
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Transfer feature not working

This was a great app until a few months ago when the feature that allows you to transfer money between envelopes stopped working. Also, the balance stopped updating. I reached out to the manufacturer but never heard back and had to quit using Envy. Please fix this feature and I’ll come back!

Love it

I have been trying to use Envy envelope budget planner consistently for the past month. And so far I love it. I can easily track which bucket or envelope I have spent money and how much remains. I foresee this really helping to keep me on track.

Saved me in a pinch

I had been using another app for years. All of a sudden it froze and deleted all my budgets. I HAVE to know what’s allocated to what in my bank account. I have a portion of each paycheck going to a specific category. It’s hard to find an app that is simple and just easy to use for this reason. This is amazing and saved my sanity in a pinch!
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Best app ever and not overwhelming

I never leave reviews but I downloaded maybe 10 budgeting apps before I found this one and deleted them all because they were over complicated to set up and did give me the customization I wanted. Too hard to look at and I knew I would use it on the day to say. BIT THIS APP IS PERFECT! It’s exactly what I was looking for. It’s so simple, works well, it’s design is so cute, I love using it, and they don’t have dumb subscriptions fees (you can get pro for one lifetime purchase). Please never delete this app I want to use it for the rest of my life hahaha
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Developer apps

User experience

🐞

Reported Bugs

2 issues

Inconsistent behavior when adding/editing transactions

Bug

Screen size/layout issues on some devices

Bug
✨

Requested Features

5 requests

Ability to sort/reorder envelopes

Feature

Option to track cents/pennies

Feature

Multi-device sync and sharing

Feature

Recurring transaction scheduling

Feature

Envelope budgeting templates or presets

Feature

FAQ

What is Envy: Envelope Budget Planner?

Envy is a mobile application designed to digitize the cash envelope budgeting system. It allows users to create and manage unlimited digital envelopes for different spending categories, track expenses manually, and monitor their budget without the need to link bank accounts or credit cards.

What are the key features of Envy?

Key features include the ability to create unlimited envelopes, quick deposit refills for all envelopes, easy transaction movement between envelopes, starting envelopes with negative balances, and exporting transaction data as a CSV file. Transactions can be entered and edited in under 5 seconds.

How much does Envy cost?

The app offers a free version that provides limited envelopes and viewable transactions to demonstrate its functionality. To unlock unlimited envelopes and full features, an in-app purchase is required. This model allows users to try the app before committing to a purchase.

Is Envy compatible with my device?

While specific compatibility details are not provided in the description, the app is designed for mobile devices. Users can typically find compatibility information on the app store page for their specific operating system (iOS or Android).

Who would benefit from using Envy?

This app is ideal for individuals who prefer a manual budgeting approach, want to replicate the cash envelope system digitally, and are concerned about security or complexity associated with linking bank accounts to budgeting apps. It's also good for those who want a straightforward way to control and track their spending.