Envy: Envelope Budget Planner

Envy: Envelope Budget Planner

Money Cash Expense Tracker

776 ratings
143 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • May 27, 2021
  • July 14, 2026

Features

Envy: Envelope Budget Planner screenshot #1 for iPhone
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Envy: Envelope Budget Planner screenshot #12 for iPhone
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About

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

Unlimited digital envelopes
Quick deposit refills
Move transactions between envelopes
Start envelopes with negative balances
Export transactions as CSV
Manual transaction entry under 5 seconds
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What users say

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+1

What's New in Envy

1.0.43

July 14, 2026

Here is what's new: • Scan a receipt. Snap a photo, import a PDF, or share a receipt to Envy and it fills in the amount, date, and store automatically. The image is only read, never stored. • Home Screen and Lock Screen widgets. Keep any envelope's balance, or your total, one glance away. • Choose what counts toward your Total Balance. Keep sinking funds and savings out of the top number so it shows what's truly spendable. • Plus a round of reliability fixes across deposits, editing, and restoring purchases.

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1

In-App Purchases

$6.99

Envy All Access

More envelopes, transactions, and exports!

User reviews

Edit: used to Adore this app

Edit: the new update made it cutesy instead of utilitarian. So tough to use. Fonts are hard to read, just doesn’t work for its intended purpose. PLEASE go back.


Old review: I have used many systems over the years and this is the simplest, most efficient way to do it. It’s the envelope system but without carrying cash, let’s you get credit card points, and takes a fraction of a second to use when in line at the store - so it actually gets utilized! I love that there are no ads. I wish more companies were this efficient and simple. It’s a dream. Does exactly what it needs to do, well. I NEVER pay for apps and I’m so glad I took the chance with Envy.
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Response from developer

Working on a more robust classic mode that will bring back a similar feel to the app prior to the redesign. Sorry to hear you don't like the new direction! Jon

Great app, terrible UI

They’ve just changed the UI and it’s horrendous! Ruined a perfectly good app

Response from developer

There is a classic mode in settings that will revert back to a more classic look! Hopefully that helps!

Good, simple

Wish there was a report option with at least the paid app. That way we can see understand our spending easily.

Simple and Efficient

Love this! Just what I needed on this journey! One thing I would suggest is be able to have low and high priority category. Otherwise still a five star app!

Awesome

If you like budget apps that use the envelope system, this app is very helpful! You can color code the envelopes & keep track of spending. The only downfall is that you can not see spending trends overtime. I

Developer apps

User experience

🐞

Reported Bugs

2 issues

Inconsistent behavior when adding/editing transactions

Bug

Screen size/layout issues on some devices

Bug

Requested Features

5 requests

Ability to sort/reorder envelopes

Feature

Option to track cents/pennies

Feature

Multi-device sync and sharing

Feature

Recurring transaction scheduling

Feature

Envelope budgeting templates or presets

Feature

FAQ

What is Envy: Envelope Budget Planner?

Envy is a mobile application designed to digitize the cash envelope budgeting system. It allows users to create and manage unlimited digital envelopes for different spending categories, track expenses manually, and monitor their budget without the need to link bank accounts or credit cards.

What are the key features of Envy?

Key features include the ability to create unlimited envelopes, quick deposit refills for all envelopes, easy transaction movement between envelopes, starting envelopes with negative balances, and exporting transaction data as a CSV file. Transactions can be entered and edited in under 5 seconds.

How much does Envy cost?

The app offers a free version that provides limited envelopes and viewable transactions to demonstrate its functionality. To unlock unlimited envelopes and full features, an in-app purchase is required. This model allows users to try the app before committing to a purchase.

Is Envy compatible with my device?

While specific compatibility details are not provided in the description, the app is designed for mobile devices. Users can typically find compatibility information on the app store page for their specific operating system (iOS or Android).

Who would benefit from using Envy?

This app is ideal for individuals who prefer a manual budgeting approach, want to replicate the cash envelope system digitally, and are concerned about security or complexity associated with linking bank accounts to budgeting apps. It's also good for those who want a straightforward way to control and track their spending.