Best Envy alternatives: apps like Envy: Envelope Budget Planner

Looking for something like Envy? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Envy

RealBudget: Envelope Budgeting by Limitless Innovative Technologies

See exactly what you can spend

Editor's Choice

4.9😊(138 ratings)

FreeIn-App Purchases

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Manage your money effectively with a digital envelope budgeting system. This app allows you to create custom envelopes, track expenses, and gain full control over your finances. It offers features like bank syncing and budget sharing to simplify your financial management.

What We Love

👍 Simple and easy to use
💡 Visual envelope system
💰 Helps with budgeting and saving
🆓 Free to use with generous developer
✅ Practical and manageable budgeting
✨ Clean and seamless interface
🎯 Focuses on financial goals
💸 Replaces physical cash envelopes
📊 Clear financial picture
👨‍👩‍👧‍👦 Good for couples/families
🚀 Efficient for tracking spending
💯 Highly recommended
🌟 Intuitive design
📈 Helps organize finances
😌 Provides financial peace
👍 Realistic money visualization
👍 No linking of accounts
👍 Customizable envelopes
👍 Good for ADHD

Room to Improve

🤔 Notes not visible at a glance
🔄 Budgets need to be recreated monthly
❓ Difficulty finding sharing options
🐛 Glitchy at times
🤔 Desire for a version without budgeting
🤔 Wish for transaction splitting

Envelope: Budgeting & Banking by Envelope Money, Inc.

Your ultimate money manager

Strong Contender

4.7😊(403 ratings)

Free

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This app digitizes the envelope budgeting system to help users track spending, save money, and manage their finances effectively. It offers features like early paycheck access, high-yield savings, and transaction notifications for comprehensive financial control.

What We Love

💰 Excellent envelope budgeting system
🎨 Beautiful and intuitive user interface
🏦 Integrated banking with budgeting features
👥 Responsive and transparent development team
🔄 Automatic fund allocation and bill payments
📊 Clear visualization of spending and allocations
💳 Virtual cards for each envelope
🎯 Perfect replacement for Simple Bank users
⚡ Seamless and effortless budgeting experience
🤝 Active community engagement via Discord
📈 Frequent feature updates and improvements
✅ Reliable automation reduces financial stress
🎨 Color-coded envelopes for organization
💡 Drag-and-drop envelope reordering
📋 Checkbook ordering capability

Room to Improve

🚫 Signup process can be broken or confusing
⏳ Account verification delays (2+ business days)
📞 Support communication can be slow
💳 Upfront subscription fee ($5/month or $40/year)
🔗 Can only link one external bank account
📱 No Apple Pay integration for quick deposits
🏧 No ATM locator map in app
❌ No protected overdraft feature
🔢 Envelopes lack account numbers
💸 Bills can only be paid from main checking account
🎯 Limited flexibility for month-to-month changes
⚠️ Not a true bank (regulatory confusion)
🔐 Requires SSN and personal info upfront
📧 Support contact difficult to find
⚠️ Some negative reviews appear to be scam accusations

Weekly: Budget Planner & Bills by Weekly, LLC

Money Manager & Bill Organizer

Worth Considering

Qube Money: Envelope Budgeting

4.8😊(3.8K ratings)

FreeIn-App Purchases

#100in Finance

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This app simplifies budgeting by converting all your finances into a single weekly Safe-to-Spend amount. It automatically syncs with over 10,000 U.S. banks and helps you track bills, savings goals, and spending without complex categories.

What We Love

👍 Solid option
👍 Great app
👍 Easy to use
👍 Fantastic one number budget system
👍 Actionable, simple, real-time information
👍 Life changing app
👍 Best budgeting app
👍 Wonderful
👍 Absolute best weekly budget tool
👍 Loving so far!
👍 Just the ticket
👍 Weekly is a godsend!
👍 Beautiful but costly
👍 Great App!
👍 Love Weekly
👍 Because simple is better
👍 FINALLY!
👍 Budgeting at its best
👍 Best budget app
👍 Fantastic, just what I've been looking for!
👍 Finally found the one

Room to Improve

🔒 No bank access 🇦🇺
🐛 Almost perfect for ADHD!
🐛 One Querk
🔒 Wasted my Time 🇦🇺
💰 Options
🐛 Beware
🐛 7 Day trial is a lie
🐛 Stuck trying to load
💰 They made a budgeting app expensive 🙄
🔒 Adding spouse on account
🐛 Bugs were fixed!
💰 Kinda life changing
🐛 Worst customer service or lack of
🐛 Keeps losing Plaid connection
🐛 Doesn't work
🐛 Unable to Load App
🐛 Disappointed
🐛 Beware
🐛 Unreliable app
🐛 Looks promising, but currently not functional.

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Envelope Banking & Budgeting

Digital envelope budgetingAutomated money splittingReal-time transaction tracking

This app combines digital banking with a cash envelope budgeting system. It automatically divides your funds into separate digital accounts, allowing you to spend with purpose and track transactions in real-time. Enjoy enhanced security with a unique card authorization system.

Budgeting App - Spend Tracker

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Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.

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Daily Budget Original

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This app simplifies personal finance by calculating your daily spending allowance based on income, expenses, and savings goals. It makes saving money feel like a fun game without connecting to bank accounts, prioritizing user privacy.

Tracky: Simple Budget Planner

Manage and Track your Spending

Create and manage budgetsTrack expenses with custom categoriesAutomatic remaining budget calculation

Easily manage your finances by tracking expenses and creating custom budgets. Allocate funds into categories like groceries or hobbies, and monitor your remaining balance with automatic calculations. Securely manage your money without linking bank accounts.

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Save Money Challenge: Savelope

Daily Envelope Tracker

Envelope savings challenge trackerCustomizable savings goalsDaily money saving

This app helps you achieve savings goals through a fun envelope challenge. You can either follow a pre-set 100-envelope challenge to save $5,050 or create your own custom savings plan with a set amount and number of envelopes.

(445)

easy envelope based budgeting

Budget Bestie

Digital cash stuffing methodCustomizable expense envelopesAutomated spending tracking

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

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Pennies: Budget & Bill Tracker

Expense organizer and manager

Know how much to spend dailyHelps you save moneyPersonalized weekly, monthly, and custom budgets

This app helps you track spending and save money by clearly showing how much you have available to spend daily. It offers flexible budgeting options and syncs across your Apple devices.

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