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Tracky: Simple Budget Planner

Tracky: Simple Budget Planner

Manage and Track your Spending

119 ratings
76 reviews
With Ads
🔧 Utilities
💰 Finance
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated
  • January 19, 2023
  • March 4, 2026

Features

Developer

Adrien Carvalot
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Tracky: Simple Budget Planner screenshot #1 for iPhone
Tracky: Simple Budget Planner screenshot #2 for iPhone
Tracky: Simple Budget Planner screenshot #3 for iPhone
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Tracky: Simple Budget Planner screenshot #5 for iPhone
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Tracky: Simple Budget Planner screenshot #7 for iPhone
Tracky: Simple Budget Planner screenshot #8 for iPhone
🧾$1.99 - $49.99
In-App Purchase↘︎
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Reviews summary↘︎
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🎪1 available
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❓5 answered
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About

Easily manage your finances by tracking expenses and creating custom budgets. Allocate funds into categories like groceries or hobbies, and monitor your remaining balance with automatic calculations. Securely manage your money without linking bank accounts.

✓Create and manage budgets
✓Track expenses with custom categories
✓Automatic remaining budget calculation
✓Notifications for budget progress
✓Expense history and analysis
✓Recurring budget options
✓iCloud sync across devices
✓Home and lock screen widgets
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What users say

Summarized from real user reviews of Tracky. Based on 119 reviews and a 4.6/5 average, it highlights the 12 positives and 9 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Simple and intuitive user interface
  • 🎨Clean, modern, and visually appealing design
  • 💰Affordable pricing with lifetime premium option
  • 📱Excellent widget and home screen integration
  • 🎯Effective envelope budgeting system
  • ⚡Fast and responsive performance
  • 🔧Highly customizable with icons and colors
  • 📊Easy manual expense tracking
  • 🎁No requirement to link banking information
  • 🔄Ability to copy budgets month-to-month
  • 🚀Continuous updates with new features
  • 💡Encourages financial responsibility through manual entry

Negative things

  • 🐛Navigation bug: app loads wrong month's envelopes
  • 💾Data loss when switching devices without backup
  • 🔄Sync issues causing entries to disappear on network changes
  • 📱Not available for Mac/desktop
  • 💳Paywall appears frequently in free version
  • ⚠️Premium subscription requires frequent reactivation
  • 🌐Poor internet connection causes multiple ad displays
  • 🔐No data cloud backup or synchronization
  • ❌Limited to 5 expenses before requiring subscription
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What's New in Tracky

1.7.19

March 4, 2026

We're constantly improving the app. Here are today's changes: - FIX: Fixed an issue where the wrong budget could open at launch - FIX: Fixed an issue where account identity was not always shared across devices, which could prevent premium status from syncing correctly Other minor bug fixes

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Subscription plans

Premium

Become Premium and unlock all features

$4.991 Month
How to cancel Tracky subscription ⁉️
21

In-App Purchases

$4.99

Premium

Become Premium to unlock all features forever

Events

Read more about Light Mode Unleashed !
Event EndedMajor Update

Light Mode Unleashed !

Budget with ease: Now in Dark and Light.

Jan 18, 2024 — Feb 17, 2024

Read More

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User reviews

Most RecentHighest RatedLowest Rated

I love this app but…*EDIT*

I got a replacement phone and I lost all of my budget tracking data. I have to restart my months budget and it’s so frustrating. EDIT: Apparently you just need to make sure you have enough storage on your icloud before transferring phones to ensure the data will transfer. Would have been nice to know beforehand. My other issue is I haven’t been able to figure out how 2 parties can use the app at the same time. Like if i wanted to use it with my partner to split track finances together, it’s not really possible for 2 people to log in.
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Courtneycrs19Courtneycrs19

Response from developer

Hey Courtneycrs19, Thank you for your feedback ☀️ Your data is linked to your iCloud account, so it should normally be restored automatically when using the same Apple ID. If that didn’t happen, please feel free to contact us at contact@lowly.fr so we can help you sort this out.

5 stars!!!

I never leave reviews but I love this app and being able to add to my Home Screen without linking banking info. Best app!!!
SalA515SalA515

Response from developer

Hey SalA515, Thank you very much for your review ☀️ We’re really happy to hear that you love the app. We’re constantly improving Tracky, so keep an eye out for future updates!

Excellent !

Application facile à utiliser, dotée d'un design minimaliste et épuré. Pour moi, c'est la meilleure application de gestion de budget.

Édit : Serait-il envisageable de pouvoir ajouter plusieurs devises en même temps ? Par exemple pouvoir retirer 1000¥ sur un budget de 100€ via une conversion automatique. Je pense que cette fonctionnalité aiderait beaucoup les voyageurs ‘
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phantom:phantom:

Response from developer

Bonjour phantom, Merci beaucoup pour votre soutien ☀️ Nous améliorons continuellement l'application, gardez un œil sur les prochaines mises à jour ! A bientôt !

I love this app and the simplicity/ customization

You can use the different features to fit your needs on how you budget, I love this app!

Only thing I hope they add in the future is the ability to reset the visual bar at the end of each month, you can create a new budget and reset, but I personally have sinking funds for example that I just add some more money each month and continue using the same budget. If I could visually reset the bar to show a full bar each month, but the history stays the same etc, that would be amazzzzinggg.

If you're looking for electronic cash envelopes or just to track your accounts, you should try it out!
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WalnutbedamnedWalnutbedamned

Response from developer

Hey Walnutbedamned, Thank you so much for this detailed review ☀️ We’re really glad you enjoy the simplicity and customization of Tracky, that’s exactly what we’re aiming for. Your feedback about sinking funds and the visual bar reset makes a lot of sense. We’ll definitely take note of this suggestion and see how we can integrate something along those lines in a future update. Thanks again for taking the time to share your experience and ideas. We’re constantly improving the app, so keep an eye out for upcoming updates !

I love this app but…

I got a replacement phone and I lost all of my budget tracking data. I have to restart my months budget and it’s so frustrating.
Courtneycrs19Courtneycrs19
See 71 more reviews

User experience

🐞

Reported Bugs

8 issues

App opens to wrong month despite correct title display

Bug

Requires multiple swipes to navigate to current month

Bug

Entries disappear when switching networks

Bug

App doesn't always open to the correct page

Bug

Premium mode requires frequent reactivation

Bug

Inability to create new expenses without premium after 5 entries

Bug

Ads require multiple views before input saves on poor connections

Bug

Transactions load incorrectly until envelope is clicked and exited

Bug
✨

Requested Features

17 requests

Monthly visual reset for progress bars while maintaining history

Feature

Mac/desktop application version

Feature

Ability to reset envelopes monthly without creating new budgets

Feature

Budget sharing feature for couples and shared accounts

Feature

Planned/future expense tracking with adjusted balance view

Feature

Transfer functionality between envelopes

Feature

Direct income allocation without envelope requirement

Feature

More transaction icons (currently limited to ~20-30)

Feature

Additional color options

Feature

Due date functionality for envelopes

Feature

Quick-add expense widget

Feature

View all transactions under a budget organized by date

Feature

Ability to delete all expenses in an envelope at once

Feature

Custom initial budget amount display instead of net balance

Feature

Bank transaction reconciliation/check-off system

Feature

Toggle between spent and remaining amount display

Feature

Archive functionality for monthly expenses

Feature

FAQ

What does Tracky: Simple Budget Planner do?

Tracky is a budget planner and expense tracker designed to help you manage your finances. It allows you to create budgets, allocate expenses into custom envelopes like groceries or hobbies, and automatically calculates your remaining budget. The app focuses on simplicity and security, not requiring bank account connections.

What are the key features of Tracky?

Key features include the ability to create and manage budgets, add and customize expenses with details like name, amount, date, icon, and color. It offers automatic calculation of remaining budgets, notifications for budget progress, a history of expenses, and the option to reuse recurring budgets. Data can be synced across devices via iCloud, and widgets provide quick budget monitoring.

Is Tracky free to use? What are the costs?

The app is free to use, offering core budgeting and expense tracking functionalities. For users who want unlimited budgets, envelopes, and expenses, and to remove ads, there is a premium option available through in-app purchases.

What devices is Tracky compatible with?

The description mentions automatic iCloud sync to share data across multiple devices logged in to the same iCloud account. This implies compatibility with Apple devices (iPhone, iPad, Mac) that support iCloud.

How can Tracky help me save money?

Tracky helps you save money by providing a clear overview of your spending habits. By tracking your expenses and monitoring your budget progress, you can identify areas where you might be overspending and make informed decisions to cut back. The app's detailed expense history allows for analysis of spending trends, highlighting opportunities for improvement.