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Tracky: Simple Budget Planner

Tracky: Simple Budget Planner

Manage and Track your Spending

124 ratings
79 reviews
With Ads
🔧 Utilities
💰 Finance
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated
  • January 19, 2023
  • September 17, 2026

Features

Developer

Adrien Carvalot
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Tracky: Simple Budget Planner screenshot #1 for iPhone
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🧾$1.99 - $49.99
In-App Purchase↘︎
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Reviews summary↘︎
⭐79
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📝1+ tags
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🔄6+ apps
Alternatives↘︎
🎪1 available
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❓5 answered
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About

Easily manage your finances by tracking expenses and creating custom budgets. Allocate funds into categories like groceries or hobbies, and monitor your remaining balance with automatic calculations. Securely manage your money without linking bank accounts.

✓Create and manage budgets
✓Track expenses with custom categories
✓Automatic remaining budget calculation
✓Notifications for budget progress
✓Expense history and analysis
✓Recurring budget options
✓iCloud sync across devices
✓Home and lock screen widgets
Show original description

What users say

Summarized from real user reviews of Tracky. Based on 124 reviews and a 4.6/5 average, it highlights the 12 positives and 9 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Simple and intuitive user interface
  • 🎨Clean, modern, and visually appealing design
  • 💰Affordable pricing with lifetime premium option
  • 📱Excellent widget and home screen integration
  • 🎯Effective envelope budgeting system
  • ⚡Fast and responsive performance
  • 🔧Highly customizable with icons and colors
  • 📊Easy manual expense tracking
  • 🎁No requirement to link banking information
  • 🔄Ability to copy budgets month-to-month
  • 🚀Continuous updates with new features
  • 💡Encourages financial responsibility through manual entry

Negative things

  • 🐛Navigation bug: app loads wrong month's envelopes
  • 💾Data loss when switching devices without backup
  • 🔄Sync issues causing entries to disappear on network changes
  • 📱Not available for Mac/desktop
  • 💳Paywall appears frequently in free version
  • ⚠️Premium subscription requires frequent reactivation
  • 🌐Poor internet connection causes multiple ad displays
  • 🔐No data cloud backup or synchronization
  • ❌Limited to 5 expenses before requiring subscription
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What's New in Tracky

1.7.21

September 17, 2026

We're constantly improving Tracky. Here are today's changes: - FIX: Layout and compatibility issues on iOS 27. - Other minor bug fixes.

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21

Subscriptions & In-App Purchases

Premium

Become Premium and unlock all features

$4.991 Month
How to cancel Tracky subscription ⁉️

Events

Read more about Light Mode Unleashed !
Event EndedMajor Update

Light Mode Unleashed !

Budget with ease: Now in Dark and Light.

Jan 18, 2024 — Feb 17, 2024

Read More

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User reviews

Most RecentHighest RatedLowest Rated

Simple but requires a subscription instead of a one time purchase

I love its simplicity and use it just to add and subtract from budgets, but premium requires a subscription. Would rather a one time purchase for such a simple thing I use it for.

Also currently watching as will not let me add to my budgets. The ads just freeze and don’t show the rewards button, making me waste my time.
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Cody PinksCody Pinks

Fit for purpose

I have scoured the Appstore for years to find this type of app. Most budget apps are date-linked. What if I want a standalone budget for a building project with plenty of subheadings? This is the app.
Mbazoa 3:4Mbazoa 3:4

Penetrante Werbung

Wie im Titel beschrieben. Dazu noch penetrante Aufforderung eine Bewertung abzugeben. Bitteschön.
Siggi447Siggi447

I love this app but…*EDIT*

I got a replacement phone and I lost all of my budget tracking data. I have to restart my months budget and it’s so frustrating. EDIT: Apparently you just need to make sure you have enough storage on your icloud before transferring phones to ensure the data will transfer. Would have been nice to know beforehand. My other issue is I haven’t been able to figure out how 2 parties can use the app at the same time. Like if i wanted to use it with my partner to split track finances together, it’s not really possible for 2 people to log in.
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Courtneycrs19Courtneycrs19

5 stars!!!

I never leave reviews but I love this app and being able to add to my Home Screen without linking banking info. Best app!!!
SalA515SalA515
See 74 more reviews

User experience

🐞

Reported Bugs

8 issues

App opens to wrong month despite correct title display

Bug

Requires multiple swipes to navigate to current month

Bug

Entries disappear when switching networks

Bug

App doesn't always open to the correct page

Bug

Premium mode requires frequent reactivation

Bug

Inability to create new expenses without premium after 5 entries

Bug

Ads require multiple views before input saves on poor connections

Bug

Transactions load incorrectly until envelope is clicked and exited

Bug
✨

Requested Features

17 requests

Monthly visual reset for progress bars while maintaining history

Feature

Mac/desktop application version

Feature

Ability to reset envelopes monthly without creating new budgets

Feature

Budget sharing feature for couples and shared accounts

Feature

Planned/future expense tracking with adjusted balance view

Feature

Transfer functionality between envelopes

Feature

Direct income allocation without envelope requirement

Feature

More transaction icons (currently limited to ~20-30)

Feature

Additional color options

Feature

Due date functionality for envelopes

Feature

Quick-add expense widget

Feature

View all transactions under a budget organized by date

Feature

Ability to delete all expenses in an envelope at once

Feature

Custom initial budget amount display instead of net balance

Feature

Bank transaction reconciliation/check-off system

Feature

Toggle between spent and remaining amount display

Feature

Archive functionality for monthly expenses

Feature

FAQ

What does Tracky: Simple Budget Planner do?

Tracky is a budget planner and expense tracker designed to help you manage your finances. It allows you to create budgets, allocate expenses into custom envelopes like groceries or hobbies, and automatically calculates your remaining budget. The app focuses on simplicity and security, not requiring bank account connections.

What are the key features of Tracky?

Key features include the ability to create and manage budgets, add and customize expenses with details like name, amount, date, icon, and color. It offers automatic calculation of remaining budgets, notifications for budget progress, a history of expenses, and the option to reuse recurring budgets. Data can be synced across devices via iCloud, and widgets provide quick budget monitoring.

Is Tracky free to use? What are the costs?

The app is free to use, offering core budgeting and expense tracking functionalities. For users who want unlimited budgets, envelopes, and expenses, and to remove ads, there is a premium option available through in-app purchases.

What devices is Tracky compatible with?

The description mentions automatic iCloud sync to share data across multiple devices logged in to the same iCloud account. This implies compatibility with Apple devices (iPhone, iPad, Mac) that support iCloud.

How can Tracky help me save money?

Tracky helps you save money by providing a clear overview of your spending habits. By tracking your expenses and monitoring your budget progress, you can identify areas where you might be overspending and make informed decisions to cut back. The app's detailed expense history allows for analysis of spending trends, highlighting opportunities for improvement.