Best Cash Envelope Apps

249+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

Envy is the household name in cash envelope, but it's far from the only option. We track 249+ alternatives and competitors on iOS โ€” many free, many higher-rated than you'd expect.

Compare top Cash Envelope Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Envy: Envelope Budget PlannerEnvy: Envelope Budget PlannerFree4.8โ˜… (794)NoYesSep 2026
2RealBudget: Envelope BudgetingRealBudget: Envelope BudgetingFree4.9โ˜… (136)NoYesAug 2026
3Envelo: Cash Envelope BudgetEnvelo: Cash Envelope BudgetFreeโ€”NoYesAug 2026
4Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6โ˜… (13K)NoYesSep 2026
5CashEnvelopeCashEnvelopeFreeโ€”YesYesAug 2026
6Budget BestieBudget BestieFree4.7โ˜… (3.1K)YesYesSep 2026
7Envelope Budget App - TuckEnvelope Budget App - TuckFree4.7โ˜… (25)NoYesAug 2026
8Qube Money: Envelope BudgetingQube Money: Envelope BudgetingFree4.6โ˜… (1.6K)NoNoSep 2026

Top Picks for Cash Envelope

Envy: Envelope Budget Planner#1

Envy: Envelope Budget Planner by Chimpanzee, LLC

Money Cash Expense Tracker
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(794 ratings)
FreeIn-App Purchases
Envy: Envelope Budget Planner screenshot 1
Envy: Envelope Budget Planner screenshot 2
Envy: Envelope Budget Planner screenshot 3
Envy: Envelope Budget Planner screenshot 4
Envy: Envelope Budget Planner screenshot 5
Envy: Envelope Budget Planner screenshot 6

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

What We Love

  • ๐Ÿ‘ Simple and easy to use
  • ๐Ÿš€ Straightforward envelope budgeting
  • ๐Ÿ”’ No bank account required
  • ๐Ÿ’ฐ Affordable one-time purchase

Room to Improve

  • ๐Ÿ” Limited envelope customization (renaming, reordering, deleting)
  • ๐Ÿ”ข Inability to track cents/pennies
  • ๐Ÿ”— No multi-device sync or sharing
RealBudget: Envelope Budgeting#2

RealBudget: Envelope Budgeting by Limitless Innovative Technologies

See exactly what you can spend
Strong Contender
๐Ÿ’ฐ Finance
4.9๐Ÿ˜Š(136 ratings)
FreeIn-App Purchases
RealBudget: Envelope Budgeting screenshot 1
RealBudget: Envelope Budgeting screenshot 2
RealBudget: Envelope Budgeting screenshot 3
RealBudget: Envelope Budgeting screenshot 4
RealBudget: Envelope Budgeting screenshot 5
RealBudget: Envelope Budgeting screenshot 6

Manage your money effectively with a digital envelope budgeting system. This app allows you to create custom envelopes, track expenses, and gain full control over your finances. It offers features like bank syncing and budget sharing to simplify your financial management.

What We Love

  • ๐Ÿ‘ Simple and easy to use
  • ๐Ÿ’ก Visual envelope system
  • ๐Ÿ’ฐ Helps with budgeting and saving
  • ๐Ÿ†“ Free to use with generous developer

Room to Improve

  • ๐Ÿค” Notes not visible at a glance
  • ๐Ÿ”„ Budgets need to be recreated monthly
  • โ“ Difficulty finding sharing options

More Cash Envelope apps to explore

FAQ about Cash Envelope

What are the best cash envelope apps for iPhone?
Envy: Envelope Budget Planner tops our cash envelope apps ranking as of September 2026, with a 4.8-star average from 794 App Store ratings, and it's free to download.
Yes โ€” 20 of the top cash envelope apps we rank are free to download, including Envy: Envelope Budget Planner and RealBudget: Envelope Budgeting.
Envy: Envelope Budget Planner has no ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 249+ cash envelope apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Envy is a mobile application designed to digitize the cash envelope budgeting system. It allows users to create and manage unlimited digital envelopes for different spending categories, track expenses manually, and monitor their budget without the need to link bank accounts or credit cards.
Key features include the ability to create unlimited envelopes, quick deposit refills for all envelopes, easy transaction movement between envelopes, starting envelopes with negative balances, and exporting transaction data as a CSV file. Transactions can be entered and edited in under 5 seconds.

Related searches