Best Envelope Budget Apps

216+ iOS apps curated and reviewed

4.7 avg rating
18 free apps
Updated May 2026

With an average user rating of 4.7★, the envelope budget category is one of the App Store's strongest. Browse all 216+ apps we track, sorted so the most loved ones surface first.

Top Picks for Envelope Budget

Envelope: Budgeting & Banking#1

Envelope: Budgeting & Banking by Envelope Money, Inc.

Your ultimate money manager
Editor's Choice
💰 Finance
4.7😊(338 ratings)
Free
Envelope: Budgeting & Banking screenshot 1
Envelope: Budgeting & Banking screenshot 2
Envelope: Budgeting & Banking screenshot 3
Envelope: Budgeting & Banking screenshot 4
Envelope: Budgeting & Banking screenshot 5

What We Love

  • 💰 Excellent envelope budgeting system
  • 🎨 Beautiful and intuitive user interface
  • 🏦 Integrated banking with budgeting features
  • 👥 Responsive and transparent development team

Room to Improve

  • 🚫 Signup process can be broken or confusing
  • ⏳ Account verification delays (2+ business days)
  • 📞 Support communication can be slow
Envy: Envelope Budget Planner#2

Envy: Envelope Budget Planner by Chimpanzee, LLC

Money Cash Expense Tracker
Strong Contender
💰 Finance
4.8😊(760 ratings)
FreeIn-App Purchases
Envy: Envelope Budget Planner screenshot 1
Envy: Envelope Budget Planner screenshot 2
Envy: Envelope Budget Planner screenshot 3
Envy: Envelope Budget Planner screenshot 4
Envy: Envelope Budget Planner screenshot 5
Envy: Envelope Budget Planner screenshot 6

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward envelope budgeting
  • 🔒 No bank account required
  • 💰 Affordable one-time purchase

Room to Improve

  • 🔍 Limited envelope customization (renaming, reordering, deleting)
  • 🔢 Inability to track cents/pennies
  • 🔗 No multi-device sync or sharing
Goodbudget Budget Planner#3

Goodbudget Budget Planner by Dayspring Technologies, Inc.

Money & Expense Tracker
Worth Considering
💰 Finance
4.6😊(13K ratings)
FreeAdsIn-App Purchases
#88in Finance
Goodbudget Budget Planner screenshot 1
Goodbudget Budget Planner screenshot 2
Goodbudget Budget Planner screenshot 3
Goodbudget Budget Planner screenshot 4
Goodbudget Budget Planner screenshot 5
Goodbudget Budget Planner screenshot 6

A user-friendly budget planner app that helps you track expenses, set financial goals, and manage your money efficiently. Take control of your finances and start budgeting today!

What We Love

  • 💻 Excellent app for tracking and managing finances
  • 🤝 Great for couples and families to manage budgets together
  • 📈 Helpful envelope system and budgeting tools
  • 🕰️ Ability to schedule recurring payments and income

Room to Improve

  • 🔍 Confusing or unintuitive interface for some users
  • 💰 Paid subscription seen as too expensive by some
  • 🐛 Occasional bugs, crashes, and syncing issues reported

More Envelope Budget apps to explore

4
RealBudget: Envelope Budgeting
RealBudget: Envelope Budgeting
RealBudget: Envelope Budgeting
Simple and intuitive budgeting
Free

RealBudget - Envelope Budgets is a straightforward budgeting app that utilizes the envelope budget system. With features like different budget formats, transaction notes, and real-time sharing, it helps users take control of their finances. Try it for free on a single device or opt for a premium subscription for multi-device access and additional benefits.

💰 Finance
(7)
5
YNAB
YNAB
YNAB
Never worry about money again
Free

Start changing your money mindset with a set of habits to spend purposefully, save aspirationally, and give generously. Join millions in improving your financial outlook and sign up for a one-month free trial today!

💰 Finance
(60K)
6
Budget Bestie
Budget Bestie
Budget Bestie
easy envelope based budgeting
Free

Budget Bestie is a user-friendly budget management app that helps you track expenses, set financial goals, and stay on top of your finances effortlessly. Take control of your money and achieve financial freedom today!

💰 Finance
(1.3K)
7
Spending Tracker - Budget App
Spending Tracker - Budget App
Spending Tracker - Budget App
Budget planner & money tracker
Free

Track your expenses, set budgets, and manage your finances effectively with this intuitive budgeting app. Take control of your spending habits and achieve your financial goals today.

💰 Finance
(667)
8
EnvelopeBudgeter
EnvelopeBudgeter
EnvelopeBudgeter
by ButterApps LLC
Free

This simple expense tracker helps you manage shared expenses by setting budgets for categories, adding partners to track spending together, and monitoring your expenditures. Start tracking your expenses today and take control of your finances with a straightforward and collaborative tool.

💰 Finance
(0)
9
Envelope Budget: Expense Keep
Envelope Budget: Expense Keep
Envelope Budget: Expense Keep
Smart Simpler Budget Tracker
Free

A top-rated personal finance app designed for quick expense tracking and budget management. Easily organize accounts, track expenses, set budgets, and manage incomes with features like custom categories, recurring entries, and insightful financial reports. Try it now to take control of your finances.

💰 Finance
(1.7K)
10
Envelope Budget - Kualia
Envelope Budget - Kualia
Envelope Budget - Kualia
Personal Finance Planner
Free

Track and manage your budget effortlessly with our envelope budgeting app. Set target amounts for categories and keep tabs on your available funds throughout the month. Accelerate your budgeting goals today!

💰 Finance
(45)
11
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

Track expenses, plan finances, and reach your financial goals with a personal budget app that helps you manage your money easily and guilt-free. Start for free today to create budgets, monitor spending, and see all your financial accounts in one place.

💰 Finance
(84K)
12
Qube Money: Envelope Budgeting
Qube Money: Envelope Budgeting
Qube Money: Envelope Budgeting
Envelope Banking & Budgeting
Free

Qube Money is an envelope budgeting application that helps users organize and manage their finances using a digital envelope system. Stay in control of your money with Qube Money today!

💰 Finance
(1.6K)
13
PocketGuard – Budgeting App
PocketGuard – Budgeting App
PocketGuard – Budgeting App
Expense & Subscription Manager
Free

PocketGuard・Money is a personal finance app that helps users track their spending, set budgets, and manage their finances in one convenient place. Stay on top of your money and start reaching your financial goals today!

💰 Finance
(7.6K)
14
Envelope Budget App - Tuck
Envelope Budget App - Tuck
Envelope Budget App - Tuck
Bill Organizer, Money Tracker
Free

A sleek budgeting app designed for simplicity and convenience, geared towards tracking food-related expenses to help users gradually improve their financial habits. This app requires no sign-in, account linking, and keeps data completely private. Start small with food budgets and expand to other categories with ease.

💰 Finance
(22)
15
Simple Budget Envelopes
Simple Budget Envelopes
Simple Budget Envelopes
Take your budget on the go!
$0.99

Track your budget with ease using this simple app that helps you manage your money by allocating it into customizable envelopes. No sign-in or in-app purchases required – start budgeting on the go effortlessly.

💰 Finance
(112)
16
Buddy: Money & Budget Planner
Buddy: Money & Budget Planner
Buddy: Money & Budget Planner
Money Manager & Tracker
Free

Manage your finances efficiently with our intuitive budget planner app. Track expenses, set savings goals, and stay on top of your financial health easily. Take control of your money today!

💰 Finance
(19)
17
Simply Budget - easy budgeting
Simply Budget - easy budgeting
Simply Budget - easy budgeting
Manage money, track expenses
Free

Manage your money effortlessly with Simply Budget, using the envelope budgeting method. Create envelopes for different categories, set budgets, track expenses securely, and take control of your finances today!

💰 Finance
(194)
18
Envelopes: Budget Every Dollar
Envelopes: Budget Every Dollar
Envelopes: Budget Every Dollar
Track expenses and save money
Free
💰 Finance
(4)
19
Envelopes: Budget Manager
Envelopes: Budget Manager
Envelopes: Budget Manager
Simple Envelope Budgeting
$6.99

Envelopes simplifies budgeting by virtualizing the envelope budgeting method, helping users track expenses and manage finances efficiently. Create envelopes, set budgets, make deposits and withdrawals, and track spending with personalized memos, all secured with a passcode. Choose from two themes and optimize your financial management seamlessly.

💰 Finance
(122)
20
Liquid Budget
Liquid Budget
Liquid Budget
Digital Envelope Budget
Free

Manage your finances on-the-go with our mobile app, a companion to the zero-sum envelope budgeting platform. Download and sync with your account to track transactions, allocate funds, reconcile accounts, and stay on top of your budget from anywhere.

💰 Finance
(18)

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