Best Busget Envelope Apps

4.4😊(126 ratings)

$6.99

This app helps you manage your finances using the envelope budgeting method virtually. Easily track spending, distribute income, and secure your financial data with passcode or biometric authentication.

What We Love

👍 Extremely simple and intuitive user interface
💰 One-time purchase instead of subscription model
⚡ Quick deposit feature for fast money allocation
📱 No bank account connection required (manual control)
🎨 Clean, minimalist design without unnecessary features
💾 No account creation needed
🔄 Easy transfers between envelopes
📝 Memo/notes feature for transaction tracking
⏰ Effective for digital cash envelope budgeting
🎯 Perfect for staying on budget and reducing overspending

Room to Improve

📱 No cloud sync between devices
👥 Cannot be shared between multiple users/family members
🎨 Limited color options for envelopes
📊 No visualization or pie charts for spending analysis
🔄 No recurring deposits or automatic resets
🐛 App crashes when transferring money (reported by some users)
⚙️ Outdated aesthetic and UI design
📈 No activity reports or transaction history view
🏷️ Cannot categorize transactions within envelopes
🔍 No search functionality across envelopes

Envy: Envelope Budget Planner by Chimpanzee, LLC

Money Cash Expense Tracker

Strong Contender

4.8😊(794 ratings)

FreeIn-App Purchases

Envy: Envelope Budget Planner screenshot 1

Envy: Envelope Budget Planner screenshot 2

Envy: Envelope Budget Planner screenshot 3

Envy: Envelope Budget Planner screenshot 4

Envy: Envelope Budget Planner screenshot 5

Envy: Envelope Budget Planner screenshot 6

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

What We Love

👍 Simple and easy to use
🚀 Straightforward envelope budgeting
🔒 No bank account required
💰 Affordable one-time purchase
🎨 Visually pleasing design

Room to Improve

🔍 Limited envelope customization (renaming, reordering, deleting)
🔢 Inability to track cents/pennies
🔗 No multi-device sync or sharing
🔢 Envelope balance rounding issues

Simple Envelope Budgeting by Frank Herring

Every Dollar Finds Its Place

Worth Considering

Envelopes — The Budgeting App

3.7(11 ratings)

$2.99

Digitize your financial efforts with this straightforward budgeting app. It uses a color-coded envelope system to help you track spending, set savings goals, and avoid going over budget. Syncs across devices without ads or in-app purchases.

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Budget Envelopes

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Easily track your remaining budget with an unlimited number of digital envelopes. Add or subtract funds as you spend or receive money. This straightforward app requires no sign-in or in-app purchases.

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Create virtual wallets for any spending categoryAllocate income across walletsManually track expenses

This app helps you manage your money using the envelope budgeting method. Create virtual wallets for different spending categories, allocate income, and manually track expenses to see exactly how much you have left. It offers features like shared wallets and receipt scanning for easier budgeting.

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Envelopes: Simple Budgeting

Track expenses and save money

Envelope budgeting systemExpense loggingFinancial goal tracking

This app helps you manage your money by allocating funds into different spending categories, or "envelopes." You can quickly log expenses to track where your money goes and then refill your envelopes as needed to reach your financial goals.

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This app combines digital banking with a cash envelope budgeting system. It automatically divides your funds into separate digital accounts, allowing you to spend with purpose and track transactions in real-time. Enjoy enhanced security with a unique card authorization system.

Expense Keep: Envelope Budget

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Smart Simpler Budget Tracker

Track expenses and incomeOrganize money into accounts/envelopesSet up recurring transactions

This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.

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Envelope Budget - Kualia

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Envelope budgeting systemUnlimited spending categoriesTrack expenses, income, debt, and bills

Effortlessly manage your finances with an envelope budgeting system. Link accounts, track spending, and fund categories with ease. Gain clarity on your financial standing with insightful reports and a user-friendly interface.

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Envelope budgeting methodBank account linking (Premium)Automatic transaction categorization

Manage your finances with a modern envelope budgeting system. Connect bank accounts, automatically categorize spending, and visualize your budget on a calendar. Track bills, savings goals, and income with flexible envelope types and smart fill schedules.

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Jars: Envelope Budgeting

Envelope budgeting with unlimited JarsConnects to bank accounts for automatic transaction downloadSmart suggestions for assigning transactions

This app helps you manage your money using the envelope budgeting method. It allows you to divide your bank accounts into virtual "Jars" for specific purposes, providing a clear overview of your spending. It offers smart automation and can be used with connected bank accounts or manually.

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plan payday with ease