Simple Envelope Budgeting

Simple Envelope Budgeting

Every Dollar Finds Its Place

8 ratings
6 reviews
#121 in paid Finance
📊 Productivity
💰 Finance
$2.99

Details

  • Released
  • Updated
  • March 15, 2023
  • June 28, 2026

Features

Simple Envelope Budgeting screenshot #1 for iPhone
Simple Envelope Budgeting screenshot #2 for iPhone
Simple Envelope Budgeting screenshot #3 for iPhone
Simple Envelope Budgeting screenshot #4 for iPhone
Simple Envelope Budgeting screenshot #5 for iPhone
iphone
ipad
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About

Digitize your financial efforts with this straightforward budgeting app. It uses a color-coded envelope system to help you track spending, set savings goals, and avoid going over budget. Syncs across devices without ads or in-app purchases.

iCloud Sync
Savings Goals
Color-Coded Envelopes
Budget Overspend Indicator
Search Function
Ad-Free Experience
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What's New in Simple Envelope Budgeting

3.0.0

June 28, 2026

Simple Envelope 3.0.0 is a big refresh focused on making everyday budgeting faster, clearer, and easier to manage. - Enjoy a refreshed interface inspired by Liquid Glass with cleaner lists, updated forms, improved iPad sidebars, a new app icon, and a smoother launch screen. - Pin important Spending and Saving envelopes to the top. - Search and filter transaction history by note, date range, amount range, and funds vs. expenses. - See clearer balance states, including improved negative-balance warnings. - Track savings goals with clearer progress indicators. - Export cleaner CSV files with better handling for names and notes that include commas, quotes, or line breaks. - Better support for larger text, accessibility settings, reduced motion, and everyday reliability.

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Charts

Top Paid

📉 121-4

Finance

This app dropped -4 positions in Finance chart.

Last updated on July 11, 2026.

User reviews

I love this app but….

I loved this app because it’s simple cheap and effective for me but it recently been freezing on me.

Response from developer

Thanks for the feedback! I’ve made some performance updates based on this review. Hopefully it resolves your issues!

Useless

This is totally useless—I mean really.

No months, no unallocated pool, no sense of a rolling budget.

Pointless really.

I mean I’m looking for a stripped down app, but this takes on a new meaning of stripped.

My excel spreadsheet has twenty times the formatting this thing has.

I’ll chalk this up as a scam. You got me! Don’t spend it all in one place! 🤣
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Perfect

This app is user-friendly and simple - just what I needed to hold myself accountable with spending.

Great App!

I’ve been looking for an app like this for a few months now. All the ones I’ve tried either have a monthly/annual fee or have ads plastered all over the screen. This app is cheap, straightforward, and easy to use. The only thing I feel that is missing is being able to change the colors of your envelopes. Hoping that will be added some time in the near future! Definitely would recommend!
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Recurring transaction

This is a monthly fee???

Response from developer

Good morning, Please help me understand your concern. There are no monthly fees to use this application. The whole reason that I built this application is so you purchase once and then have access to it forever. Hopefully I can address your concerns. Thanks for leaving some feedback.

Developer apps

FAQ

What is Simple Envelope Budgeting?

Simple Envelope Budgeting is a finance app that digitizes the physical envelope budgeting method. It helps users track spending, set savings goals, and monitor their budgets using a color-coded envelope system.

How much does Simple Envelope Budgeting cost?

Simple Envelope Budgeting is a paid app, available for a one-time purchase of $1.99. There are no in-app purchases or subscriptions required to unlock full functionality.

Does Simple Envelope Budgeting have ads?

No, Simple Envelope Budgeting is completely ad-free. The developer explicitly states 'No Ads' as a feature, ensuring an uninterrupted user experience.

What devices does Simple Envelope Budgeting support?

Simple Envelope Budgeting is designed for Apple devices and supports both iPhone and iPad. It syncs data across all your Apple devices via iCloud.

How often is Simple Envelope Budgeting updated?

The app was last updated on February 20, 2025, indicating ongoing development and support. The latest version is 2.3.

Is Simple Envelope Budgeting secure?

The app focuses on manual entry and iCloud syncing, avoiding direct bank connections which inherently reduces certain security risks associated with financial apps. It is rated for ages 4+.

What do users like about Simple Envelope Budgeting?

Users appreciate its simple and straightforward design, lack of ads and in-app purchases, and its effectiveness in helping them monitor and execute their budgets. The iCloud sync is also a highly valued feature.

Can Simple Envelope Budgeting sync with my bank account?

No, Simple Envelope Budgeting does not sync with bank accounts. The developer intentionally omitted this feature, preferring a manual entry system for simplicity and user control.