Comparison

EnvelopePlus vs Simple Envelope Budgeting

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EnvelopePlus

This app provides tools to help you master your budget and take control of your money. It offers unlimited envelopes for financial flexibility and effortless income allocation.

Highlights
  • Unlimited envelopes
  • Effortless income allocation
  • Multi-envelope purchase management
  • Enhanced financial accountability
  • 2 free months of service
Read full description

Managing your finances can be tough—there’s no denying that. But mastering your budget? That’s a game-changer. With EnvelopePlus, you get the tools to take control of your money without the hassle. Is EnvelopePlus for everyone? Maybe not. But is it for you? Give it a test run for a couple of months and find out. Why choose EnvelopePlus? - Unlimited envelopes for complete financial flexibility. - Effortless income allocation across your envelopes. - Streamlined management of multi-envelope purchases. - Enhanced financial accountability and transparency. - A bonus of 2 free months of EnvelopePlus service.

About

Simple Envelope Budgeting

Digitize your financial efforts with this straightforward budgeting app. It uses a color-coded envelope system to help you track spending, set savings goals, and avoid going over budget. Syncs across devices without ads or in-app purchases.

Highlights
  • iCloud Sync
  • Savings Goals
  • Color-Coded Envelopes
  • Budget Overspend Indicator
  • Search Function
  • Ad-Free Experience
Features
Read full description

All The Features You Want: - Syncs Via iCloud to All of Your Devices - Goals for Savings - Color-Coded Envelopes - Supports iPhone and iPad - Search Function to Quickly Find Envelopes - Filters for Viewing Specific Transactions and Expenses - Indicates When You Are Over Budget None of the Features You Don't: - No Ads - No In-App Purchases to Unlock Full Functionality - No Syncing with Your Bank Account (I've never found an app that does this in a useful manner anyways) Creating a budget is a crucial element of financial success. Without tracking your spending, even the fanciest of excel sheets are deemed useless. Simple Envelope is the easiest, quickest, and most efficient way to monitor and execute your budgets. Based on the physical envelope method, Simple Envelope is here to help you digitize your financial efforts so you can easily track your spending habits. Tracking family allowances? Instead of making trips to the bank, leave everyone's allowance in the bank and keep it all in digital envelopes instead! Simple envelope strives to make tracking your budgets as easy as 1,2,3! Simply create new “envelopes” with your budget's desired name and monetary amount. As you spend, add in your expenditures to see where and how you spend your money - Simple in and Simple out.

Screenshots

EnvelopePlus4 screens
Simple Envelope Budgeting4 screens

Verdict

The call

The clearest difference is price: EnvelopePlus at Free against Simple Envelope Budgeting's $2.99. EnvelopePlus also leads on rating (5.0 vs 3.7) and review sentiment (54% vs 38%). Simple Envelope Budgeting's advantage is in-app purchases (none vs 3) and ratings volume (11 vs 3). On update cadence, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

EnvelopePlus is free to download; Simple Envelope Budgeting costs $2.99 up front. EnvelopePlus sells 3 one-off in-app purchases. Simple Envelope Budgeting asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

EnvelopePlus holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 3 and 11 respectively. Written reviews point the same way: 54% of EnvelopePlus's written reviews are positive against 38% of Simple Envelope Budgeting's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on June 1, 2026 and September 29, 2026 respectively.

Scorecard6 real differences · 4 level
EnvelopePlus versus Simple Envelope Budgeting: the parameters behind the verdict, then further details
ParameterEnvelopePlusSimple Envelope Budgeting
PriceFree — better$2.99
Rating5.0 (3 ratings) — better3.7 (11 ratings)
Positive reviews53.8% of reviews — better37.5% of reviews
Number of ratings311 — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases — betterPaid
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.017.0
Further details — not scored
Size5 MB4 MB
Age rating4+4+
DeveloperRobert E Carr JrFrank Herring

Customer experience

EnvelopePlus

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews13 reviews
Positive53.8%
Neutral0.0%
Negative46.2%

Simple Envelope Budgeting

All ratings11 ratings
Positive63.6%
Neutral9.1%
Negative27.3%
Written reviews8 reviews
Positive37.5%
Neutral25.0%
Negative37.5%

In-app purchases

3 purchases

EnvelopePlus

One-time3
  • 1 month of EnvelopePlus Service$0.99
  • 6 months of EnvelopePlus Service$4.99
  • 1 year of EnvelopePlus Service$8.99
None

Simple Envelope Budgeting

No in-app purchases

Questions

Is EnvelopePlus free?
EnvelopePlus is free to download, with in-app purchases available.
Is Simple Envelope Budgeting free?
Simple Envelope Budgeting costs $2.99, with no in-app purchases.
Which has better reviews, EnvelopePlus or Simple Envelope Budgeting?
EnvelopePlus is rated higher. EnvelopePlus averages 5.0 out of 5 from 3 ratings, while Simple Envelope Budgeting averages 3.7 from 11 ratings.
Do EnvelopePlus or Simple Envelope Budgeting have ads?
Neither EnvelopePlus nor Simple Envelope Budgeting shows ads.
Which is updated more often, EnvelopePlus or Simple Envelope Budgeting?
EnvelopePlus ships an update monthly, and Simple Envelope Budgeting monthly. Most recently, EnvelopePlus was updated on June 1, 2026 and Simple Envelope Budgeting on September 29, 2026.

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