EnvelopePlus vs Simple Envelope Budgeting
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EnvelopePlus
This app provides tools to help you master your budget and take control of your money. It offers unlimited envelopes for financial flexibility and effortless income allocation.
- Unlimited envelopes
- Effortless income allocation
- Multi-envelope purchase management
- Enhanced financial accountability
- 2 free months of service
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Managing your finances can be tough—there’s no denying that. But mastering your budget? That’s a game-changer. With EnvelopePlus, you get the tools to take control of your money without the hassle. Is EnvelopePlus for everyone? Maybe not. But is it for you? Give it a test run for a couple of months and find out. Why choose EnvelopePlus? - Unlimited envelopes for complete financial flexibility. - Effortless income allocation across your envelopes. - Streamlined management of multi-envelope purchases. - Enhanced financial accountability and transparency. - A bonus of 2 free months of EnvelopePlus service.
Simple Envelope Budgeting
Digitize your financial efforts with this straightforward budgeting app. It uses a color-coded envelope system to help you track spending, set savings goals, and avoid going over budget. Syncs across devices without ads or in-app purchases.
- iCloud Sync
- Savings Goals
- Color-Coded Envelopes
- Budget Overspend Indicator
- Search Function
- Ad-Free Experience
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All The Features You Want: - Syncs Via iCloud to All of Your Devices - Goals for Savings - Color-Coded Envelopes - Supports iPhone and iPad - Search Function to Quickly Find Envelopes - Filters for Viewing Specific Transactions and Expenses - Indicates When You Are Over Budget None of the Features You Don't: - No Ads - No In-App Purchases to Unlock Full Functionality - No Syncing with Your Bank Account (I've never found an app that does this in a useful manner anyways) Creating a budget is a crucial element of financial success. Without tracking your spending, even the fanciest of excel sheets are deemed useless. Simple Envelope is the easiest, quickest, and most efficient way to monitor and execute your budgets. Based on the physical envelope method, Simple Envelope is here to help you digitize your financial efforts so you can easily track your spending habits. Tracking family allowances? Instead of making trips to the bank, leave everyone's allowance in the bank and keep it all in digital envelopes instead! Simple envelope strives to make tracking your budgets as easy as 1,2,3! Simply create new “envelopes” with your budget's desired name and monetary amount. As you spend, add in your expenditures to see where and how you spend your money - Simple in and Simple out.
Screenshots
Verdict
The clearest difference is price: EnvelopePlus at Free against Simple Envelope Budgeting's $2.99. EnvelopePlus also leads on rating (5.0 vs 3.7) and review sentiment (54% vs 38%). Simple Envelope Budgeting's advantage is in-app purchases (none vs 3) and ratings volume (11 vs 3). On update cadence, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
EnvelopePlus is free to download; Simple Envelope Budgeting costs $2.99 up front. EnvelopePlus sells 3 one-off in-app purchases. Simple Envelope Budgeting asks for nothing beyond the download.
EnvelopePlus holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 3 and 11 respectively. Written reviews point the same way: 54% of EnvelopePlus's written reviews are positive against 38% of Simple Envelope Budgeting's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on June 1, 2026 and September 29, 2026 respectively.
| Parameter | EnvelopePlus | Simple Envelope Budgeting |
|---|---|---|
| Price | Free — better | $2.99 |
| Rating | 5.0 (3 ratings) — better | 3.7 (11 ratings) |
| Positive reviews | 53.8% of reviews — better | 37.5% of reviews |
| Number of ratings | 3 | 11 — better |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases — better | Paid |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 5 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | Robert E Carr Jr | Frank Herring |
Customer experience
EnvelopePlus
Simple Envelope Budgeting
In-app purchases
EnvelopePlus
- 1 month of EnvelopePlus Service$0.99
- 6 months of EnvelopePlus Service$4.99
- 1 year of EnvelopePlus Service$8.99
Simple Envelope Budgeting
No in-app purchases
Questions
Is EnvelopePlus free?
Is Simple Envelope Budgeting free?
Which has better reviews, EnvelopePlus or Simple Envelope Budgeting?
Do EnvelopePlus or Simple Envelope Budgeting have ads?
Which is updated more often, EnvelopePlus or Simple Envelope Budgeting?
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