Comparison

Simple Envelope Budgeting vs Ezenvelopes

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Envelope Budgeting

Digitize your financial efforts with this straightforward budgeting app. It uses a color-coded envelope system to help you track spending, set savings goals, and avoid going over budget. Syncs across devices without ads or in-app purchases.

Highlights
  • iCloud Sync
  • Savings Goals
  • Color-Coded Envelopes
  • Budget Overspend Indicator
  • Search Function
  • Ad-Free Experience
Features
Read full description

All The Features You Want: - Syncs Via iCloud to All of Your Devices - Goals for Savings - Color-Coded Envelopes - Supports iPhone and iPad - Search Function to Quickly Find Envelopes - Filters for Viewing Specific Transactions and Expenses - Indicates When You Are Over Budget None of the Features You Don't: - No Ads - No In-App Purchases to Unlock Full Functionality - No Syncing with Your Bank Account (I've never found an app that does this in a useful manner anyways) Creating a budget is a crucial element of financial success. Without tracking your spending, even the fanciest of excel sheets are deemed useless. Simple Envelope is the easiest, quickest, and most efficient way to monitor and execute your budgets. Based on the physical envelope method, Simple Envelope is here to help you digitize your financial efforts so you can easily track your spending habits. Tracking family allowances? Instead of making trips to the bank, leave everyone's allowance in the bank and keep it all in digital envelopes instead! Simple envelope strives to make tracking your budgets as easy as 1,2,3! Simply create new “envelopes” with your budget's desired name and monetary amount. As you spend, add in your expenditures to see where and how you spend your money - Simple in and Simple out.

About

Ezenvelopes

This app helps you master your finances using the envelope budgeting method. Visually manage your budget with color-coded envelopes, track spending in real-time with AI-powered categorization, and gain insights into your financial habits. Automate budget resets and roll over unused funds for effortless financial control.

Highlights
  • Visual budget management with color-coded envelopes
  • Real-time spending tracking with AI categorization
  • Automated envelope resets and fund rollovers
  • Spending trend insights and refill suggestions
  • Data export and import for full control
  • Privacy-first design
Features
Read full description

Ezenvelopes brings the proven envelope budgeting method to your iPhone. Allocate money to custom categories, track spending in real-time, and never wonder where your money went. KEY FEATURES: Visual Budget Management • Create color-coded envelopes for every budget category • See your remaining balance at a glance • Swipe to edit any envelope instantly Smart Spending Tracking • Log transactions in seconds • Auto-categorize expenses with AI • View complete transaction history Powerful Insights • Spending Trends show where you overspend • Smart Refill Suggestions optimize your budget • Monthly reports track your progress Automation That Works • Auto-reset envelopes monthly • Roll over unused funds automatically • Temporary envelopes for one-time expenses Your Data, Your Control • Export and import your budget data • Complete transaction history • Privacy-first design Always Free. No Ads. Ever. Ezenvelopes is completely free with no advertisements. Focus on your finances, not annoying ads. Perfect for: • First-time budgeters • Cash envelope method enthusiasts • Anyone wanting financial clarity • Families managing household expenses Why Envelope Budgeting Works: The envelope method forces you to plan ahead and prevents overspending. When an envelope is empty, you stop spending in that category. Simple, effective, proven. Start your journey to financial freedom today. Download Ezenvelopes and take control of your money.

Screenshots

Simple Envelope Budgeting4 screens
Ezenvelopes4 screens

Verdict

The call

The clearest difference is review sentiment: Ezenvelopes at 100% against Simple Envelope Budgeting's 38%. Ezenvelopes also leads on price (Free vs $2.99) and rating (4.5 vs 3.7). Simple Envelope Budgeting's advantage is ratings volume (11 vs 2). On update cadence, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Ezenvelopes is free to download; Simple Envelope Budgeting costs $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Ezenvelopes holds the better App Store score, 4.5 against 3.7. That said, the two scores are not equally well evidenced: Simple Envelope Budgeting has 11 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 38% of Simple Envelope Budgeting's written reviews are positive against 100% of Ezenvelopes's.

UpkeepUpdate frequency

Simple Envelope Budgeting ships an update monthly, Ezenvelopes every 3 weeks. Both last shipped on September 10, 2026.

Scorecard5 real differences · 5 level
Simple Envelope Budgeting versus Ezenvelopes: the parameters behind the verdict, then further details
ParameterSimple Envelope BudgetingEzenvelopes
Price$2.99Free — better
Rating3.7 (11 ratings)4.5 (2 ratings) — better
Positive reviews37.5% of reviews100.0% of reviews — better
Number of ratings11 — better2
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationPaidFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.016.6 — better
Further details — not scored
Size4 MB2 MB
Age rating4+4+
DeveloperFrank HerringDima Lukianenko

Customer experience

Simple Envelope Budgeting

All ratings11 ratings
Positive63.6%
Neutral9.1%
Negative27.3%
Written reviews8 reviews
Positive37.5%
Neutral25.0%
Negative37.5%

Ezenvelopes

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Simple Envelope Budgeting

No in-app purchases

None

Ezenvelopes

No in-app purchases

Questions

Is Simple Envelope Budgeting free?
Simple Envelope Budgeting costs $2.99, with no in-app purchases.
Is Ezenvelopes free?
Ezenvelopes is free to download, with no in-app purchases.
Which has better reviews, Simple Envelope Budgeting or Ezenvelopes?
Ezenvelopes is rated higher. Simple Envelope Budgeting averages 3.7 out of 5 from 11 ratings, while Ezenvelopes averages 4.5 from 2 ratings.
Do Simple Envelope Budgeting or Ezenvelopes have ads?
Neither Simple Envelope Budgeting nor Ezenvelopes shows ads.
Which is updated more often, Simple Envelope Budgeting or Ezenvelopes?
Simple Envelope Budgeting ships an update monthly, and Ezenvelopes every 3 weeks. Most recently, Simple Envelope Budgeting was updated on September 10, 2026 and Ezenvelopes on September 10, 2026.

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