Simple Envelope Budgeting vs Ezenvelopes
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simple Envelope Budgeting
Digitize your financial efforts with this straightforward budgeting app. It uses a color-coded envelope system to help you track spending, set savings goals, and avoid going over budget. Syncs across devices without ads or in-app purchases.
- iCloud Sync
- Savings Goals
- Color-Coded Envelopes
- Budget Overspend Indicator
- Search Function
- Ad-Free Experience
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All The Features You Want: - Syncs Via iCloud to All of Your Devices - Goals for Savings - Color-Coded Envelopes - Supports iPhone and iPad - Search Function to Quickly Find Envelopes - Filters for Viewing Specific Transactions and Expenses - Indicates When You Are Over Budget None of the Features You Don't: - No Ads - No In-App Purchases to Unlock Full Functionality - No Syncing with Your Bank Account (I've never found an app that does this in a useful manner anyways) Creating a budget is a crucial element of financial success. Without tracking your spending, even the fanciest of excel sheets are deemed useless. Simple Envelope is the easiest, quickest, and most efficient way to monitor and execute your budgets. Based on the physical envelope method, Simple Envelope is here to help you digitize your financial efforts so you can easily track your spending habits. Tracking family allowances? Instead of making trips to the bank, leave everyone's allowance in the bank and keep it all in digital envelopes instead! Simple envelope strives to make tracking your budgets as easy as 1,2,3! Simply create new “envelopes” with your budget's desired name and monetary amount. As you spend, add in your expenditures to see where and how you spend your money - Simple in and Simple out.
Ezenvelopes
This app helps you master your finances using the envelope budgeting method. Visually manage your budget with color-coded envelopes, track spending in real-time with AI-powered categorization, and gain insights into your financial habits. Automate budget resets and roll over unused funds for effortless financial control.
- Visual budget management with color-coded envelopes
- Real-time spending tracking with AI categorization
- Automated envelope resets and fund rollovers
- Spending trend insights and refill suggestions
- Data export and import for full control
- Privacy-first design
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Ezenvelopes brings the proven envelope budgeting method to your iPhone. Allocate money to custom categories, track spending in real-time, and never wonder where your money went. KEY FEATURES: Visual Budget Management • Create color-coded envelopes for every budget category • See your remaining balance at a glance • Swipe to edit any envelope instantly Smart Spending Tracking • Log transactions in seconds • Auto-categorize expenses with AI • View complete transaction history Powerful Insights • Spending Trends show where you overspend • Smart Refill Suggestions optimize your budget • Monthly reports track your progress Automation That Works • Auto-reset envelopes monthly • Roll over unused funds automatically • Temporary envelopes for one-time expenses Your Data, Your Control • Export and import your budget data • Complete transaction history • Privacy-first design Always Free. No Ads. Ever. Ezenvelopes is completely free with no advertisements. Focus on your finances, not annoying ads. Perfect for: • First-time budgeters • Cash envelope method enthusiasts • Anyone wanting financial clarity • Families managing household expenses Why Envelope Budgeting Works: The envelope method forces you to plan ahead and prevents overspending. When an envelope is empty, you stop spending in that category. Simple, effective, proven. Start your journey to financial freedom today. Download Ezenvelopes and take control of your money.
Screenshots
Verdict
The clearest difference is review sentiment: Ezenvelopes at 100% against Simple Envelope Budgeting's 38%. Ezenvelopes also leads on price (Free vs $2.99) and rating (4.5 vs 3.7). Simple Envelope Budgeting's advantage is ratings volume (11 vs 2). On update cadence, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Ezenvelopes is free to download; Simple Envelope Budgeting costs $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.
Ezenvelopes holds the better App Store score, 4.5 against 3.7. That said, the two scores are not equally well evidenced: Simple Envelope Budgeting has 11 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 38% of Simple Envelope Budgeting's written reviews are positive against 100% of Ezenvelopes's.
Simple Envelope Budgeting ships an update monthly, Ezenvelopes every 3 weeks. Both last shipped on September 10, 2026.
| Parameter | Simple Envelope Budgeting | Ezenvelopes |
|---|---|---|
| Price | $2.99 | Free — better |
| Rating | 3.7 (11 ratings) | 4.5 (2 ratings) — better |
| Positive reviews | 37.5% of reviews | 100.0% of reviews — better |
| Number of ratings | 11 — better | 2 |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Paid | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 16.6 — better |
| Further details — not scored | ||
| Size | 4 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Frank Herring | Dima Lukianenko |
Customer experience
Simple Envelope Budgeting
Ezenvelopes
In-app purchases
Simple Envelope Budgeting
No in-app purchases
Ezenvelopes
No in-app purchases
Questions
Is Simple Envelope Budgeting free?
Is Ezenvelopes free?
Which has better reviews, Simple Envelope Budgeting or Ezenvelopes?
Do Simple Envelope Budgeting or Ezenvelopes have ads?
Which is updated more often, Simple Envelope Budgeting or Ezenvelopes?
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