Comparison

Simple Envelope Budgeting vs Envelope Budget App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Envelope Budgeting

Digitize your financial efforts with this straightforward budgeting app. It uses a color-coded envelope system to help you track spending, set savings goals, and avoid going over budget. Syncs across devices without ads or in-app purchases.

Highlights
  • iCloud Sync
  • Savings Goals
  • Color-Coded Envelopes
  • Budget Overspend Indicator
  • Search Function
  • Ad-Free Experience
Features
Read full description

All The Features You Want: - Syncs Via iCloud to All of Your Devices - Goals for Savings - Color-Coded Envelopes - Supports iPhone and iPad - Search Function to Quickly Find Envelopes - Filters for Viewing Specific Transactions and Expenses - Indicates When You Are Over Budget None of the Features You Don't: - No Ads - No In-App Purchases to Unlock Full Functionality - No Syncing with Your Bank Account (I've never found an app that does this in a useful manner anyways) Creating a budget is a crucial element of financial success. Without tracking your spending, even the fanciest of excel sheets are deemed useless. Simple Envelope is the easiest, quickest, and most efficient way to monitor and execute your budgets. Based on the physical envelope method, Simple Envelope is here to help you digitize your financial efforts so you can easily track your spending habits. Tracking family allowances? Instead of making trips to the bank, leave everyone's allowance in the bank and keep it all in digital envelopes instead! Simple envelope strives to make tracking your budgets as easy as 1,2,3! Simply create new “envelopes” with your budget's desired name and monetary amount. As you spend, add in your expenditures to see where and how you spend your money - Simple in and Simple out.

About

Envelope Budget App

This app helps you manage your finances by focusing on food expenses first. It offers a simple, private way to track spending, set budgets, and build healthy financial habits one category at a time.

Highlights
  • Focus on food expenses
  • Private and local tracking
  • Simple transaction entry
  • Category budgeting
  • Integrated tip calculator
  • Bill splitter
Features
Read full description

Tuck is for anyone who finds budgeting overwhelming. It is a simple way to see where your money actually goes. Give every part of your spending its own envelope: Groceries, Rent, Coffee, Savings. Set what each one holds, log transactions as you go, and keep your month on track one envelope at a time. No bank logins, no charts to decode, no noise. EMBRACE SIMPLICITY No sign-in and no bank linking. Completely private and local to your device. Add a transaction in seconds. Create envelopes, set budgets, allow negative balances, and roll unspent money into next month. Move budgeted money between envelopes, or cash between accounts, with a tap. A calm home screen that shows exactly what is left this month. SEE YOUR MONTH Calendar, insights, and spend-by-envelope reports. Home screen and lock screen widgets. Dark mode, your choice of currency, and a Face ID or Touch ID lock. Local backups every launch and CSV export. Your data is always yours. DO MORE WITH TUCK PLUS Unlimited accounts, envelopes, and transactions. iCloud sync across your devices, and partner sharing so two people keep one budget. Recurring bills and paychecks, with gentle reminders. Beautiful Monthly Journal, Year in Review, and Statement exports as PDFs. More color palettes to make Tuck yours. Tuck Plus is available monthly, yearly, or as a one-time lifetime purchase. Everything else stays free. TUCK PLUS SUBSCRIPTION Tuck Plus is available as an auto-renewing subscription: Monthly: $3.99 per month Yearly: $29.99 per year A one-time Lifetime purchase ($49.99) is also available and does not renew. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription anytime in your App Store account settings after purchase. Privacy Policy - https://lifesimulator.io/#privacypolicy Terms of Use - https://lifesimulator.io/#terms

Screenshots

Simple Envelope Budgeting4 screens
Envelope Budget App4 screens

Verdict

The call

The clearest difference is review sentiment: Envelope Budget App at 86% against Simple Envelope Budgeting's 38%. Envelope Budget App also leads on price (Free vs $2.99) and rating (4.7 vs 3.7). Simple Envelope Budgeting's advantage is in-app purchases (none vs 3). On ratings volume, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Envelope Budget App is free to download; Simple Envelope Budgeting costs $2.99 up front. Envelope Budget App sells 3 in-app purchases, starting at $1.99 per month. Simple Envelope Budgeting asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Envelope Budget App holds the better App Store score, 4.7 against 3.7. Both are backed by a comparable volume of ratings — 11 and 26 respectively. Written reviews point the same way: 38% of Simple Envelope Budgeting's written reviews are positive against 86% of Envelope Budget App's.

UpkeepUpdate frequency

Simple Envelope Budgeting ships an update monthly, Envelope Budget App every 10 days. The most recent releases landed on September 10, 2026 and September 26, 2026 respectively.

Scorecard6 real differences · 4 level
Simple Envelope Budgeting versus Envelope Budget App: the parameters behind the verdict, then further details
ParameterSimple Envelope BudgetingEnvelope Budget App
Price$2.99Free — better
Rating3.7 (11 ratings)4.7 (26 ratings) — better
Positive reviews37.5% of reviews85.7% of reviews — better
Number of ratings1126 — better
Update frequencyMonthlyEvery 10 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationPaidFree with in-app purchases — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.017.0
Further details — not scored
Size4 MB17 MB
Age rating4+4+
DeveloperFrank HerringChimpanzee, LLC

Customer experience

Simple Envelope Budgeting

All ratings11 ratings
Positive63.6%
Neutral9.1%
Negative27.3%
Written reviews8 reviews
Positive37.5%
Neutral25.0%
Negative37.5%

Envelope Budget App

All ratings26 ratings
Positive96.2%
Neutral0.0%
Negative3.8%
Written reviews7 reviews
Positive85.7%
Neutral0.0%
Negative14.3%

In-app purchases

None

Simple Envelope Budgeting

No in-app purchases

3 purchases

Envelope Budget App

Subscriptions2
  • Tuck Monthly Subscription$1.991 Month
  • Tuck Yearly Subscription$12.991 Year
One-time1
  • Tuck Plus Lifetime$19.99

Questions

Is Simple Envelope Budgeting free?
Simple Envelope Budgeting costs $2.99, with no in-app purchases.
Is Envelope Budget App free?
Envelope Budget App is free to download, with in-app purchases available.
Which has better reviews, Simple Envelope Budgeting or Envelope Budget App?
Envelope Budget App is rated higher. Simple Envelope Budgeting averages 3.7 out of 5 from 11 ratings, while Envelope Budget App averages 4.7 from 26 ratings.
Do Simple Envelope Budgeting or Envelope Budget App have ads?
Neither Simple Envelope Budgeting nor Envelope Budget App shows ads.
Which is updated more often, Simple Envelope Budgeting or Envelope Budget App?
Simple Envelope Budgeting ships an update monthly, and Envelope Budget App every 10 days. Most recently, Simple Envelope Budgeting was updated on September 10, 2026 and Envelope Budget App on September 26, 2026.

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