Simple Envelope Budgeting vs Envelope Budget App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simple Envelope Budgeting
Digitize your financial efforts with this straightforward budgeting app. It uses a color-coded envelope system to help you track spending, set savings goals, and avoid going over budget. Syncs across devices without ads or in-app purchases.
- iCloud Sync
- Savings Goals
- Color-Coded Envelopes
- Budget Overspend Indicator
- Search Function
- Ad-Free Experience
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All The Features You Want: - Syncs Via iCloud to All of Your Devices - Goals for Savings - Color-Coded Envelopes - Supports iPhone and iPad - Search Function to Quickly Find Envelopes - Filters for Viewing Specific Transactions and Expenses - Indicates When You Are Over Budget None of the Features You Don't: - No Ads - No In-App Purchases to Unlock Full Functionality - No Syncing with Your Bank Account (I've never found an app that does this in a useful manner anyways) Creating a budget is a crucial element of financial success. Without tracking your spending, even the fanciest of excel sheets are deemed useless. Simple Envelope is the easiest, quickest, and most efficient way to monitor and execute your budgets. Based on the physical envelope method, Simple Envelope is here to help you digitize your financial efforts so you can easily track your spending habits. Tracking family allowances? Instead of making trips to the bank, leave everyone's allowance in the bank and keep it all in digital envelopes instead! Simple envelope strives to make tracking your budgets as easy as 1,2,3! Simply create new “envelopes” with your budget's desired name and monetary amount. As you spend, add in your expenditures to see where and how you spend your money - Simple in and Simple out.
Envelope Budget App
This app helps you manage your finances by focusing on food expenses first. It offers a simple, private way to track spending, set budgets, and build healthy financial habits one category at a time.
- Focus on food expenses
- Private and local tracking
- Simple transaction entry
- Category budgeting
- Integrated tip calculator
- Bill splitter
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Tuck is for anyone who finds budgeting overwhelming. It is a simple way to see where your money actually goes. Give every part of your spending its own envelope: Groceries, Rent, Coffee, Savings. Set what each one holds, log transactions as you go, and keep your month on track one envelope at a time. No bank logins, no charts to decode, no noise. EMBRACE SIMPLICITY No sign-in and no bank linking. Completely private and local to your device. Add a transaction in seconds. Create envelopes, set budgets, allow negative balances, and roll unspent money into next month. Move budgeted money between envelopes, or cash between accounts, with a tap. A calm home screen that shows exactly what is left this month. SEE YOUR MONTH Calendar, insights, and spend-by-envelope reports. Home screen and lock screen widgets. Dark mode, your choice of currency, and a Face ID or Touch ID lock. Local backups every launch and CSV export. Your data is always yours. DO MORE WITH TUCK PLUS Unlimited accounts, envelopes, and transactions. iCloud sync across your devices, and partner sharing so two people keep one budget. Recurring bills and paychecks, with gentle reminders. Beautiful Monthly Journal, Year in Review, and Statement exports as PDFs. More color palettes to make Tuck yours. Tuck Plus is available monthly, yearly, or as a one-time lifetime purchase. Everything else stays free. TUCK PLUS SUBSCRIPTION Tuck Plus is available as an auto-renewing subscription: Monthly: $3.99 per month Yearly: $29.99 per year A one-time Lifetime purchase ($49.99) is also available and does not renew. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription anytime in your App Store account settings after purchase. Privacy Policy - https://lifesimulator.io/#privacypolicy Terms of Use - https://lifesimulator.io/#terms
Screenshots
Verdict
The clearest difference is review sentiment: Envelope Budget App at 86% against Simple Envelope Budgeting's 38%. Envelope Budget App also leads on price (Free vs $2.99) and rating (4.7 vs 3.7). Simple Envelope Budgeting's advantage is in-app purchases (none vs 3). On ratings volume, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Envelope Budget App is free to download; Simple Envelope Budgeting costs $2.99 up front. Envelope Budget App sells 3 in-app purchases, starting at $1.99 per month. Simple Envelope Budgeting asks for nothing beyond the download.
Envelope Budget App holds the better App Store score, 4.7 against 3.7. Both are backed by a comparable volume of ratings — 11 and 26 respectively. Written reviews point the same way: 38% of Simple Envelope Budgeting's written reviews are positive against 86% of Envelope Budget App's.
Simple Envelope Budgeting ships an update monthly, Envelope Budget App every 10 days. The most recent releases landed on September 10, 2026 and September 26, 2026 respectively.
| Parameter | Simple Envelope Budgeting | Envelope Budget App |
|---|---|---|
| Price | $2.99 | Free — better |
| Rating | 3.7 (11 ratings) | 4.7 (26 ratings) — better |
| Positive reviews | 37.5% of reviews | 85.7% of reviews — better |
| Number of ratings | 11 | 26 — better |
| Update frequency | Monthly | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Paid | Free with in-app purchases — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 4 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | Frank Herring | Chimpanzee, LLC |
Customer experience
Simple Envelope Budgeting
Envelope Budget App
In-app purchases
Simple Envelope Budgeting
No in-app purchases
Envelope Budget App
- Tuck Monthly Subscription$1.991 Month
- Tuck Yearly Subscription$12.991 Year
- Tuck Plus Lifetime$19.99
Questions
Is Simple Envelope Budgeting free?
Is Envelope Budget App free?
Which has better reviews, Simple Envelope Budgeting or Envelope Budget App?
Do Simple Envelope Budgeting or Envelope Budget App have ads?
Which is updated more often, Simple Envelope Budgeting or Envelope Budget App?
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