Simple Budget Envelopes vs Simple Envelope Budgeting
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simple Budget Envelopes
Easily track your remaining budget with an unlimited number of digital envelopes. Add or subtract funds as you spend or receive money. This straightforward app requires no sign-in or in-app purchases.
- Unlimited digital envelopes
- Add/subtract funds easily
- Track remaining budget
- No sign-in required
- No in-app purchases
Read full descriptionHide full description
An incredibly simple app, perfect for keeping track of how much money remains in your budget. Simple Budget Envelopes allows you to have as many envelopes as you need, then add or subtract as you receive or spend money. No in-app purchases. Yours to simply use as you like.
Simple Envelope Budgeting
Digitize your financial efforts with this straightforward budgeting app. It uses a color-coded envelope system to help you track spending, set savings goals, and avoid going over budget. Syncs across devices without ads or in-app purchases.
- iCloud Sync
- Savings Goals
- Color-Coded Envelopes
- Budget Overspend Indicator
- Search Function
- Ad-Free Experience
Read full descriptionHide full description
All The Features You Want: - Syncs Via iCloud to All of Your Devices - Goals for Savings - Color-Coded Envelopes - Supports iPhone and iPad - Search Function to Quickly Find Envelopes - Filters for Viewing Specific Transactions and Expenses - Indicates When You Are Over Budget None of the Features You Don't: - No Ads - No In-App Purchases to Unlock Full Functionality - No Syncing with Your Bank Account (I've never found an app that does this in a useful manner anyways) Creating a budget is a crucial element of financial success. Without tracking your spending, even the fanciest of excel sheets are deemed useless. Simple Envelope is the easiest, quickest, and most efficient way to monitor and execute your budgets. Based on the physical envelope method, Simple Envelope is here to help you digitize your financial efforts so you can easily track your spending habits. Tracking family allowances? Instead of making trips to the bank, leave everyone's allowance in the bank and keep it all in digital envelopes instead! Simple envelope strives to make tracking your budgets as easy as 1,2,3! Simply create new “envelopes” with your budget's desired name and monetary amount. As you spend, add in your expenditures to see where and how you spend your money - Simple in and Simple out.
Screenshots
Verdict
The clearest difference is review sentiment: Simple Budget Envelopes at 89% against Simple Envelope Budgeting's 38%. Simple Budget Envelopes also leads on rating (4.6 vs 3.7) and ratings volume (115 vs 11). Simple Envelope Budgeting's advantage is update cadence (monthly vs every 5 months). On ads, in-app purchases, chart position and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Simple Budget Envelopes costs $0.99 and Simple Envelope Budgeting $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.
Simple Budget Envelopes holds the better App Store score, 4.6 against 3.7. That said, the two scores are not equally well evidenced: Simple Budget Envelopes has 115 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 89% of Simple Budget Envelopes's written reviews are positive against 38% of Simple Envelope Budgeting's.
Simple Budget Envelopes ships an update every 5 months, Simple Envelope Budgeting monthly. Both last shipped on October 25, 2026.
| Parameter | Simple Budget Envelopes | Simple Envelope Budgeting |
|---|---|---|
| Price | $0.99 — better | $2.99 |
| Rating | 4.6 (115 ratings) — better | 3.7 (11 ratings) |
| Positive reviews | 88.9% of reviews — better | 37.5% of reviews |
| Number of ratings | 115 — better | 11 |
| Update frequency | Every 5 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Paid |
| Best chart rank | #86 | #68 — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 1 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | Joseph Palmer | Frank Herring |
Customer experience
Simple Budget Envelopes
Simple Envelope Budgeting
Bugs and requests
Simple Budget Envelopes
Reported bugs
3 issues- New update whites out numbers and envelopes are blank
- App crashes when trying to open envelopes after an update
- White on white text in dark mode, making text entry impossible
Requested features
26 requests- Add a tutorial within the app
- Add a button to reset all envelope balances at once
- More color options for envelopes
- Ability to sort envelopes
- Running balance for each envelope
Show 21 moreShow fewer
- Ability to put dates on transactions
- Form field in envelopes to note budget amount from each paycheck
- Ability to customize envelopes with pictures
- Make the app shareable with a spouse
- Make sub-envelopes within an envelope
- Support multi-device syncing
- Option to list transactions newest to oldest
- Create a way to have envelopes start from scratch each month
- Add a date next to input items
- Ability to edit a transaction
- Sync across devices
- Change the color of envelopes
- Add a memo feature for transactions
- Add a budget limit for envelopes
- Create a transaction statement
- Ability to sync with a husband's app for real-time updates
- Display total amount budgeted vs total spent at the top
- Option for making notes on transactions
- Standard 'delete and reorder' UI
- Way to rename accounts
- Add a budget limit so users know what number to stay under
Simple Envelope Budgeting
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Simple Budget Envelopes
No in-app purchases
Simple Envelope Budgeting
No in-app purchases
Questions
Is Simple Budget Envelopes free?
Is Simple Envelope Budgeting free?
Which has better reviews, Simple Budget Envelopes or Simple Envelope Budgeting?
Do Simple Budget Envelopes or Simple Envelope Budgeting have ads?
Which is updated more often, Simple Budget Envelopes or Simple Envelope Budgeting?
Which is more popular, Simple Budget Envelopes or Simple Envelope Budgeting?
Other comparisons















