Comparison

Simple Budget Envelopes vs Simple Envelope Budgeting

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Budget Envelopes

Easily track your remaining budget with an unlimited number of digital envelopes. Add or subtract funds as you spend or receive money. This straightforward app requires no sign-in or in-app purchases.

Highlights
  • Unlimited digital envelopes
  • Add/subtract funds easily
  • Track remaining budget
  • No sign-in required
  • No in-app purchases
Features
Currently charting
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An incredibly simple app, perfect for keeping track of how much money remains in your budget. Simple Budget Envelopes allows you to have as many envelopes as you need, then add or subtract as you receive or spend money. No in-app purchases. Yours to simply use as you like.

About

Simple Envelope Budgeting

Digitize your financial efforts with this straightforward budgeting app. It uses a color-coded envelope system to help you track spending, set savings goals, and avoid going over budget. Syncs across devices without ads or in-app purchases.

Highlights
  • iCloud Sync
  • Savings Goals
  • Color-Coded Envelopes
  • Budget Overspend Indicator
  • Search Function
  • Ad-Free Experience
Features
Currently charting
Read full description

All The Features You Want: - Syncs Via iCloud to All of Your Devices - Goals for Savings - Color-Coded Envelopes - Supports iPhone and iPad - Search Function to Quickly Find Envelopes - Filters for Viewing Specific Transactions and Expenses - Indicates When You Are Over Budget None of the Features You Don't: - No Ads - No In-App Purchases to Unlock Full Functionality - No Syncing with Your Bank Account (I've never found an app that does this in a useful manner anyways) Creating a budget is a crucial element of financial success. Without tracking your spending, even the fanciest of excel sheets are deemed useless. Simple Envelope is the easiest, quickest, and most efficient way to monitor and execute your budgets. Based on the physical envelope method, Simple Envelope is here to help you digitize your financial efforts so you can easily track your spending habits. Tracking family allowances? Instead of making trips to the bank, leave everyone's allowance in the bank and keep it all in digital envelopes instead! Simple envelope strives to make tracking your budgets as easy as 1,2,3! Simply create new “envelopes” with your budget's desired name and monetary amount. As you spend, add in your expenditures to see where and how you spend your money - Simple in and Simple out.

Screenshots

Simple Budget Envelopes4 screens
Simple Envelope Budgeting4 screens

Verdict

The call

The clearest difference is review sentiment: Simple Budget Envelopes at 89% against Simple Envelope Budgeting's 38%. Simple Budget Envelopes also leads on rating (4.6 vs 3.7) and ratings volume (115 vs 11). Simple Envelope Budgeting's advantage is update cadence (monthly vs every 5 months). On ads, in-app purchases, chart position and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Simple Budget Envelopes costs $0.99 and Simple Envelope Budgeting $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Simple Budget Envelopes holds the better App Store score, 4.6 against 3.7. That said, the two scores are not equally well evidenced: Simple Budget Envelopes has 115 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 89% of Simple Budget Envelopes's written reviews are positive against 38% of Simple Envelope Budgeting's.

UpkeepUpdate frequency

Simple Budget Envelopes ships an update every 5 months, Simple Envelope Budgeting monthly. Both last shipped on October 25, 2026.

Scorecard7 real differences · 4 level
Simple Budget Envelopes versus Simple Envelope Budgeting: the parameters behind the verdict, then further details
ParameterSimple Budget EnvelopesSimple Envelope Budgeting
Price$0.99 — better$2.99
Rating4.6 (115 ratings) — better3.7 (11 ratings)
Positive reviews88.9% of reviews — better37.5% of reviews
Number of ratings115 — better11
Update frequencyEvery 5 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterPaid
Best chart rank#86#68 — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size1 MB4 MB
Age rating4+4+
DeveloperJoseph PalmerFrank Herring

Customer experience

Simple Budget Envelopes

All ratings115 ratings
Positive93.0%
Neutral3.5%
Negative3.5%
Written reviews72 reviews
Positive88.9%
Neutral5.6%
Negative5.6%

Simple Envelope Budgeting

All ratings11 ratings
Positive63.6%
Neutral9.1%
Negative27.3%
Written reviews8 reviews
Positive37.5%
Neutral25.0%
Negative37.5%

Bugs and requests

Simple Budget Envelopes

Reported bugs

3 issues
  • New update whites out numbers and envelopes are blank
  • App crashes when trying to open envelopes after an update
  • White on white text in dark mode, making text entry impossible

Requested features

26 requests
  • Add a tutorial within the app
  • Add a button to reset all envelope balances at once
  • More color options for envelopes
  • Ability to sort envelopes
  • Running balance for each envelope
Show 21 more
  • Ability to put dates on transactions
  • Form field in envelopes to note budget amount from each paycheck
  • Ability to customize envelopes with pictures
  • Make the app shareable with a spouse
  • Make sub-envelopes within an envelope
  • Support multi-device syncing
  • Option to list transactions newest to oldest
  • Create a way to have envelopes start from scratch each month
  • Add a date next to input items
  • Ability to edit a transaction
  • Sync across devices
  • Change the color of envelopes
  • Add a memo feature for transactions
  • Add a budget limit for envelopes
  • Create a transaction statement
  • Ability to sync with a husband's app for real-time updates
  • Display total amount budgeted vs total spent at the top
  • Option for making notes on transactions
  • Standard 'delete and reorder' UI
  • Way to rename accounts
  • Add a budget limit so users know what number to stay under

Simple Envelope Budgeting

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Simple Budget Envelopes

No in-app purchases

None

Simple Envelope Budgeting

No in-app purchases

Questions

Is Simple Budget Envelopes free?
Simple Budget Envelopes costs $0.99, with no in-app purchases.
Is Simple Envelope Budgeting free?
Simple Envelope Budgeting costs $2.99, with no in-app purchases.
Which has better reviews, Simple Budget Envelopes or Simple Envelope Budgeting?
Simple Budget Envelopes is rated higher. Simple Budget Envelopes averages 4.6 out of 5 from 115 ratings, while Simple Envelope Budgeting averages 3.7 from 11 ratings.
Do Simple Budget Envelopes or Simple Envelope Budgeting have ads?
Neither Simple Budget Envelopes nor Simple Envelope Budgeting shows ads.
Which is updated more often, Simple Budget Envelopes or Simple Envelope Budgeting?
Simple Budget Envelopes ships an update every 5 months, and Simple Envelope Budgeting monthly. Most recently, Simple Budget Envelopes was updated on October 25, 2026 and Simple Envelope Budgeting on October 25, 2026.
Which is more popular, Simple Budget Envelopes or Simple Envelope Budgeting?
Simple Budget Envelopes currently peaks at #86 in the App Store charts, and Simple Envelope Budgeting at #68. Chart position reflects recent download velocity rather than total install base.

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