EnvelopePlus vs Simpler Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EnvelopePlus
This app provides tools to help you master your budget and take control of your money. It offers unlimited envelopes for financial flexibility and effortless income allocation.
- Unlimited envelopes
- Effortless income allocation
- Multi-envelope purchase management
- Enhanced financial accountability
- 2 free months of service
Read full descriptionHide full description
Managing your finances can be tough—there’s no denying that. But mastering your budget? That’s a game-changer. With EnvelopePlus, you get the tools to take control of your money without the hassle. Is EnvelopePlus for everyone? Maybe not. But is it for you? Give it a test run for a couple of months and find out. Why choose EnvelopePlus? - Unlimited envelopes for complete financial flexibility. - Effortless income allocation across your envelopes. - Streamlined management of multi-envelope purchases. - Enhanced financial accountability and transparency. - A bonus of 2 free months of EnvelopePlus service.
Simpler Budget
Manage your money effectively with this intuitive budgeting app. It uses the envelope system to help you track spending, categorize transactions, and visualize savings goals. Gain insights into your financial habits to make smarter decisions and reach your financial objectives.
- Envelope budgeting system
- Expense and income tracking
- Customizable categories
- Visual savings tracker
- Monthly financial overviews
- Insightful spending reports
Read full descriptionHide full description
Simpler Budget - Envely is the ultimate cash tracker and savings tracker designed to give you full control over your finances. Whether you're looking to monitor your daily spending, manage monthly budgets, or analyze your expenses, Envely provides the flexibility and insights you need to stay on top of your money. Built around the powerful envelope budget method, Envely lets you allocate your income into customizable budget envelopes, helping you avoid overspending and prioritize what truly matters. With this intuitive approach, you’ll always know where your money is going—before it’s gone. Track your expenses and incomes effortlessly. Categorize every transaction with maximum customization to reflect your unique financial habits. From daily coffee runs to freelance payments, every dollar is accounted for. Envely offers detailed monthly stats on your expenses, incomes, and savings, giving you a clear picture of your financial health. Discover smart insights into your monthly cash flow and identify areas where you can save more or spend more wisely. Whether you’re saving for a trip, reducing debt, or simply trying to become more mindful of your spending, Envely makes financial tracking simple and effective. No spreadsheets. No stress. Just a clear, visual, and personal way to manage your money. Key features: Intuitive cash tracker for daily use Advanced tracker for both expenses and incomes Fully customizable categories and budget envelopes Visual savings tracker to stay motivated Monthly overviews to analyze spending habits Insightful reports on money flow and envelope budget progress Take control of your finances with Envely – the cash tracker that helps you build better habits, plan smarter, and reach your goals. Start tracking your money the smart way today with Simpler Budget - Envely: your personal cash tracker, savings tracker, and budget partner. ---------------- Envely offers different purchasable plans in order to unlock more features. Payment is charged to your iTunes account at the time of purchase confirmation. The subscription is automatically renewed 24 hours before the end of the current period. You can cancel the subscription at any time through your App Store account. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula
Screenshots
Verdict
The clearest difference is update cadence: Simpler Budget at weekly against EnvelopePlus's monthly. Simpler Budget also leads on iOS requirement (15.1 vs 17.0). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. EnvelopePlus sells 3 one-off in-app purchases and Simpler Budget sells 5 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for EnvelopePlus against 5.0 for Simpler Budget. Both are backed by a comparable volume of ratings — 3 and 3 respectively.
EnvelopePlus ships an update monthly, Simpler Budget weekly. The most recent releases landed on June 1, 2026 and September 9, 2026 respectively.
| Parameter | EnvelopePlus | Simpler Budget |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) | 5.0 (3 ratings) |
| Positive reviews | 53.8% of reviews | — |
| Number of ratings | 3 | 3 |
| Update frequency | Monthly | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 5 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | Robert E Carr Jr | Cristian Bozzato |
Customer experience
EnvelopePlus
Simpler Budget
In-app purchases
EnvelopePlus
- 1 month of EnvelopePlus Service$0.99
- 6 months of EnvelopePlus Service$4.99
- 1 year of EnvelopePlus Service$8.99
Simpler Budget
- Monthly subscription7 Days trial$4.991 Month
- Monthly subscription$4.991 Month
- Monthly subscription1 Month trial$29.991 Year
- Lifetime PRO access$19.99
- Lifetime access$49.99
Questions
Is EnvelopePlus free?
Is Simpler Budget free?
Which has better reviews, EnvelopePlus or Simpler Budget?
Do EnvelopePlus or Simpler Budget have ads?
Which is updated more often, EnvelopePlus or Simpler Budget?
Other comparisons















