Comparison

EnvelopePlus vs Simpler Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EnvelopePlus

This app provides tools to help you master your budget and take control of your money. It offers unlimited envelopes for financial flexibility and effortless income allocation.

Highlights
  • Unlimited envelopes
  • Effortless income allocation
  • Multi-envelope purchase management
  • Enhanced financial accountability
  • 2 free months of service
Read full description

Managing your finances can be tough—there’s no denying that. But mastering your budget? That’s a game-changer. With EnvelopePlus, you get the tools to take control of your money without the hassle. Is EnvelopePlus for everyone? Maybe not. But is it for you? Give it a test run for a couple of months and find out. Why choose EnvelopePlus? - Unlimited envelopes for complete financial flexibility. - Effortless income allocation across your envelopes. - Streamlined management of multi-envelope purchases. - Enhanced financial accountability and transparency. - A bonus of 2 free months of EnvelopePlus service.

About

Simpler Budget

Manage your money effectively with this intuitive budgeting app. It uses the envelope system to help you track spending, categorize transactions, and visualize savings goals. Gain insights into your financial habits to make smarter decisions and reach your financial objectives.

Highlights
  • Envelope budgeting system
  • Expense and income tracking
  • Customizable categories
  • Visual savings tracker
  • Monthly financial overviews
  • Insightful spending reports
Features
Read full description

Simpler Budget - Envely is the ultimate cash tracker and savings tracker designed to give you full control over your finances. Whether you're looking to monitor your daily spending, manage monthly budgets, or analyze your expenses, Envely provides the flexibility and insights you need to stay on top of your money. Built around the powerful envelope budget method, Envely lets you allocate your income into customizable budget envelopes, helping you avoid overspending and prioritize what truly matters. With this intuitive approach, you’ll always know where your money is going—before it’s gone. Track your expenses and incomes effortlessly. Categorize every transaction with maximum customization to reflect your unique financial habits. From daily coffee runs to freelance payments, every dollar is accounted for. Envely offers detailed monthly stats on your expenses, incomes, and savings, giving you a clear picture of your financial health. Discover smart insights into your monthly cash flow and identify areas where you can save more or spend more wisely. Whether you’re saving for a trip, reducing debt, or simply trying to become more mindful of your spending, Envely makes financial tracking simple and effective. No spreadsheets. No stress. Just a clear, visual, and personal way to manage your money. Key features: Intuitive cash tracker for daily use Advanced tracker for both expenses and incomes Fully customizable categories and budget envelopes Visual savings tracker to stay motivated Monthly overviews to analyze spending habits Insightful reports on money flow and envelope budget progress Take control of your finances with Envely – the cash tracker that helps you build better habits, plan smarter, and reach your goals. Start tracking your money the smart way today with Simpler Budget - Envely: your personal cash tracker, savings tracker, and budget partner. ---------------- Envely offers different purchasable plans in order to unlock more features. Payment is charged to your iTunes account at the time of purchase confirmation. The subscription is automatically renewed 24 hours before the end of the current period. You can cancel the subscription at any time through your App Store account. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

Screenshots

EnvelopePlus4 screens
Simpler Budget3 screens

Verdict

The call

The clearest difference is update cadence: Simpler Budget at weekly against EnvelopePlus's monthly. Simpler Budget also leads on iOS requirement (15.1 vs 17.0). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. EnvelopePlus sells 3 one-off in-app purchases and Simpler Budget sells 5 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for EnvelopePlus against 5.0 for Simpler Budget. Both are backed by a comparable volume of ratings — 3 and 3 respectively.

UpkeepUpdate frequency

EnvelopePlus ships an update monthly, Simpler Budget weekly. The most recent releases landed on June 1, 2026 and September 9, 2026 respectively.

Scorecard2 real differences · 8 level
EnvelopePlus versus Simpler Budget: the parameters behind the verdict, then further details
ParameterEnvelopePlusSimpler Budget
PriceFreeFree
Rating5.0 (3 ratings)5.0 (3 ratings)
Positive reviews53.8% of reviews—
Number of ratings33
Update frequencyMonthlyWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.1 — better
Further details — not scored
Size5 MB38 MB
Age rating4+4+
DeveloperRobert E Carr JrCristian Bozzato

Customer experience

EnvelopePlus

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews13 reviews
Positive53.8%
Neutral0.0%
Negative46.2%

Simpler Budget

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

EnvelopePlus

One-time3
  • 1 month of EnvelopePlus Service$0.99
  • 6 months of EnvelopePlus Service$4.99
  • 1 year of EnvelopePlus Service$8.99
5 purchases

Simpler Budget

Subscriptions3
  • Monthly subscription7 Days trial$4.991 Month
  • Monthly subscription$4.991 Month
  • Monthly subscription1 Month trial$29.991 Year
One-time2
  • Lifetime PRO access$19.99
  • Lifetime access$49.99

Questions

Is EnvelopePlus free?
EnvelopePlus is free to download, with in-app purchases available.
Is Simpler Budget free?
Simpler Budget is free to download, with in-app purchases available.
Which has better reviews, EnvelopePlus or Simpler Budget?
EnvelopePlus and Simpler Budget are both rated 5.0 out of 5 on the App Store, from 3 and 3 ratings respectively.
Do EnvelopePlus or Simpler Budget have ads?
Neither EnvelopePlus nor Simpler Budget shows ads.
Which is updated more often, EnvelopePlus or Simpler Budget?
EnvelopePlus ships an update monthly, and Simpler Budget weekly. Most recently, EnvelopePlus was updated on June 1, 2026 and Simpler Budget on September 9, 2026.

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