Best Budget Envelopes Apps

4.8😊(794 ratings)

FreeIn-App Purchases

Envy: Envelope Budget Planner screenshot 1

Envy: Envelope Budget Planner screenshot 2

Envy: Envelope Budget Planner screenshot 3

Envy: Envelope Budget Planner screenshot 4

Envy: Envelope Budget Planner screenshot 5

Envy: Envelope Budget Planner screenshot 6

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

What We Love

👍 Simple and easy to use
🚀 Straightforward envelope budgeting
🔒 No bank account required
💰 Affordable one-time purchase
🎨 Visually pleasing design

Room to Improve

🔍 Limited envelope customization (renaming, reordering, deleting)
🔢 Inability to track cents/pennies
🔗 No multi-device sync or sharing
🔢 Envelope balance rounding issues

Budget Envelopes by Mobile Innovations LLC

Budget, Expense & Bill Tracker

Strong Contender

5.0(5 ratings)

FreeIn-App Purchases

This app helps you manage your money using the envelope budgeting system. Track income, expenses, and savings with real-time budget monitoring. It offers insights and reports to help you stay within limits and reach your financial goals.

Goodbudget Budget Planner by Dayspring Technologies

Money & Expense Tracker

Worth Considering

Pocketvelope: Cash Budget

4.6😊(13K ratings)

FreeIn-App Purchases

#76in Finance

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

What We Love

💻 Excellent app for tracking and managing finances
🤝 Great for couples and families to manage budgets together
📈 Helpful envelope system and budgeting tools
🕰️ Ability to schedule recurring payments and income
🗓️ Useful for budgeting by pay period instead of monthly
🧠 Encourages mindful spending and financial discipline
🧭 Provides good visibility into spending categories

Room to Improve

🔍 Confusing or unintuitive interface for some users
💰 Paid subscription seen as too expensive by some
🐛 Occasional bugs, crashes, and syncing issues reported
🔢 Limited free version with only 10 envelopes
🔍 Difficulty making changes to existing budgets
🔍 Lack of automatic transaction importing/syncing

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Take your budget on the go!

Simple Budget Envelopes

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Easily track your remaining budget with an unlimited number of digital envelopes. Add or subtract funds as you spend or receive money. This straightforward app requires no sign-in or in-app purchases.

Unlimited digital envelopesAdd/subtract funds easilyTrack remaining budget

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See exactly what you can spend

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Simpler Budget: Envely

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Manage your money effectively with this intuitive budgeting app. It uses the envelope system to help you track spending, categorize transactions, and visualize savings goals. Gain insights into your financial habits to make smarter decisions and reach your financial objectives.

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SpendLens: Budget Envelopes

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ZappExpense: Envelope Budget

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Envelopes: Budget Manager

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This app helps you manage your finances using the envelope budgeting method virtually. Easily track spending, distribute income, and secure your financial data with passcode or biometric authentication.

Virtual envelope budgetingUnlimited envelope creationQuick budget setup

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(126)

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(26)