Best Financial Planning Apps

211+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

Whether you're new to financial planning or looking for an upgrade, our curated collection of 211+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Top Picks for Financial Planning

Monarch: Budget & Track Money#1

Monarch: Budget & Track Money by Monarch Money, Inc.

Spending, Net Worth, Investing
Editor's Choice
💰 Finance
4.9😊(93K ratings)
FreeAdsIn-App Purchases
#6in Finance
Monarch: Budget & Track Money screenshot 1
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Monarch: Budget & Track Money screenshot 3
Monarch: Budget & Track Money screenshot 4
Monarch: Budget & Track Money screenshot 5
Monarch: Budget & Track Money screenshot 6

Manage your finances efficiently with this comprehensive budgeting application. Track expenses, set financial goals, and stay on top of your budget effortlessly. Start saving money today!

What We Love

  • 💻 Extremely customizable
  • 🤝 Great for couples
  • 🔍 Comprehensive budgeting and net worth tracking
  • 📈 Excellent data visualization

Room to Improve

  • 🔁 Recurring account disconnection issues
  • 🇨🇦 Limited support for Canadian users
  • 💰 Expensive subscription cost
Rocket Money - Bills & Budgets#2

Rocket Money - Bills & Budgets by Rocket Money

Subscription & Expense Manager
Strong Contender
💰 Finance
4.5😊(356K ratings)
FreeAdsIn-App Purchases
#2in Finance
Rocket Money - Bills & Budgets screenshot 1
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Rocket Money - Bills & Budgets screenshot 5
Rocket Money - Bills & Budgets screenshot 6

Rocket Money helps you effortlessly manage your bills, track payments, and stay on top of your finances. Take control of your budget today with Rocket Money!

What We Love

  • 🚀 Comprehensive financial tracking
  • 👍 User-friendly interface
  • 💰 Helpful budgeting and savings features
  • 🔒 Secure account integration

Room to Improve

  • 🐛 Buggy app performance and connectivity issues
  • 💸 Misleading or ineffective bill negotiation service
  • 🔍 Difficulty linking all accounts and transactions
NerdWallet: Smart Money App#3

NerdWallet: Smart Money App by Nerdwallet, Inc.

Track, Save & Invest
Worth Considering
💰 Finance
4.8😐(123K ratings)
FreeAds
NerdWallet: Smart Money App screenshot 1
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NerdWallet: Smart Money App screenshot 6

Track and manage your finances efficiently with a comprehensive money management app. Stay on top of your credit score, budget, and financial goals with ease. Start taking control of your money today!

What We Love

  • 💡 Helpful financial insights
  • 👍 User-friendly interface
  • 🚀 Comprehensive account tracking
  • 💡 Personalized recommendations

Room to Improve

  • 🐛 Frequent connection issues
  • 🐛 Inaccurate account balances
  • 🐛 Unreliable account linking

More Financial Planning apps to explore

4
Budget Planner App - Fleur
Budget Planner App - Fleur
Budget Planner App - Fleur
Bill Organizer & Money Tracker
Free

Organize your bills, track expenses, and manage your budget easily with this intuitive app. Stay on top of your finances effortlessly. Start planning your budget today!

💰 Finance
(12K)
5
Empower ®
Empower ®
Empower ®
Plan, save, invest, retire
Free

Empower's mobile app offers personalized financial management tools for all your accounts, including retirement plans and investments. With enhanced security features like biometric identification, it helps you take smart steps towards your financial goals. Connect with Siri and Apple Watch for on-the-go tracking. Start managing your finances confidently today!

💰 Finance
(381K)
6
Troutwood
Troutwood
Troutwood
Build a Financial Plan
Free

Troutwood is a personal financial planning app that helps individuals create, model, and implement custom-built financial plans to achieve important goals. Users can explore various financial scenarios, build hypothetical plans, and convert them into actionable financial strategies using the app's features like "My Dashboard" and Five Shields of Financial Security. Start building your financial future today with Troutwood! Dream big, build a plan, and make it happen!

💰 Finance
(641)
7
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

Track expenses, plan finances, and reach your financial goals with a personal budget app that helps you manage your money easily and guilt-free. Start for free today to create budgets, monitor spending, and see all your financial accounts in one place.

💰 Finance
(84K)
8
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

Manage your finances efficiently with our intuitive budget planner app. Track expenses, set savings goals, and stay on top of your financial health easily. Take control of your money today!

💰 Finance
(9K)
9
YNAB
YNAB
YNAB
Never worry about money again
Free

Start changing your money mindset with a set of habits to spend purposefully, save aspirationally, and give generously. Join millions in improving your financial outlook and sign up for a one-month free trial today!

💰 Finance
(60K)
10
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Spending, investing, net worth
Free

Track and optimize your daily activities with our app. Set goals, monitor progress, and receive personalized recommendations to improve your productivity. Take control of your time and achieve your objectives effortlessly. Download now and start maximizing your efficiency!

💰 Finance
(29K)
11
Principal®
Principal®
Principal®
Retire on your terms.
Free

Manage your retirement savings conveniently with our app, offering quick access to account information, personalized retirement tracking, financial education, and insurance details. Take control of your financial future with ease.

💰 Finance
(226K)
12
PlanMode: Retirement Planner
PlanMode: Retirement Planner
PlanMode: Retirement Planner
Long-term Financial Planning
Free

This comprehensive financial planning tool helps individuals analyze and plan for their long-term financial goals, including retirement, by providing a powerful platform to create financial profiles, compare scenarios, and evaluate the impact of different decisions. It offers a wide range of features, including customizable financial statements, graphs, and charts, to help users make informed decisions and achieve financial security.

💰 Finance
(105)
13
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Investing, Advice, Retirement
Free

The Vanguard app provides easy mobile investing and account management with features like tracking account performance, making trades, and accessing support. Stay on top of your investments and financial goals conveniently from your mobile device.

💰 Finance
(177K)
14
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free

Control your finances with ease using an innovative debt payoff planner app. Effortlessly manage and track your debts, set personalized repayment goals, and stay on top of your financial well-being. Take charge of your financial future today!

💰 Finance
(6.7K)
15
Voya
Voya
Voya
by Voya Services Company
Free

Download our mobile app to easily save for retirement, manage your finances on-the-go, and access tools to boost your savings. Secure, intuitive, and designed to simplify money management, helping you retire with confidence.

💰 Finance
(186K)
16
Quicken: Intelligent Money
Quicken: Intelligent Money
Quicken: Intelligent Money
Personal & Business Finances
Free

Track every dollar with Quicken Simplifi—the smart budget app that simplifies personal finance. Set savings goals, manage debt, track spending, and plan for retirement all in one place. Join millions taking control of their finances and achieve your money goals effortlessly.

💰 Finance
(11K)
17
Compound Interest Calc
Compound Interest Calc
Compound Interest Calc
Plan | Invest | Retire
Free

This application helps users plan, invest, and retire by calculating the future value of their investments using a predictive formula based on compound interest. Start investing today to potentially become a millionaire in the future!

💰 Finance
(220)
18
Fidelity Investments
Fidelity Investments
Fidelity Investments
Invest, save, plan in one app.
Free

Invest confidently with an all-in-one investing app offering secure trading, financial learning resources, and 24/7 customer support. Get started with no fees and explore powerful trading tools for stocks, ETFs, and more, backed by Fidelity's expertise. Explore more at https://www.fidelity.com/mobile/overview.

💰 Finance
(3.1M)
19
CFP Exam Prep App by Achieve
CFP Exam Prep App by Achieve
CFP Exam Prep App by Achieve
3600+ Qs & CFP Practice Tests
Free

Get ready for your CFP exam with a comprehensive exam prep app that includes 3600 practice questions across all exam domains. Ace your CFP exam with confidence!"

📚 Education
(106)
20
Money - Financial Planning
Money - Financial Planning
Money - Financial Planning
Easy control income/expenses
Free
💰 Finance
(3)

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