Best Retirement Apps

247+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated September 2026

Empower ® is the household name in retirement, but it's far from the only option. We track 247+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Retirement Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Empower ®Empower ®Free4.8★ (412K)NoNoOct 2026
2John Hancock RetirementJohn Hancock RetirementFree4.7★ (37K)NoNoOct 2026
3Fidelity InvestmentsFidelity InvestmentsFree4.8★ (3.3M)NoNoOct 2026
4My RetirementMy RetirementFree4.8★ (24K)NoNoOct 2026
5Retirement Countdown AppRetirement Countdown AppFree4.8★ (6.3K)YesYesSep 2026
6Principal®Principal®Free4.8★ (236K)NoNoOct 2026
7Transamerica Retirement AppTransamerica Retirement AppFree2.9★ (3.2K)NoNoSep 2026
8Retirement Calculator.Retirement Calculator.Free4.0★ (1)NoNoJul 2026

Top Picks for Retirement

Empower ®#1

Empower ® by Empower Retirement, LLC

Plan, save, invest, retire
Editor's Choice
💰 Finance
4.8😞(412K ratings)
Free
#54in Finance
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This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

What We Love

  • 👍 Good product overall
  • 🚀 Sleek design and robust performance
  • 🔒 Excellent customer service and support

Room to Improve

  • 🐛 Buggy and unreliable app
  • ⏱️ Slow loading times
  • 🤔 Missing key features and functionality
  • 🤯 Confusing and unintuitive navigation
  • 💻 Forced to use app instead of website
  • 🇨🇦 Not compatible with Canadian users
4.7😞(37K ratings)
Free
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Manage your retirement plan securely and conveniently on the go. Access account details, make changes, and set financial goals with real-time projections. Utilize educational resources for personal finance and wellness.

What We Love

  • 🔒 Robust security features
  • 👍 Easy to use
  • 🚀 Quick access to account information

Room to Improve

  • 🐛 Frequent technical issues and app crashes
  • 📉 Lack of detailed portfolio information
  • 🤔 Confusing and outdated user interface
  • 🔍 Difficulty accessing transaction history
Fidelity Investments#3

Fidelity Investments by Fidelity Investments

Invest, save, plan in one app.
Worth Considering
💰 Finance
4.8😐(3.3M ratings)
Free
#14in Finance
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Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

What We Love

  • 🚀 Efficient app with quick access to accounts
  • 🔒 Secure login process
  • 👍 Comprehensive research and data tools
  • 💡 Ability to link external accounts for full financial view
  • 👍 Reliable and trustworthy platform

Room to Improve

  • 🐛 Inaccurate account information and performance data
  • 🔍 Cluttered and unintuitive user interface
  • 🔍 Difficult to navigate and find desired features
  • 🔍 Lacking key features for active traders
  • 🐛 Buggy app with frequent crashes and performance issues

More Retirement apps to explore

FAQ about Retirement

What are the best retirement apps for iPhone?
Empower ® tops our retirement apps ranking as of September 2026, with a 4.8-star average from 412K App Store ratings, and it's free to download.
Yes — 20 of the top retirement apps we rank are free to download, including Empower ® and John Hancock Retirement.
Empower ® has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 247+ retirement apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.

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