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Principal®

Principal®

Retire on your terms.

237K ratings
319 reviews
#108 in free Finance
💰 Finance
Free

Details

  • Released
  • Updated
  • March 2, 2019
  • October 6, 2026

Features

Developer

Principal Financial Group
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📉no. 108
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About

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

✓View account balances
✓Roll over funds
✓Change contributions
✓Adjust investments
✓Financial education resources
✓Retirement Wellness Score
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What users say

Summarized from real user reviews of Principal®. Based on 237K reviews and a 4.8/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Easy to use
  • 👍Convenient mobile access
  • 💡Helpful investment tools
  • 🔒Secure login process

Negative things

  • 🐛Frequent crashes and bugs
  • ⏱️Slow and laggy performance
  • 📊Lacking key account information
  • 🤔Confusing navigation and UI
See all reviews
+1

What's New in Principal®

4.0.72

October 6, 2026

UX improvements and bug fixes

Charts

Top Free

📉 108-3

Finance

This app dropped -3 positions in Finance chart.

Last updated on October 8, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Sucks

Constant unnecessary updates needed on an almost daily basis that take hours to download
Angkor 6Angkor 6

User friendly

Great user friendly app with all information easy to access
Tj 1199Tj 1199

Why two screens for login?

I don’t get the UI choice to have a seperate screen for your user name and password. Have one screen for both username and password otherwise let me save my username in the field so I can quickly move to the password rather than having me basically populate with two calls to my password manager.
MartyPepperMartyPepper

Investment choices underperform

Awful service. Investment choices suck and underperform
Whiting corpWhiting corp

Continues to redirect to onboarding

The app and website keeps redirecting me to the onboarding screens. Whenever I try to navigate to my account it will redirect to these screens and acts like I have not made contribution and investment choices.
DWJrVADWJrVA
See 314 more reviews

Developer apps

Principal® Events
Principal® Events

by Principal Financial Group

💼 Business

(5)

Free
Principal® Charity Classic
Principal® Charity Classic

Event maps, info and updates

⚽ Sports

(1)

Free
See developer apps

User experience

🐞

Reported Bugs

4 issues

Unable to change contribution rates

Bug

Inconsistent login and logout functionality

Bug

Rollover check deposit not working as advertised

Bug

Certain account details not displaying properly

Bug
✨

Requested Features

4 requests

Improved transaction history and reporting

Feature

Ability to deposit checks via the app

Feature

More customization options for the dashboard

Feature

Seamless integration with other financial accounts

Feature

FAQ

What can I do with the Principal app?

The app allows you to manage your retirement savings and financial goals. You can view account balances, make transactions like rolling over funds or changing contributions, and adjust your investments. It also provides financial education resources and tools like a Retirement Wellness Score to track your progress.

Is the Principal app free to use?

The app itself is free to download and use. However, as it is a financial management tool, there may be associated costs with the financial products or services it helps you manage. The description indicates it is free with in-app purchases and has ads.

What financial topics does the app cover?

The app offers financial education to build confidence in areas such as budgeting, saving, and debt payoff. It also provides tools to help you track your progress towards retirement goals.

Can I make all financial changes through the app?

The app facilitates many common transactions and check-ins. However, for changes not available on the app, you will need to visit the principal.com website. The availability of specific information and functionality may vary based on your plan type.

Who is the Principal app designed for?

This app is designed for individuals who want to actively manage their retirement savings and financial goals on the go. It's for users seeking to gain insights, make quick financial adjustments, and access educational content to improve their financial well-being.