Principal®

Principal®

Retire on your terms.

232K ratings
304 reviews
#140 in free Finance
💰 Finance
Free

Details

  • Released
  • Updated
  • March 2, 2019
  • August 6, 2026

Features

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Principal® screenshot #8 for iPhone
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About

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balances
Roll over funds
Change contributions
Adjust investments
Financial education resources
Retirement Wellness Score
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What users say

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+1

What's New in Principal®

4.0.66

August 6, 2026

UX improvements and bug fixes

Charts

Top Free

📈 140+1

Finance

This app rose +1 position in Finance chart.

Last updated on August 8, 2026.

User reviews

Principal Call Responder

Principal call responsiveness is outstanding! I felt my life changed instantaneously when I learned about the benefits of the online application.

The best

Amazing app

Why

Why has the mobile version—which was working well, even if not perfectly—been reverted to the mini-web version? Please restore the mobile interface.

Hard to keep an eye on my balance

I just want to keep an eye on Lu balance and contributions couple of times a week but the app makes it excessively hard to do that. I’m being logged out and unenrolled from Face ID multiple times per week, have to go through MFA to relog every time. To check if my recent paycheck contribution posted I have to navigate through 4 different screens. I should be able to see all that at a glance. I’m not trying to withdraw money or change my investments, just check my balance, this is excessive.
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Review

Would really like to withdraw from my account.

Developer apps

User experience

🐞

Reported Bugs

4 issues

Unable to change contribution rates

Bug

Inconsistent login and logout functionality

Bug

Rollover check deposit not working as advertised

Bug

Certain account details not displaying properly

Bug

Requested Features

4 requests

Improved transaction history and reporting

Feature

Ability to deposit checks via the app

Feature

More customization options for the dashboard

Feature

Seamless integration with other financial accounts

Feature

FAQ

What can I do with the Principal app?

The app allows you to manage your retirement savings and financial goals. You can view account balances, make transactions like rolling over funds or changing contributions, and adjust your investments. It also provides financial education resources and tools like a Retirement Wellness Score to track your progress.

Is the Principal app free to use?

The app itself is free to download and use. However, as it is a financial management tool, there may be associated costs with the financial products or services it helps you manage. The description indicates it is free with in-app purchases and has ads.

What financial topics does the app cover?

The app offers financial education to build confidence in areas such as budgeting, saving, and debt payoff. It also provides tools to help you track your progress towards retirement goals.

Can I make all financial changes through the app?

The app facilitates many common transactions and check-ins. However, for changes not available on the app, you will need to visit the principal.com website. The availability of specific information and functionality may vary based on your plan type.

Who is the Principal app designed for?

This app is designed for individuals who want to actively manage their retirement savings and financial goals on the go. It's for users seeking to gain insights, make quick financial adjustments, and access educational content to improve their financial well-being.