Principal®

Principal®

Retire on your terms.

230K ratings
296 reviews
With Ads#157 in free Finance
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
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About

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balances
Roll over funds
Change contributions
Adjust investments
Financial education resources
Retirement Wellness Score
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What users say

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+1

What's New in Principal®

4.0.64

July 15, 2026

UX improvements and bug fixes

Charts

Top Free

📉 157-8

Finance

This app dropped -8 positions in Finance chart.

Last updated on July 19, 2026.

User reviews

Makes things easy

Pretty intuitive especially for a finance app which are notorious for their UIs

Good app. Bad company.

The worst customer service around. Stay away! So bad

Principal

Awesome and easy way to save!

Company executives

Company is not good for business. When it’s your
Money they find reasons to keep investing even when you need a disbursement or a loan. Time frames are way off from one thing they say to the next thing.!I have a screenshot show from a email from Principal saying I will receive a deposit in 3 days now I’m told a lot longer to receive that money. Meanwhile the amount can lose value from then original request but then they say it’s still invested. Like it can gain as well I’ve done the math in the time frame it’s lost a lot not gain.. I’m
Not gullible
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The worst 401K Benefit Manager everrr

They are so slow!!!

Developer apps

User experience

🐞

Reported Bugs

4 issues

Unable to change contribution rates

Bug

Inconsistent login and logout functionality

Bug

Rollover check deposit not working as advertised

Bug

Certain account details not displaying properly

Bug

Requested Features

4 requests

Improved transaction history and reporting

Feature

Ability to deposit checks via the app

Feature

More customization options for the dashboard

Feature

Seamless integration with other financial accounts

Feature

FAQ

What can I do with the Principal app?

The app allows you to manage your retirement savings and financial goals. You can view account balances, make transactions like rolling over funds or changing contributions, and adjust your investments. It also provides financial education resources and tools like a Retirement Wellness Score to track your progress.

Is the Principal app free to use?

The app itself is free to download and use. However, as it is a financial management tool, there may be associated costs with the financial products or services it helps you manage. The description indicates it is free with in-app purchases and has ads.

What financial topics does the app cover?

The app offers financial education to build confidence in areas such as budgeting, saving, and debt payoff. It also provides tools to help you track your progress towards retirement goals.

Can I make all financial changes through the app?

The app facilitates many common transactions and check-ins. However, for changes not available on the app, you will need to visit the principal.com website. The availability of specific information and functionality may vary based on your plan type.

Who is the Principal app designed for?

This app is designed for individuals who want to actively manage their retirement savings and financial goals on the go. It's for users seeking to gain insights, make quick financial adjustments, and access educational content to improve their financial well-being.