Principal®

Principal®

Retire on your terms.

233K ratings
311 reviews
#127 in free Finance
💰 Finance
Free

Details

  • Released
  • Updated
  • March 2, 2019
  • August 12, 2026

Features

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About

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balances
Roll over funds
Change contributions
Adjust investments
Financial education resources
Retirement Wellness Score
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What users say

See all reviews

What's New in Principal®

4.0.67

August 12, 2026

UX improvements and bug fixes

Charts

Top Free

📈 127+1

Finance

This app rose +1 position in Finance chart.

Last updated on August 28, 2026.

User reviews

Contribution

I have not been able to change the percentage of contributions through this app but able to change on the web browser. Not sure what is the difference.

Please put back customizable date range in personalized rate of return.

The new update doesn’t seem to have it. Without it you can’t easily track how the changes to certain investments on certain dates are doing. You are reduced to YTD, 6M, 1 YR…
I apologize if it is somewhere else and I haven’t seen it.

Best company

Totally professional and very knowledgeable

ZERO STARS!!!!

Unable to access my account now!
The latest update on the app keeps my phone in an endless loop of sending a code to my phone and then timing out because the code is never received. Please fix asap!

Use native

Why you don’t use native language like Swift to build the app? It’s easy to tell that’s an hybrid framework. The UX will never be the same.

Developer apps

User experience

🐞

Reported Bugs

4 issues

Unable to change contribution rates

Bug

Inconsistent login and logout functionality

Bug

Rollover check deposit not working as advertised

Bug

Certain account details not displaying properly

Bug

Requested Features

4 requests

Improved transaction history and reporting

Feature

Ability to deposit checks via the app

Feature

More customization options for the dashboard

Feature

Seamless integration with other financial accounts

Feature

FAQ

What can I do with the Principal app?

The app allows you to manage your retirement savings and financial goals. You can view account balances, make transactions like rolling over funds or changing contributions, and adjust your investments. It also provides financial education resources and tools like a Retirement Wellness Score to track your progress.

Is the Principal app free to use?

The app itself is free to download and use. However, as it is a financial management tool, there may be associated costs with the financial products or services it helps you manage. The description indicates it is free with in-app purchases and has ads.

What financial topics does the app cover?

The app offers financial education to build confidence in areas such as budgeting, saving, and debt payoff. It also provides tools to help you track your progress towards retirement goals.

Can I make all financial changes through the app?

The app facilitates many common transactions and check-ins. However, for changes not available on the app, you will need to visit the principal.com website. The availability of specific information and functionality may vary based on your plan type.

Who is the Principal app designed for?

This app is designed for individuals who want to actively manage their retirement savings and financial goals on the go. It's for users seeking to gain insights, make quick financial adjustments, and access educational content to improve their financial well-being.