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Principal®

Principal®

Retire on your terms.

239K ratings
325 reviews
#105 in free Finance
💰 Finance
Free

Details

Released
March 2, 2019
Updated
October 22, 2026

Features

Developer

Principal Financial Group
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About

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

✓View account balances
✓Roll over funds
✓Change contributions
✓Adjust investments
✓Financial education resources
✓Retirement Wellness Score
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What users say about Principal®

Reviews of Principal® are mostly negative: the Finance app is rated 4.8/5 from 239K App Store ratings. What users like most: easy to use, convenient mobile access. Top complaints: frequent crashes and bugs, slow and laggy performance. Summarized from real user reviews.

Positive things

  • 🚀Easy to use
  • 👍Convenient mobile access
  • 💡Helpful investment tools
  • 🔒Secure login process

Negative things

  • 🐛Frequent crashes and bugs
  • ⏱️Slow and laggy performance
  • 📊Lacking key account information
  • 🤔Confusing navigation and UI
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+1

What's New in Principal®

4.0.73

October 22, 2026

UX improvements and bug fixes

Charts

Top Free

📈 105+3

Finance

This app rose +3 positions in Finance chart.

Last updated on October 28, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Returns

Have lost about 20 k in the last 4 months thinking of pulling going to annuities
MVmt vesusvius

Can’t log in always could

Was easy now is not
SJStupid jimmy

Impossible to move money out

Do not use this company if you want any power over you’re money. Once you’re there you can’t leave. Most brokerages do not accept their funds and Principal doesn’t have cash accounts to you can not liquidate to get the money out. The returns are mediocre and the fees are high. Absolutely horrible. Been in the financial industry for over 20 years, it’s consensus that they’re the worst company to have an IRA or 401k. Been trying to move money for 4 months to no avail. Be warned.
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SSvengali1027

Forgot password doesn’t work

App won’t let me log in. Change password and then the app still won’t let me login. It’s 2026, this shouldn’t even be an issue.
Mminicam1107

Share Document

Please allow the app to export or share documents. The phone makes it easy to view the document, but can’t download or share anything.
"Y"Create a nickname" yourself
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Developer apps

Principal® Events
Principal® Events

by Principal Financial Group

💼 Business

(5)

Free
Principal® Charity Classic
Principal® Charity Classic

Event maps, info and updates

⚽ Sports

(1)

Free
See developer apps

User experience

🐞

Reported Bugs

4 issues

Unable to change contribution rates

Bug

Inconsistent login and logout functionality

Bug

Rollover check deposit not working as advertised

Bug

Certain account details not displaying properly

Bug
✨

Requested Features

4 requests

Improved transaction history and reporting

Feature

Ability to deposit checks via the app

Feature

More customization options for the dashboard

Feature

Seamless integration with other financial accounts

Feature

FAQ

What can I do with the Principal app?

The app allows you to manage your retirement savings and financial goals. You can view account balances, make transactions like rolling over funds or changing contributions, and adjust your investments. It also provides financial education resources and tools like a Retirement Wellness Score to track your progress.

Is the Principal app free to use?

The app itself is free to download and use. However, as it is a financial management tool, there may be associated costs with the financial products or services it helps you manage. The description indicates it is free with in-app purchases and has ads.

What financial topics does the app cover?

The app offers financial education to build confidence in areas such as budgeting, saving, and debt payoff. It also provides tools to help you track your progress towards retirement goals.

Can I make all financial changes through the app?

The app facilitates many common transactions and check-ins. However, for changes not available on the app, you will need to visit the principal.com website. The availability of specific information and functionality may vary based on your plan type.

Who is the Principal app designed for?

This app is designed for individuals who want to actively manage their retirement savings and financial goals on the go. It's for users seeking to gain insights, make quick financial adjustments, and access educational content to improve their financial well-being.