Best Retirement Planner Apps

246+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated October 2026

Every iPhone needs a few good retirement planner apps. We benchmark 246+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Retirement Planner Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Seraph Retirement PlannerSeraph Retirement PlannerFree4.9★ (18)NoNoSep 2026
2Retirement AdvisorRetirement AdvisorFree5.0★ (6)YesNoSep 2026
3Empower ®Empower ®Free4.8★ (412K)NoNoOct 2026
4NestPlan Retirement PlannerNestPlan Retirement PlannerFree5.0★ (4)NoYesAug 2026
5The Retirement PlannerThe Retirement PlannerFree4.0★ (4)NoNoJul 2026
6Retirement Calculator, PlannerRetirement Calculator, PlannerFree4.4★ (307)NoYesOct 2026
7My RetirementMy RetirementFree4.8★ (24K)NoNoOct 2026
8PlanMode: Retirement PlannerPlanMode: Retirement PlannerFree4.3★ (105)YesYesMay 2026

Top Picks for Retirement Planner

Seraph Retirement Planner#1

Seraph Retirement Planner by Hailcat LLC

Monte Carlo Money Simulator
Editor's Choice
💰 Finance
4.9(18 ratings)
Free
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This app simulates thousands of market futures and lifespans to estimate your chance of financial solvency in retirement. It models income, expenses, accounts, debt, and life events with a real US tax engine. Understand key insights and track your progress against your plan.

Retirement Advisor#2

Retirement Advisor by Eric Chang

Retirement calculator
Strong Contender
💰 Finance
5.0(6 ratings)
FreeAds
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Plan your financial future with a powerful savings and retirement simulator. Get year-by-year projections, test early retirement scenarios, and optimize Social Security claims. Visualize savings growth and understand the impact of taxes and contributions.

Empower ®#3

Empower ® by Empower Retirement, LLC

Plan, save, invest, retire
Worth Considering
💰 Finance
4.8😞(412K ratings)
Free
#42in Finance
Empower ® screenshot 1
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This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

What We Love

  • 👍 Good product overall
  • 🚀 Sleek design and robust performance
  • 🔒 Excellent customer service and support

Room to Improve

  • 🐛 Buggy and unreliable app
  • ⏱️ Slow loading times
  • 🤔 Missing key features and functionality
  • 🤯 Confusing and unintuitive navigation
  • 💻 Forced to use app instead of website
  • 🇨🇦 Not compatible with Canadian users

More Retirement Planner apps to explore

FAQ about Retirement Planner

What are the best retirement planner apps for iPhone?
Seraph Retirement Planner tops our retirement planner apps ranking as of October 2026, with a 4.9-star average from 18 App Store ratings, and it's free to download.
Yes — 20 of the top retirement planner apps we rank are free to download, including Seraph Retirement Planner and Retirement Advisor.
Seraph Retirement Planner has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 246+ retirement planner apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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