Best Retirement Planner Apps

205+ iOS apps curated and reviewed

4.6 avg rating
19 free apps
Updated May 2026

Every iPhone needs a few good retirement planner apps. We benchmark 205+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Retirement Planner

Retirement Calculator, Planner#1

Retirement Calculator, Planner by Phan Nhat Đang

Preparing finances for old age
Editor's Choice
💰 Finance
4.4(307 ratings)
FreeAdsIn-App Purchases
Retirement Calculator, Planner screenshot 1
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This app helps you plan your retirement finances with personalized guidance and detailed schedules. It offers accurate calculations for savings and withdrawals, allowing you to track your progress and adjust your strategy for financial freedom.

My Retirement#2

My Retirement by Nationwide Mutual Insurance Company

Strong Contender
💰 Finance
4.8😞(23K ratings)
Free
My Retirement screenshot 1
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My Retirement screenshot 4

Access your employer-sponsored retirement plan on the go. View account balances, asset breakdowns, and manage contributions. Plan your retirement readiness with integrated financial planning tools.

What We Love

  • 👍 Helpful and knowledgeable agents
  • 🚀 Quick and easy to use
  • 🔒 Secure and confident experience

Room to Improve

  • 🐛 Clunky and buggy app
  • 🔍 Limited functionality compared to website
  • ⚠️ Frequent update issues
Retirement Advisor#3

Retirement Advisor by Eric Chang

Retirement calculator
Worth Considering
💰 Finance
5.0(5 ratings)
FreeAds
Retirement Advisor screenshot 1
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Retirement Advisor screenshot 6

Plan your financial future with a powerful savings and retirement simulator. Get year-by-year projections, test early retirement scenarios, and optimize Social Security claims. Visualize savings growth and understand the impact of taxes and contributions.

More Retirement Planner apps to explore

4
Empower ®
Empower ®
Empower ®
Plan, save, invest, retire
Free

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

Consolidated account viewRetirement planningBudget tracking
💰 Finance
(395K)
free with in-app purchases
5
NestPlan Retirement Planner
NestPlan Retirement Planner
NestPlan Retirement Planner
Detailed Retirement Calculator
Free

Plan your financial future with confidence using this comprehensive retirement calculator. It offers detailed projections, supports various account types, and integrates Social Security benefits. All calculations are performed on your device, ensuring your financial data remains private.

Comprehensive retirement projectionsSupport for 401(k), IRA, Roth, Brokerage, HSASocial Security benefit integration
💰 Finance
(4)
free with in-app purchases
6
FIRECalc: Retirement Planner
FIRECalc: Retirement Planner
FIRECalc: Retirement Planner
Investment | Retirement | 401k
Free

This app simulates thousands of market scenarios to provide customized retirement planning. It helps you determine your exact retirement age, safe annual budget, and optimal withdrawal strategy across various assets, factoring in potential government aid.

Thousands of market simulationsCustomized retirement runwaySmart drawdown strategy
💰 Finance
(6)
freemium
7
The Retirement Planner
The Retirement Planner
The Retirement Planner
Financial calculator
Free

Forecast your retirement finances with this tool. Input your starting principal, expected returns, and withdrawal rates to estimate your post-tax income annually. Plan for different retirement phases and determine if your savings will last.

Retirement financial forecastingAnnual post-tax income estimationCustomizable retirement phases
💰 Finance
(3)
free
8
Schwab Workplace Retirement
Schwab Workplace Retirement
Schwab Workplace Retirement
by The Charles Schwab Corporation
Free

This application provides recordkeeping and related services for retirement plans. It is part of the services offered by a financial institution to manage your retirement accounts.

Retirement plan recordkeepingRelated administrative servicesAccount management
💰 Finance
(63K)
free with in-app purchases
9
Compound Interest Calc
Compound Interest Calc
Compound Interest Calc
Plan | Invest | Retire
Free

Plan your financial future with a powerful compound interest calculator. It helps you visualize investment growth with periodic contributions and plan retirement withdrawals with inflation adjustments. Offers detailed breakdowns and interactive charts for informed financial decisions.

Calculate investment growth with contributionsPlan retirement withdrawals with inflationInteractive growth and depletion charts
💰 Finance
(6.4K)
free with in-app purchases
10
FERS+CSRS Retirement Estimator
FERS+CSRS Retirement Estimator
FERS+CSRS Retirement Estimator
by ISD CONSULTING INC
$9.99

Visualize your US Federal Employee retirement income for the next 50 years with this estimator. Easily adjust retirement dates to see their impact on your finances and identify potential low-income periods. Supports various federal employee types and offers an optional upgrade for advanced planning features.

Visual retirement income graphAdjustable retirement datesEarly retirement date calculation
💰 Finance
(1.4K)
free with in-app purchases
11
John Hancock Retirement
John Hancock Retirement
John Hancock Retirement
by John Hancock Life Insurance Company (U.S.A)
Free

Manage your retirement plan securely and conveniently on the go. Access account details, make changes, and set financial goals with real-time projections. Utilize educational resources for personal finance and wellness.

Manage retirement plan accountView account balance and historyUpdate contribution rates
💰 Finance
(35K)
free
12
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Saving, investing, stocks.
Free

This app offers a high-yield cash account, automated investing with expert-built portfolios, and commission-free stock trading. It provides a consolidated view of your finances to help you build wealth and plan for retirement.

High-yield cash account with APYAutomated ETF portfoliosCommission-free stock and ETF investing
💰 Finance
(17K)
free with in-app purchases
13
Retirement Countdown ·
Retirement Countdown ·
Retirement Countdown ·
Retirement-Countdown App
Free

Track your retirement date with a visually appealing countdown. Features include daily reminders, home screen widgets, and the ability to share your progress with loved ones. Enjoy beautiful background images and offline functionality.

Retirement countdown timerHome screen widgetDaily notification reminders
🎬 Entertainment
(11K)
free with in-app purchases
14
Social Security Optimizer:Boss
Social Security Optimizer:Boss
Social Security Optimizer:Boss
Soc Sec age & benefit analyzer
Free

Determine the optimal time to start receiving Social Security benefits. This app analyzes various factors like marital status, life expectancy, and inflation to help you make an informed decision about your retirement income.

Benefit profile for singlesBenefit profile for married couplesCompare benefit options
💰 Finance
(1.4K)
free with in-app purchases
15
Everdays: Retirement Planning
Everdays: Retirement Planning
Everdays: Retirement Planning
Senior planning & insurance
Free

This app helps seniors plan for their future by guiding them through saving, healthcare, and legacy planning. It offers personalized plans and connects users with insurance options to ensure their wishes are met and their loved ones are cared for.

Retirement saving guidanceFuture healthcare planningLegacy and final wishes planning
💰 Finance
(994)
free
16
PlanMode: Retirement Planner
PlanMode: Retirement Planner
PlanMode: Retirement Planner
Long-term Financial Planning
Free

This app helps you plan for your financial future by projecting your wealth over your lifetime. It analyzes potential shortfalls in retirement savings and allows you to test various financial scenarios to ensure you have sufficient resources.

Lifetime wealth projectionsRetirement savings gap analysisScenario testing for financial decisions
💰 Finance
(105)
free with in-app purchases
17
Projections:Retirement Planner
Projections:Retirement Planner
Projections:Retirement Planner
Retirement Planning Made Easy
Free

This app helps you plan for retirement by allowing you to input your assets, income, spending, and contributions. It provides real-time updates on how adjustments affect your savings goals, offering confidence in your financial future.

Create retirement projectionsManual or guided setupReal-time impact analysis
💰 Finance
(1)
ad-supported
18
Principal®
Principal®
Principal®
Retire on your terms.
Free

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balancesRoll over fundsChange contributions
💰 Finance
(230K)
free with in-app purchases
19
Fidelity Investments
Fidelity Investments
Fidelity Investments
Invest, save, plan in one app.
Free

Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

Invest in stocks, ETFs, mutual fundsTrade cryptocurrenciesCash management and bill pay
💰 Finance
(3.2M)
free with in-app purchases
20
OneAmerica Retirement
OneAmerica Retirement
OneAmerica Retirement
OneAmerica Retirement Services
Free

Manage your retirement accounts on the go with this intuitive app. Access financial wellness resources, view your balance, and make changes to contributions and investments. Supports English and Spanish, with robust security measures.

Retirement account managementFinancial wellness resourcesBiometric login
💰 Finance
(8.4K)
free

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