Best Retirement Planner Apps

247+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated September 2026

Every iPhone needs a few good retirement planner apps. We benchmark 247+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Retirement Planner Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Seraph Retirement PlannerSeraph Retirement PlannerFree4.9★ (10)NoNoSep 2026
2Empower ®Empower ®Free4.8★ (404K)NoNoSep 2026
3Retirement AdvisorRetirement AdvisorFree5.0★ (5)YesNoAug 2026
4The Retirement PlannerThe Retirement PlannerFree4.0★ (4)NoNoJul 2026
5Retirement Calculator, PlannerRetirement Calculator, PlannerFree4.4★ (307)NoYesSep 2026
6NestPlan Retirement PlannerNestPlan Retirement PlannerFree5.0★ (4)NoYesAug 2026
7FIRECalc: Retirement PlannerFIRECalc: Retirement PlannerFree5.0★ (6)NoYesJul 2026
8PlanMode: Retirement PlannerPlanMode: Retirement PlannerFree4.3★ (105)YesYesMay 2026

Top Picks for Retirement Planner

Seraph Retirement Planner#1

Seraph Retirement Planner by Hailcat LLC

Monte Carlo Money Simulator
Editor's Choice
💰 Finance
4.9(10 ratings)
Free
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This app simulates thousands of market futures and lifespans to estimate your chance of financial solvency in retirement. It models income, expenses, accounts, debt, and life events with a real US tax engine. Understand key insights and track your progress against your plan.

Empower ®#2

Empower ® by Empower Retirement, LLC

Plan, save, invest, retire
Strong Contender
💰 Finance
4.8😞(404K ratings)
Free
#59in Finance
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This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

What We Love

  • 👍 Good product overall
  • 🚀 Sleek design and robust performance
  • 🔒 Excellent customer service and support

Room to Improve

  • 🐛 Buggy and unreliable app
  • ⏱️ Slow loading times
  • 🤔 Missing key features and functionality
  • 🤯 Confusing and unintuitive navigation
  • 💻 Forced to use app instead of website
  • 🇨🇦 Not compatible with Canadian users
Retirement Advisor#3

Retirement Advisor by Eric Chang

Retirement calculator
Worth Considering
💰 Finance
5.0(5 ratings)
FreeAds
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Plan your financial future with a powerful savings and retirement simulator. Get year-by-year projections, test early retirement scenarios, and optimize Social Security claims. Visualize savings growth and understand the impact of taxes and contributions.

More Retirement Planner apps to explore

FAQ about Retirement Planner

What are the best retirement planner apps for iPhone?
Seraph Retirement Planner tops our retirement planner apps ranking as of September 2026, with a 4.9-star average from 10 App Store ratings, and it's free to download.
Yes — 20 of the top retirement planner apps we rank are free to download, including Seraph Retirement Planner and Empower ®.
Seraph Retirement Planner has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 247+ retirement planner apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
HailCat is a retirement planning tool that uses Monte Carlo simulations to estimate your probability of financial solvency. It models various financial aspects and market futures to provide an honest outlook on your retirement plan.
The app features a real 2026 US tax engine, including federal and all 50 state taxes, capital gains, NIIT, RMDs, and payroll taxes. It also models the tax implications of Social Security benefits and Roth conversions.

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