Every iPhone needs a few good retirement planner apps. We benchmark 247+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.
Compare top Retirement Planner Apps (September 2026)
This app simulates thousands of market futures and lifespans to estimate your chance of financial solvency in retirement. It models income, expenses, accounts, debt, and life events with a real US tax engine. Understand key insights and track your progress against your plan.
This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.
Plan your financial future with a powerful savings and retirement simulator. Get year-by-year projections, test early retirement scenarios, and optimize Social Security claims. Visualize savings growth and understand the impact of taxes and contributions.
What are the best retirement planner apps for iPhone?
Seraph Retirement Planner tops our retirement planner apps ranking as of September 2026, with a 4.9-star average from 10 App Store ratings, and it's free to download.
Are there free retirement planner apps for iPhone?
Yes — 20 of the top retirement planner apps we rank are free to download, including Seraph Retirement Planner and Empower ®.
Does Seraph Retirement Planner have ads or in-app purchases?
Seraph Retirement Planner has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
How many retirement planner apps are on the App Store?
We track 247+ retirement planner apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
What is HailCat's core function?
HailCat is a retirement planning tool that uses Monte Carlo simulations to estimate your probability of financial solvency. It models various financial aspects and market futures to provide an honest outlook on your retirement plan.
How does HailCat handle taxes?
The app features a real 2026 US tax engine, including federal and all 50 state taxes, capital gains, NIIT, RMDs, and payroll taxes. It also models the tax implications of Social Security benefits and Roth conversions.