Finally a retirement planning app that understands the complexities
FIncoming is a brilliantly executed app that adds more transparency to the variables in retirement calculus than any other I’ve seen. It rivals, and in some cases exceeds, the info from my high-priced consultants. The sandbox feature lets me instantly see the outcome of adjusting variables with “levers”, which is educational as well as reassuring. I love the deep tax-awareness that’s built in to each choice, especially avoiding the IRMAA cliff. I’ve modeled dozens of scenarios that would take many hours in other systems in only a fraction of the time and effort with FIncoming. The Monte Carlo simulations add to my confidence level and knowing my data never leaves my device is priceless! Highly recommend.
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