RetIQ

• Add Notes to any Inputs screen — a reminder of why you entered what you did, saved with your plan. • A new "Drain to Roth" strategy empties your pre-tax accounts to about $0 by the end of your plan, with a "Max Tax-Free Roth" goal to plan around it in the Strategy Report. • Your estate-tax exemption is now projected to your plan's end (from $15M per person in 2026) and shown as a curve on the Legacy screen, so a distant estate isn't overstated. • The Relocation planner can include a home sale; the proceeds are deposited to your brokerage at the move age. • The Survivor Strategy report can plan for your legacy — the most you can spend while still leaving your target, and what heirs keep after tax — and the duplicate tax goals are merged into one. • A cleaner Accounts screen, and the bond-ladder editor is fixed: adding and removing rungs now works reliably.